Get all the convenience and security of the American Express Essential™ Credit Card while enjoying more financial flexibility with a low interest rate of 12.99%.
A low interest rate credit card can help you save on interest payments if you carry a balance. Enjoy more flexibility for big purchases with the American Express Essential™ Credit Card which offers a low ongoing interest rate.
As a Cardmember you also have access to advanced and reserved ticket access as well as special offers to shows and events via American Express Invites®1.
Your life doesn’t keep regular office hours, so neither do we. If you want us, there is always someone to speak with you, 24/7, about whatever you need big or small. Wherever you are in the world.
Lose your Card? Don’t lose any sleep. If your Card is ever lost or stolen, we’ll arrange to get you a new one as soon as possible. If it happens in a remote location, arrangements can be made to have a Card waiting at a point along your way.
Use an American Express® Low Rate Credit Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN.
With Online Services from American Express, you can stay on top of your account. Check statements, set account alerts and more while you’re on the go.
You are a Canadian resident and have a Canadian credit file.
You are of the age of majority in the province or territory of the residence
Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.
Once you have found the Card that suits you best, make sure you read the important information, then hit the 'Apply now' button to begin the application process. At this stage, you can decide how you'd like your name to appear on your Card, and choose optional additional benefits. You can get a response from your application in 60 seconds..
Travel Rewards Cards
Enjoy all the benefits, convenience and security of an American Express® Card - with the added bonus of earning points for travel when you use your Card.
AIR MILES Credit Cards
Get all the convenience and security of an American Express Card while earning AIR MILES® reward miles.
Get all the convenience and security of an American Express® Card while earning Aeroplan®* Miles.
Looking for something special? Then consider one of our Platinum Cards to experience a level of membership that complements and enhances your lifestyle.
Cash Back Credit Cards
Get all the convenience and security of an American Express Card while earning cash back on all your eligible purchases with the card.
No Annual Fee Credit Cards
Want a Credit Card that meets your needs without having to pay an annual fee?
Find a type of card to suit your needs
Explore our range of Cards, you're bound to find something to suits your needs and lifestyle.
1. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees. Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law.
®,™: Used by Amex Bank of Canada under license from American Express