Using your Credit Card overseas
American Express® Cards are accepted around the world, so you can have peace of mind when using your Card to make purchases overseas.
- With American Express Travel you can book your flights and accommodation and earn rewards on your travel purchases.
- Tired of trying to book your vacation using points, only to discover that the redemption amount often changes based on availability, time of year, and popularity of your flight? The Fixed Points Travel Program takes the guesswork out of planning, click here to learn more.
Having travel insurance is important to ensure you could be covered every step of the way. Designed with customer in mind, Amex® Travel Insurance† offers flexible coverage that is cost effective and is available to residents of Canada.
Make sure you have adequate coverage every time you travel and top-up any additional travel insurance as required and get the coverage you need.
American Express Cards are accepted around the world, so you can easily use your Card to make purchases while you are overseas. Here are some useful pre-travel tips:
- You don’t need to call in to tell us you are traveling. Your card will work across the globe wherever American Express is accepted.
- Download the American Express mobile app help you stay on top of your spend.
- Save your insurance company phone number and your policy number into your phone in case you need to easily find them.
American Express Cards are accepted around the world, and every time you make a purchase on your Card you’ll earn points. Simply look out for places that accept American Express.
No matter where you are in the world, we’ll be here when you need us 24/7. Call our Customer Service Centre on 1-800-869-3016 (toll-free) or (905) 474-0870 (collect) from anywhere in the world.
Enjoy peace of mind, wherever you use your Card:
- Fraud protection covers you for any unauthorised charges online. Please notify us immediately if you discover fraudulent activity on your Account.
In the event that your card is damaged, lost or stolen and in need of a replacement please call American Express Customer Care Professional at 1-800-869-3016.
For international (please call collect) (905) 474-0870.
A conversion commission fee is a percentage of the Canadian dollar value of foreign currency transactions, so remember to factor these fees in.
Feel secure knowing we make fraud prevention our business. In the unfortunate event of a fraudulent transaction on your account, we offer a Fraud Protection Guarantee. It states that if you're a victim of fraud who has taken reasonable care to protect your account details, PIN and any device on which you have added your account information, you won't be held responsible for any fraudulent charges.
Your American Express® Card could be the most useful thing to take on any journey. Even if it’s stolen, help is just a phone call away. We’re there for you in 2,200 offices in over 140 countries across the globe.
- Emergency Card replacement
- Travel Emergency Assistance: 24-hour emergency assistance helpline for you and your family.
You do not need to notify us before you travel as we monitor all activities on your account. If you have any difficulties using your Card while traveling, please call the number on the back of your card to speak with an American Express Customer Care Professional.
In the event that your card is damaged, lost or stolen and in need of a replacement please call American Express Customer Care Professional at 1-800-869-3016.
International (please call collect) (905) 474-0870.
Credit and Charge Cards Explained
Has talk of interest, annual fees, rates and percentages left you feeling confused?
Our simple Credit and Charge Card guides are a great place to start.
How Credit Cards and Charge Cards work
What Card fees am I expected to pay
Where is American Express accepted
FRAUD AND SHOPPING PROTECTION
Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your Card.
WORLD CLASS CUSTOMER SERVICE
Access to our customer service is available 24/7 by phone, text or email.
CONTACTLESS PAYMENTS
Contactless is the quick, easy and secure way to make payments - simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with a mobile wallet you can even pay with your phone.
Footnotes
®,™: Used by Amex Bank of Canada under license from American Express
† Amex® Travel Insurance is optional group travel insurance underwritten by Belair Insurance Company Inc. and administered by belairdirect Agency Inc. You may contact the insurer at 1 833 964.2757 in Canada and the U.S. or visit belairdirect.com. In this outline, we have given a brief description of just some of the benefits available under Amex® Travel
Insurance. All insurance coverages are subject to the terms and conditions of the Group Policy issued to Amex Bank of Canada and the applicable limitations and exclusions described in the Certificate of Insurance issued upon enrollment. Please read the Certificate of Insurance carefully. Amex Bank of Canada identifies insurance providers and products that may be of interest to some of its customers. In this role we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive compensation from insurance providers and our compensation may vary by provider and product. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you.
© 2025 Belair Insurance Company Inc. All rights reserved.