†: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

1. Account must be in good standing. Aeroplan points will be earned on the amount of all purchases less credits, returns and adjustments. Finance charges, annual fees, other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Aeroplan points. 
2. The Cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of 9 travellers), are each entitled to a free first checked bag up to 23kg/50lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan EliteTM Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. For more information on baggage restrictions, please visit www.aircanada.com/baggage. 
3. For every $10,000 in eligible purchases (less any returns, credits and adjustments) charged to the card and posted to the card account, Cardmembers will earn 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS) which will be deposited in their Aeroplan member account and appear on the next card account billing statement. Please allow at least three (3) days after your account billing statement for the SQM and SQS to be added to your Aeroplan account. SQM and SQS are not redeemable towards Aeroplan rewards and only count toward Aeroplan Elite Status qualification. SQM do not count towards Million Mile Status. Cardmembers may earn unlimited bonus SQM and SQS during an Aeroplan Elite Status qualification period. In the case of returns, credits or adjustments that reduce the amount of net purchases below a previously achieved threshold for which SQM and SQS was not previously awarded, you may not earn the SQM and SQS, but if you were awarded SQM and SQS, the amount deducted could result in you having negative net purchases and you will have to make purchases if you wanted to bring your net purchases to zero before earning towards your next SQM and SQS. All Aeroplan Elite Status conditions apply and can be reviewed at www.aircanada.com/elite-termsandconditions 
4. The Cardmember is entitled to receive one (1) Maple Leaf Lounge One-Time Guest Pass (each a “Guest Pass”) for every $10,000 in net purchases charged to the card account (less any returns, credits and adjustments) prior to the Cardmembership anniversary up to a maximum of 4 guest passes in an annual period. A purchase must have a transaction date that is prior to the Cardmembership anniversary date and must be posted to the Cardmember’s account prior to the Cardmembership anniversary date in order to be considered. On each Cardmembership anniversary date, the calculation of the annual net purchases resets to zero and the Cardmembers must qualify again in the new annual period. All earned Guest Passes will be deposited in the Cardmember's Aeroplan loyalty account up to 45 days following the Cardmembership anniversary date. Each Guest Pass will expire twelve (12) months from the date of issuance. One Guest Pass may be used for single admittance by either the Cardmember, or any guest(s) accompanying the Cardmember to access an eligible Air Canada Maple Leaf Lounge (as identified below) upon presentation of a Guest Pass, along with a same-day, confirmed ticket on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Eligible Maple Leaf Lounges are limited to those Maple Leaf Lounges located in Canada and in the United States only and exclude international Maple Leaf Lounges located in the international departure zones of Canadian airports. Access also excludes Air Canada Signature Suites and lounges operated by third parties, such as the Star Alliance member airlines. Any guest entering a Maple Leaf Lounge using a Guest Pass must be accompanied by the eligible Cardmember. Anyone under the age of majority entering a Maple Leaf Lounge must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Maple Leaf Lounge is located. Benefit may only be used as described, and otherwise cannot be transferred. Access is subject to space availability. Unused Guest Pass will automatically be cancelled on the date the card is closed, or if the card is changed to a different product. All Maple Leaf Lounges Terms and Conditions apply and can be reviewed at www.aircanada.com/lounges-termsandconditions. 
5. From time to time, eligible Aeroplan Cardmembers can get access to preferred pricing, which means they can book flight rewards for even fewer points. The number of points required to book a flight reward is determined by several factors, including, but not limited to, holding an eligible Aeroplan credit card, along with other rules as determined by Aeroplan in its sole discretion. 
6. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees. Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law. 
7. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. 

®: Used by Amex Bank of Canada under license from American Express.

®*, TM: For trademark ownership details see: americanexpress.ca/aeroplantrademarks