Hannah is a freelance journalist with a background in the trade press covering asset management. Today her beat includes a wide range of topics within personal finance, peer-to-peer lending, and small business

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About Andrew

Andrew Banks is an innovator, investor, and one of Australia’s most respected business leaders.

In addition to co-founding the recruitment company Morgan & Banks and growing its sales to over $700 million, Andrew has been a judge on Shark Tank, authored four books on recruiting and accumulated decades of experience in Australia and internationally.

Andrew’s expertise spans many areas, including:

Developing startups into successful companies
Extensive global networking
Building revenue, market share and shareholder returns

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With travel off the agenda for many, at least for now, and cash flow being top of mind, Business Card Members can redeem points for various financial rewards to help keep cash in their business. 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About Andrew

Andrew Banks is an innovator, investor, and one of Australia’s most respected business leaders.

Andrew’s expertise spans many areas, including:

Developing startups into successful companies
Extensive global networking
Building revenue, market share and shareholder returns

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","key","contenthub:cfo-topics/funding/financing","^45","Financing"],"^2:",false,"^1Y",null,"^4D",null,"^4E","","^4F","","^4G","1.0.0"],["^ ","^3[","tips-to-multiply-your-rewards","^1T","Tips to Multiply Your Rewards","^40",null,"^41",null,"^42",null,"^43","By learning how to maximise your rewards, you may find new ways to improve your business’s bottom line in new ways.","^44",[["^ ","key","/en-au/business/trends-and-insights/topics/becoming-more-efficient/","^45","Becoming More Efficient"],["^ ","key","/en-au/business/trends-and-insights/topics/managing-cash-flow/","^45","Managing Cash Flow"],["^ ","key","/en-au/business/trends-and-insights/topics/financing/","^45","Financing"]],"^46",["^ ","^47","american-express","^48","","^49","","^23","American 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Here are some ways smaller businesses can use tech to stay on top of cash flow.","^44",null,"^46",["^ ","^47",null,"^48",null,"^49",null,"^23",null,"bio",null,"^4:",null,"^4;",null,"^4<",null],"^4=","https://icm.aexp-static.com/content/dam/contenthub/au/en/images/2020/EffectiveWriting_780x429.jpg","^4>","https://icm.aexp-static.com/content/dam/contenthub/au/en/images/2020/Effectivewriting_1013x435.jpg","^4?","","^4@","article","^4A","/en-au/business/trends-and-insights/articles/four-ways-small-businesses-are-using-tech-to-improve-cash-flow/","^4B",null,"^4C",["^ ","key","contenthub:cfo-topics/funding/managing-cash-flow","^45","Managing Cash Flow"],"^2:",false,"^1Y",null,"^4D",null,"^4E","","^4F","https://icm.aexp-static.com/content/dam/contenthub/au/en/images/2020/EffectiveWriting_607x912.jpg","^4G","1.0.0"],["^ ","^3[","how-to-improve-cash-flow","^1T","How to Improve Cash Flow","^40",null,"^41",null,"^42",null,"^43","SUMMARY Improving cash flow can be a challenge for small businesses, but fixing these common issues can help you reduce stress and gain control of your finances.","^44",null,"^46",["^ ","^47",null,"^48",null,"^49",null,"^23",null,"bio",null,"^4:",null,"^4;",null,"^4<",null],"^4=","https://icm.aexp-static.com/content/dam/contenthub/au/en/images/2020/Strugglingstaff_Preview_780x429.jpg","^4>","https://icm.aexp-static.com/content/dam/contenthub/au/en/images/2020/Strugglingstaff_Hero_1013x435.jpg","^4?","","^4@","article","^4A","/en-au/business/trends-and-insights/articles/how-to-improve-cash-flow/","^4B",null,"^4C",["^ ","key","contenthub:cfo-topics/funding/managing-cash-flow","^45","Managing Cash Flow"],"^2:",false,"^1Y",null,"^4D",null,"^4E","","^4F","https://icm.aexp-static.com/content/dam/contenthub/au/en/images/2020/Strugglingstaff_Portrait_607x912.jpg","^4G","1.0.0"],["^ ","^3[","insights-by-american-express---working-capital","^1T","Insights by American Express - working capital ","^40",null,"^41",null,"^42",null,"^43","Jennifer Turner, American Express Vice President / Head of Large Markets & Supplier Payments, discusses the new Payment Times Reporting Bill and the impacts of this legislation for working capital with Alex Mechineau, Treasurer Bis and Sean Wiles, Partner, McGrathNicol","^44",null,"^46",["^ ","^47",null,"^48",null,"^49",null,"^23",null,"bio",null,"^4:",null,"^4;",null,"^4<",null],"^4=","https://icm.aexp-static.com/content/dam/contenthub/us/en/images/design-elements/of_getstarted_default_optimized.jpg","^4>","https://icm.aexp-static.com/content/dam/contenthub/us/en/images/design-elements/of_getstarted_default_optimized.jpg","^4?","","^4@","video","^4A","/en-au/business/trends-and-insights/videos/insights-by-american-express---working-capital/","^4B",null,"^4C",["^ ","key","contenthub:cfo-topics/growth/future-proofing","^45","Future Proofing"],"^2:",false,"^1Y",null,"^4D",null,"^4E","f327VriNvks","^4F","","^4G","1.0.0"],["^ ","^3[","how-a-business-can-get-the-full-51-or-55-additional-days-to-pay-for-purchases","^1T","How a business can get the full 51 or 55 additional days to pay for purchases","^40",null,"^41",null,"^42",null,"^43","","^44",null,"^46",["^ ","^47",null,"^48",null,"^49",null,"^23",null,"bio",null,"^4:",null,"^4;",null,"^4<",null],"^4=","https://icm.aexp-static.com/content/dam/contenthub/au/en/images/2020/AMEXOS4221_Affiliates_July_780x429px.jpg","^4>","https://icm.aexp-static.com/content/dam/contenthub/au/en/images/2020/AMEXOS4221_Affiliates_July_1280x608px.jpg","^4?","","^4@","article","^4A","/en-au/business/trends-and-insights/articles/how-a-business-can-get-the-full-51-or-55-additional-days-to-pay-for-purchases/","^4B",null,"^4C",["^ ","key","contenthub:cfo-topics/funding/managing-cash-flow","^45","Managing Cash Flow"],"^2:",true,"^1Y",null,"^4D",null,"^4E","","^4F","https://icm.aexp-static.com/content/dam/contenthub/au/en/images/2020/AMEXOS4221_Affiliates_July_607x912px.jpg","^4G","1.0.0"],["^ ","^3[","how-businesses-are-turning-membership-rewards-points-into-cash-flow-support","^1T","How businesses are turning Membership Rewards points into cash flow support ","^40",null,"^41",null,"^42",null,"^43","Helping small businesses with their ongoing recovery during 2020, American Express has built a great deal of flexibility into Membership Rewards redemption options. With travel off the agenda for many, at least for now, and cash flow being top of mind, Business Card Members can redeem points for various financial rewards to help keep cash in their business. For added convenience, they’re able to redeem online, via the Amex App or over the phone.","^44",null,"^46",["^ ","^47",null,"^48",null,"^49",null,"^23",null,"bio",null,"^4:",null,"^4;",null,"^4<",null],"^4=","https://icm.aexp-static.com/content/dam/contenthub/au/en/images/2020/AMEXOS4221_375x602px.jpg","^4>","https://icm.aexp-static.com/content/dam/contenthub/au/en/images/2020/AMEXOS4221_1280x608px.jpg","^4?","","^4@","article","^4A","/en-au/business/trends-and-insights/articles/how-businesses-are-turning-membership-rewards-points-into-cash-flow-support/","^4B",null,"^4C",["^ ","key","contenthub:cfo-topics/funding/managing-cash-flow","^45","Managing Cash Flow"],"^2:",true,"^1Y",null,"^4D",null,"^4E","","^4F","https://icm.aexp-static.com/content/dam/contenthub/au/en/images/2020/AMEXOS4221_607x912px.jpg","^4G","1.0.0"],["^ ","^3[","how-to-nudge-your-customers-to-settle-their-accounts","^1T","How to Nudge Your Customers to Settle Their Accounts","^40",null,"^41",null,"^42",null,"^43","What can you do to get paid quickly when cash-flow constraints are affecting everyone? Here are a few options.","^44",[["^ ","key","/en-au/business/trends-and-insights/topics/managing-cash-flow/","^45","Managing Cash Flow"]],"^46",["^ ","^47","hannah-smith","^48","","^49","Freelance Journalist","^23","Hannah Smith","bio","

About Andrew

Andrew Banks is an innovator, investor, and one of Australia’s most respected business leaders.

Andrew’s expertise spans many areas, including:

Developing startups into successful companies
Extensive global networking
Building revenue, market share and shareholder returns

Card Accounts

Business Owners

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Personal Cards

Popular Personal Cards

Cards for Business Owners

Corporate Cards

Online Travel

Travel Resources

Business Travel

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All Insurance Services

Travel Insurance

Membership Rewards

Rewards Programs

Card Member Offers & Benefits

Merchants

Corporations

Business Owners

Global Network

Card Accounts

Business Owners

Other Accounts

Contact Us

Personal Cards

Popular Personal Cards

Cards for Business Owners

Corporate Cards

Online Travel

Travel Resources

Business Travel

Travel Money

All Insurance Services

Travel Insurance

Membership Rewards

Rewards Programs

Card Member Offers & Benefits

Merchants

Corporations

Business Owners

Global Network

Managing Cash Flow