We are updating our Card Terms and Conditions, effective from 15 September 2026. The updates aim to provide greater clarity and to support regulatory requirements. A summary of these upcoming changes was recently communicated to existing Card Members.
Card Members holding multiple Cards should review all applicable Terms and Conditions. Please note that these changes do not impact the fees and charges on your Card.
Additional and Employee Card Members (where applicable) should also be made aware of these upcoming changes.
Select the applicable Card below to view your updated Terms & Conditions.
Choose your Card
The American Express® Platinum Edge Credit Card
The American Express® Platinum Card
The American Express® Explorer Credit Card
The American Express® Essential Credit Card
The American Express® Platinum Reserve Credit Card
The American Express®
Green Card
The American Express®
Gold Card
The American Express®
Gold Credit Card
The American Express® Platinum Rewards Credit Card
The American Express® Rewards Advantage Card
The American Express CashbackTM Credit Card
The American Express®
Platinum Moneyback Credit Card
The Low Rate Credit Card
from American Express®
The American Express®
Velocity Platinum Card
The American Express®
Velocity Gold Card
The American Express®
Velocity Escape Card
The American Express®
Velocity Escape Plus Card
The Qantas American Express®
Ultimate Card
The Qantas American Express®
Premium Card
The Qantas American Express®
Discovery Card
The Qantas American Express®
Classic Card
The American Express®
Elevate Credit Card
The American Express®
Elevate Premium Credit Card
The American Express®
Blue Credit Card
The American Express®
Essential Rewards Credit Card
The American Express®
Business Explorer Credit Card
The American Express®
Platinum Business Credit Card
The American Express®
Business Accelerator Credit Card
The American Express®
Gold Business Credit Card
The American Express®
Platinum Business Card
The American Express®
Business Gold Plus Card
The American Express®
Gold Business Card
The American Express®
Business Card
The American Express®
Qantas Business Rewards Card
The American Express®
Velocity Business Card