Redefine possible with
Business Platinum
Business Platinum helps turn travel and business expenses into rewards. See how you can unlock benefits for you and your business.
The Business Platinum Card® unlocks spending power that takes your business to the next level
Dynamic purchasing power
Enjoy financial flexibility with No Pre-Set Spending Limit on purchases. Your purchasing power adjusts dynamically with your Card usage and can grow over time, as long as you make your payments on time and maintain a good credit history.1
Cash flow management
Increase cash flow with up to 55 interest-free days2 to pay in full and the option to pay the balance over time.
Flexible Payment Option
You have options when it comes to paying your Card account balance. With Flexible Payment Option, you can choose to pay your balance in full, the minimum amount due or anything in between.3
Earn up to $1060 in annual statement credits you can use towards everyday expenses or travel.4
Credits to help your everyday business expenses
$300 Indeed statement credit5
$120 Annual Wireless Credit6
$200 Dell
statement credit7
$200 Annual
Travel Credit8
$240 in Annual Instacart Credits9
Find out how you can maximize the benefits on your Card to support your business:
Looking for new talent? Enroll and spend up to $75 in qualifying purchases every 3 months at https://ca.indeed.com/, and you can get up to $75 in statement credits. That’s up to $300 in statement credits annually with Indeed.5
You could save on your wireless bill every month! Enroll and earn up to $120 in statement credits each year for eligible wireless services charged to your Business Platinum Card. Spend $10 each month with eligible wireless providers and get a $10 credit.6
Upgrade your company’s technology with up to $200 annually in statement credits with Dell. Enroll and spend up to $100 in qualifying purchases every 6 months at www.dell.com/en-ca, and you can get up to $100 in statement credits, that’s up to $200 annually.7
Get backed by American Express with insurance† coverages such as:
- Buyer’s Assurance® Protection Plan10†
- Purchase Protection® Plan10†
- Mobile Device Insurance10†
Your Card can help keep your business protected with:
- Employee Card Misuse Protection11
Boost your earning potential with 1.25x Membership Rewards® points for every $1 spent with Business Platinum.12 There's no limit to the number of points you can earn, and your points never expire.
Unlock offers on dining, travel, business supplies and more through the American Express® App or Online Services.13
Unlock access to benefits and earn statement credits for your business with Member extras*. Learn more about the benefits available on your Card and how to take advantage if you haven’t already.
Pay for your purchases and offset your balance Use Points for Purchases.
- 1,000 Membership Rewards points = $10.14
Book your reservation now through Concierge and enjoy elevated and enriched fine dining at some of the top restaurants in Canada.15
From takeoff to check-in, Business Platinum adds value at every step of your journey:
Access a $200 Annual Travel Credit each year of your Cardmembership. It can be used toward any single travel booking of $200 or more charged to your Card and made through American Express Travel Online.8
Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when a NEXUS application or renewal fee is charged to your Business Platinum Card.16
Relax with the American Express Global Lounge CollectionTM17 and enjoy complimentary access to more than 1,400 airport lounges across 140 countries and counting. Terms and Conditions apply.
Need an upgrade for your stay? Your hotel can be a destination itself with Fine Hotels + Resorts18 and The Hotel Collection19 where you’ll enjoy a special suite of benefits. Plus, as a Business Platinum Cardmember you can enroll in complimentary Hilton HonorsTM* Gold Status20 or Marriott BonvoyTM Gold Elite Status21. Enroll now.
Enroll and enjoy benefits such as vehicle upgrades and special discounts with Hertz Gold Plus Rewards Five Star Tier Membership.22 Plus, get offers discounts on rentals in North America and internationally with Avis Preferred.23
Enjoy access to a suite of premium benefits at the Toronto Pearson Airport including access to:
- Priority Security Lane24
- Complimentary Valet Service at Terminal 125
- 15% Parking Discount26
- 15% Care Discount27
Enjoy complimentary airport transfers28 when you book an eligible round-trip first class or business class flight, plus a minimum 1-night stay on the same itinerary. Bookings must be made through Platinum Card Travel Service with your Business Platinum Card.
Help reduce the stress of planning with travel coverage backed by American Express such as:
- Out of Province/Country Emergency Medical Insurance (for under age 65)10†
- Trip Cancellation Insurance10† and Trip Interruption Insurance10†
- Lost or Stolen Baggage Insurance10†
- Baggage Delay Insurance10† and Flight Delay Insurance10†
And more!
Pay for your purchases and offset your balance using Use Points for Purchases.
1,000 Membership Rewards points = $10.14
Unlock offers on for your next business trip through the American Express® App or Online Services.13
1,000 points =
$10 statement credit
From everyday business expenses to your next work getaway, redeem Membership Rewards points for statement credits with Use Points for Purchases against any eligible purchase on your Card.14
Business support you can count on
Platinum Portal
Take advantage of world-class service and find the answers to your questions all in one place.
Insurance†
Back your business with insurance coverage from American Express.
We’re here whenever you need us
24/7 Customer Service
Call 1-888-721-1044
(Press 1)
Platinum Card Travel Service
Call 1-888-721-1044
(Press 2)
Concierge
Call 1-888-721-1044
(Press 3)
International
Call (905) 474-1229 collect
1. No Pre-Set Spending Limit on purchases does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit history, account history, and personal resources. Proof of resources and security may be required.
2. The interest free grace period is 28, 29, 30 or 31 days from the closing date of the current statement to the closing date of the next statement depending on the number of days in the calendar month in which the closing date occurs. The number of interest free days varies based on a variety of factors, including when charges are posted to your account, whether your account is in good standing, and the closing date of your statement.
3. This charge Card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 29.99%. These rates are effective from the day the Flexible Payment Option is first available on your account. If you are an existing Cardmember, please refer to your statement for more details on Annual Interest rates for Flexible payment option & Due in full balances.
4. Value in CAD. Estimated total annual value of $1060 based on Annual Travel Credit ($200) + annual Dell Credit (up to $200) + annual Indeed Credit (up to $300) + annual Wireless Credit (up to $120) + Instacart Credits within a 12-month period (up to $240). This estimate does not include NEXUS Card Statement Credit.
5. $300 CAD Indeed Credit - The registered Card account must be in good standing. Must first register your Card to the offer and use same Card to make qualifying purchase(s) every 3 months from 05/07/2023 to 31/12/2026. Date format is DD/MM/YYYY. Your ability to earn a statement credit will reset every 3 months. The first 3-month period runs from 05/07/2023 until 31/09/2023. Subsequent 3-month periods will start on the first day of every January, April, July, and October until the offer ends on 31/12/2026. A purchase made during the offer period prior to registration of your eligible Card for this offer is not a qualifying purchase. Your registration of an eligible American Express Card for this offer extends only to qualifying purchases on that Card.
For every 3-month period, each time you make a qualifying purchase online at ca.indeed.com you can get a statement credit equal to the amount of the purchase transaction after taxes and applicable fees, charged to your registered Card during that 3-month period and subsequently posted to your account, up toa maximum of $75 (CAD) in statement credit/s. If the maximum of $75 (CAD) in statement credits per 3-month period is exceeded, purchases that exceed the $75 (CAD) maximum will not qualify for a statement credit. This will result in a statement credit being issued for an amount less than the purchase. Purchases made with supplementary cards are not qualifying purchases. Any and all of merchant’s online and/or mobile services and websites, and software provided by or on behalf of merchant on or in connection with such services or websites shall be governed and subject to the terms, rules, policies, guidelines, standard and requirements, including, but not limited to, the Privacy Policy and Terms of Service, that may be posted on the merchant site, available at ca.indeed.com/legal. Additional terms and exclusions apply. Review the full offer terms and conditions in Amex Offers by logging in to your americanexpress.ca account or through the Amex Mobile App.
6. Effective October 1, 2023, Basic Business Platinum Cardmembers will have access to the $120 CAD Annual Wireless Credit. Enrolled Cardmembers will be eligible to receive a maximum of $120 CAD in statement credits on spend at eligible National Mobile Service Providers and their wholly owned subsidiaries, as defined by the Canadian Radio-television and Telecommunications Commission (CRTC), and Sasktel. Eligible Wireless Providers are subject to change and are required to accept American Express Cards in Canada. Spend a minimum of $10 CAD a month, receive a $10 CAD statement credit, up to 12 times in a 12-month period, up to a maximum of $120 CAD. A one-time enrolment is required for the $120 Annual Wireless Credit through Amex Offers and Cardmembers will automatically be enrolled for future redemption periods and do not need to re-enroll. Each month is a separate redemption period. Must first register your Card to the offer and use same Card to make qualifying purchase(s) after registering in order to receive the statement credit. A purchase made during the benefit period prior to registration of your eligible Card for this benefit is not a qualifying purchase
Any credit not redeemed during the applicable redemption period will not roll over to the following redemption period and will expire. Your Card must be charged prior to the end of each redemption period (the 28th, 29th, 30th or 31st of the respective month, depending on the applicable month) to be eligible for the credit within that redemption period. Purchases made by the last day of the month but charged to the registered Card after that day may not count towards eligible spend for that month (for example, if a purchase is made on or before the last day of the month but charged by the merchant on a date that occurs after the last day of the month or if there is a time difference). If this occurs, that purchase will count towards eligible spend for the next month.
This benefit is available to Basic Business Platinum Cardmembers only. If you switch to a new Card product that is not eligible for this benefit, enrolment will be removed from your Card account. If you are no longer eligible for this benefit, due to a change in account status including but not limited to fraudulent flags, suspension, or cancellation, it will be removed from your account.
Valid only on purchases for monthly wireless telephone service charges made directly from an eligible national wireless carrier in Canada. For more information on the designation of national wireless carriers, please review the CRTC’s regulatory policy. Any purchases from third parties, authorized retailers or resellers, payment account or service of a third party, a card reader attached to a mobile phone and online aggregators, are excluded. Bundled services offered by the above Wireless companies for TV, Internet and VoIP and VoIP (Voice Over Internet Protocol) services may be excluded. Benefit limited to the Card to which the offer is saved and only spend on this Card counts towards the benefit. Transactions made with a Supplementary Card are not eligible for the credit.
Credit should appear on your billing statement within 5 business days from qualifying spend but may take up to 5 months. Credit may be reversed if your qualifying purchase is refunded or cancelled. If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the statement credit.If you have any questions about merchant eligibility, call the number on the back of your Card. A statement credit does not constitute a payment and does not satisfy the requirement to pay the minimum due on a credit card. The Basic/Primary Cardmember must continue to make separate payments of at least the minimum due in accordance with the Cardmember Agreement and account statement applicable to their registered Card account.
7. $200 CAD Annual Dell Credit - The registered Card account must be in good standing. Must first register your Card to the offer and use same Card to make qualifying purchase(s) every 6 months from 05/07/2023 to 31/12/2026. Date format is DD/MM/YYYY. Your ability to earn a statement credit will reset every 6 months. The first 6-month period runs from 05/07/2023 until 31/12/2023. Subsequent 6-month periods will start on the first day of every January and July until the offer ends on 31/12/2026. A purchase made during the offer period prior to registration of your eligible Card for this offer is not a qualifying purchase. Your registration of an eligible American Express Card for this offer extends only to qualifying purchases on that Card.
For every 6-month period, each time you make a qualifying purchase online at dell.com/en-ca you can get a statement credit equal to the amount of the purchase transaction after taxes and applicable fees, charged to your registered Card during that 6-month period and subsequently posted to your account, up to a maximum of $100 (CAD) in statement credit/s. If the maximum of $100 (CAD) in statement credits per 6-month period is exceeded, purchases that exceed the $100 (CAD) maximum will not qualify for a statement credit. This will result in a statement credit being issued for an amount less than the purchase. Purchases made with supplementary cards are not qualifying purchases. Additional terms and exclusions apply. Review the full offer terms and conditions in Amex Offers by logging in to your americanexpress.ca account or through the Amex Mobile App.
8. The $200 CAD Annual Travel Credit can only be redeemed at time of booking through American Express Travel Online at americanexpress.ca/travel or by calling Platinum Card Travel Service. Travel booking must be charged to your Business Platinum Card. Account must be in good standing. If you choose to redeem the Travel Credit, it will be credited to your Card account within 2 business days. Basic Cardmember is entitled to one (1) Annual Travel Credit each year based on Card membership anniversary date, towards a single travel booking of $200 or more, and will appear on your billing statement as “Platinum Annual Travel Credit”. The Annual Travel Credit must be redeemed within the same anniversary year it is issued, and it cannot be carried forward to any subsequent year. If you cancel your travel booking after redeeming the Annual Travel Credit, you will not be able to redeem it again in the same year. You can only redeem one Travel Credit per booking.
9. $240 CAD Instacart Credits –When you click on the applicable link, you will be redirected to the merchant website.
The registered Card account must be in good standing. Must first register your Card to the offer and use the same Card to make qualifying purchase(s) each month from 06/01/2025 to 31/12/2027. Date format is DD/MM/YYYY. Your ability to redeem will reset on the first day of each month, and end on the last day of the same month until 31/12/2027. A purchase made during the offer period prior to registration of your eligible Card for this offer is not a qualifying purchase. Your registration of an eligible American Express Card for this offer extends only to qualifying purchases on that Card during the offer period.
To be eligible for a $10 (CAD) statement credit, a qualifying purchase of at least $10 (CAD) in a single transaction, after taxes and applicable fees, must be charged to your registered Card on the Instacart mobile application in Canada or online at www.instacart.ca by the last day of each month during the offer period and subsequently posted to your account. Purchases made during a monthly period but charged to the registered Card after the end of that monthly period may not count towards eligible spend for that month (for example, if a purchase is made during the monthly period but charged by the merchant on the shipping or delivery date and that date occurs after the monthly period ends, or if there is a time difference). If this occurs, that purchase will count towards eligible spend for the next monthly period. Purchases charged to the registered Card by the merchant after the offer period ends will not qualify for the offer (for example, if a purchase is made in the last month the offer is available but charged by the merchant on the delivery date or after a free trial, and that date occurs after the offer ends).
Offer valid only for purchases made online through the Canadian version of the merchant’s website (www.instacart.ca) or through the Instacart mobile application in Canada. Purchases must be made in Canadian dollars and shipped within Canada to be eligible. Each qualifying purchase must be made with a single retailer. Excludes purchases of gift cards, prescriptions, alcohol purchases, and orders placed or shipped internationally. Not valid on Instacart Fresh Funds, Instacart Ads, Instacart Health, and any other Instacart program (existing or new) as determined by Instacart in its sole discretion. See Instacart website for delivery availability in your area. Offer is non transferable. You can earn up to two (2) statement credits for a maximum of $20 (CAD) in statement credit/s per registered Card per month for the duration of the offer period. To receive two $10 (CAD) statement credits each month, two separate qualifying purchases of at least $10 each in a single transaction must be made between the first and last day of the month.
Statement credit will be applied to your registered Card account within 150 days of your purchase, provided that American Express receives information from the merchant about your qualifying purchase(s). American Express may not receive information about your qualifying purchase from the merchant until all items from your qualifying purchase have been provided/shipped by the merchant. Statement credit will be reversed if qualifying purchase(s) is returned/cancelled. If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the statement credit. Unless expressly stated otherwise in the offer, the following transactions are not qualifying purchases for this offer: purchasing a merchant’s goods through a third party, such as through concession stores in department stores, payment account or service of third party, a card reader attached to a mobile phone, online aggregators that sell goods of other merchants or if the merchant category is otherwise not identified. A statement credit does not constitute a payment and does not satisfy the requirement to pay the minimum due on a credit card. The Basic/Primary Cardmember must continue to make separate payments of at least the minimum due in accordance with the Cardmember agreement and account statement applicable to their registered Card account.
While we hope to provide you with this offer on the terms set out here, we reserve the right to change or cancel this offer at any time.If you switch to a new Card product that is not eligible for this benefit, enrolment will be removed from your Card account. If you are no longer eligible for this benefit, due to a change in account status including but not limited to fraudulent flags, suspension, or cancellation, it will be removed from your account.American Express or Instacart reserves the right to vary any eligibility criteria or the Terms prior to you registering for the offer. If you have not yet registered your Card for the offer and you have multiple American Express cards, your eligibility may change so that the offer only applies to the card that has the higher spend.
In the event that you replace your registered Card through Amex Bank of Canada or other participating American Express card issuer (as applicable) during the offer period, your participation in this offer will end and you will need to re-register for this offer.
For full terms that apply to registering your Card in the program, see Program Terms.
INSTACART®, the Instacart Carrot logo, the Instacart Partial Carrot logo, and the Instacart Carrot Top logo are trademarks of Maplebear Inc., d/b/a Instacart. Instacart is not a retailer or seller. Instacart may not be available in all zip or post codes.
10. Underwritten by Belair Insurance Company Inc. You may contact the insurer at 1-833-964-2757 in Canada and the U.S. or visit https://info.client.insure.
11. This product is administered by Belair Insurance Company Inc.
12. Account must be in good standing. Membership Rewards points will be earned by the Basic Cardmember on the amount of all purchases, less credits and adjustments. Interest, annual fees, other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Membership Rewards points.
13. Amex Offers are subject to terms and conditions such as enrolment, spend requirements, offer periods and are available in certain channels and at select merchants.
14. You can redeem Membership Rewards points for a statement credit towards an Eligible Purchase charged to an Eligible Card. All Eligible Purchases: 1,000 points = $10 statement credit. You must redeem a minimum of 1,000 points per redemption. Eligible Purchases include purchases made at American Express merchants and charged to an Eligible Card. Funds advances, fees, balance transfers, Amex cheques and charges for travellers cheques are not Eligible Purchases. American Express may make changes to the types of purchases that are eligible for redemption with Use Points for Purchases at any time without notice. Eligible Cards are Consumer and Small Business Cards enrolled in the Membership Rewards program. Statement credits on your Card Account should not exceed the aggregate amount of the Eligible Purchase(s) on your Eligible Card. You can register for Online Services to view your Eligible Purchases and to redeem online. Only Eligible Purchases posted to your Card Account during the last 3 months, up to 150 most recent Eligible Purchases, will be displayed for redemption. If you wish to redeem points towards an Eligible Purchase within the last 12 months that is not displayed online, please contact us at the number listed on the back of your Card.
Subject to Membership Rewards Terms and Conditions. Visit membershiprewards.ca for full Terms & Conditions of the Membership Rewards program or call 1-80- 668-AMEX (2639). Small Business Cardmembers, please call 1-888-721- 1046.
15. Global Dining Collection – Benefits available for Canadian Business Platinum Cardmembers at participating restaurants. Account must be in good standing. Participating restaurants are subject to change without notice. Benefits vary by participating restaurant. The benefits have no cash value, cannot be exchanged or substituted, and cannot be combined with any other dining promotions or offers unless indicated otherwise. In order to take advantage of the benefits, reservations must be made through Concierge and the restaurant charge must be charged to your Business Platinum Card. Fulfillment of the program benefits is the responsibility of the individual participants. The reserved table benefit is limited to one (1) table for up to four (4) people or two (2) tables for up to two (2) people. Reservations are based on a first-come, first-served basis and are subject to availability. Advance reservations required. Some restaurants require up to 2 days advance reservation. In the event of a reservation cancellation, the Cardmember will be subject to the restaurant’s cancellation policy, which will be communicated to the Cardmember by Concierge at the time of booking. Concierge is not responsible for informing the restaurant of your dietary restrictions or for the restaurant being able to accommodate the restrictions; we do ask that you provide this information directly to the restaurant.
Upon authorization by the Business Platinum Cardmember, Concierge uses its best efforts to source or arrange the reservation as requested. Business Platinum concierge services are provided at no charge, however Business Platinum Cardmembers pay supplier for authorized charges. If applicable, Business Platinum Cardmembers will be advised of the amount of a no-show reservation fee at the time of booking. Amex Bank of Canada is not responsible for the acts or omissions of suppliers, and cannot guarantee fulfillment of Business Platinum Cardmember requests in all instances.
Limited dietary restrictions may be accommodated. Please let the Concierge know when booking your reservation, and always remember to let the staff onsite at the selected restaurant know prior to dining. You must be of local legal drinking age and carry valid government-issued identification to consume alcoholic beverages. Please drink responsibly.
Please inform Concierge if you cannot make your reservation. You may not transfer your reservation if you cannot attend.
16. Business Platinum Cardmembers will receive up to a $100 CAD statement credit when NEXUS application or renewal fees are charged to their account. Business Platinum Cardmembers are eligible to receive up to $100 CAD in statement credits every four (4) years for application or renewal fees for the NEXUS program when charged to an eligible Card. Cardmembers will receive statement credits for their total spend on NEXUS fees rounded down to the nearest dollar, up to a maximum of $100 CAD in cumulative statement credits, per account per four (4) year period, regardless of whether the NEXUS fees are charged on the Basic or Supplementary Card. American Express will not provide additional statement credits once the maximum of $100 CAD in cumulative statement credits have been issued for subsequent NEXUS application or renewal fees charged to the same eligible Card within the same four (4) year period even if the original application is rejected. For existing Cardmembers as of September 26, 2023, the first four (4) year period runs from September 26, 2023 until September 25, 2027. For new Cardmembers after September 26, 2023, the first four (4) year period runs from the initial Card anniversary date until the day before the fourth (4th) Card anniversary date. In either case, each subsequent four (4) year period follows the period that immediately preceded it. American Express has no control over the application and/or approval process for the NEXUS program and does not have access to any information provided to the government by the Cardmember or by the government to the Cardmember. American Express has no liability regarding the NEXUS program. The NEXUS program is run by CBSA and the U.S. Customs and Border Protection independently (without administration by American Express). For additional information on the NEXUS program, please visit www.cbsa-asfc.gc.ca/services/travel-voyage/prog/nexus/menu-eng.html. The NEXUS program is subject to change, and American Express has no control over those changes.
Please allow up to 8 weeks after the qualifying NEXUS transaction is charged to the eligible Card account for the statement credit to be posted to the Card account. American Express relies on accurate transaction data to identify eligible NEXUS purchases. If you do not see a credit for a qualifying purchase on your eligible Card after 6-8 weeks, simply call the number on the back of your Card. Cardmembers are responsible for payment of all application charges until the statement credit posts to the Card account. To be eligible for this benefit, Card account(s) must be active and not in default at the time of statement credit fulfillment.
◊ Official mark and/or trademark of Her Majesty as Represented by the Minister of Public Safety and Emergency Preparedness, used under license.
17. Global Lounge Collection - Holders of the Business Platinum Card may access participating Canadian and International airport lounges (“Participating Lounges”) on a complimentary basis, upon presentation of the required entry documentation. Participating Lounges may change from time to time. For a complete listing of partners and full terms & conditions of each Participating Lounge, visit americanexpress.ca/platinum-lounge. House rules, number of visits per calendar year and terms and conditions of Participating Lounges apply. Use of Participating Lounges is subject to availability. Unless otherwise stated, Participating Lounge access cannot be used in conjunction with any other offer or benefit and is subject to change or cancellation at any time.
18. Fine Hotels + Resorts – Valid only for new Fine Hotels + Resorts (FHR) bookings made through Platinum Card Travel Service, americanexpress.ca/travel or americanexpress.ca/FHR. Payment must be made with an American Express Card in the Canadian Business Platinum Cardmember's name. Available for Canadian cardholders of the Business Platinum Card® from American Express. Business Platinum Cardmember must travel on the itinerary booked under FHR reservations to be eligible for benefits described. Limit of one (1) benefit package per room per stay. Benefit package can include Noon check-in, Room upgrade, Daily breakfast for two people, guaranteed 4:00 pm late check-out, plus a unique property benefit. Noon check-in and room upgrade based on availability and provided at check-in. Certain room categories are not eligible for room upgrades. Call Platinum Card Travel Service for details. The type and value of the daily breakfast (for two) varies by property. The actual value of the daily breakfast will be communicated at the time of check-in. Daily breakfast will be valued at a minimum of US$60 per room per day. Any charges that exceed the value of the daily breakfast will be the responsibility of the Cardmember and will be charged separately. To receive the breakfast credit, the breakfast bill must be charged to your hotel room. The breakfast credit will be applied at check-out. Unique property benefit varies by property, is subject to change, and cannot be redeemed for cash. To receive the unique property benefit, the eligible spend must be charged to your hotel room and the credit will be applied at check-out. FHR cannot be combined with other offers unless indicated. Benefit package expires at check-out. Business Platinum Cardmembers may book up to a maximum of three (3) rooms under the FHR Program per stay. Back-to-back stays booked by a single Cardmember, Cardmembers travelling in the same party and staying in the same room, within a 24-hour period at the same property are considered one stay and are ineligible for additional FHR benefits (“Prohibited Action”). American Express and the Property reserve the right to modify or revoke FHR benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your FHR benefits. In the event the Business Platinum Cardmember cancels the reservation(s), FHR rates and benefit package will no longer apply to any remaining reservation(s). Participating Fine Hotels + Resorts properties and benefits are subject to change. Complimentary Wi-Fi is provided in room, with the exception of select properties where In-Room Wi-Fi is included as part of a mandatory daily resort fee or is not available. In these instances complimentary Wi-Fi will be provided in a common space on property. Call Platinum Card Travel Service for property specific details regarding Wi-Fi.
19. The Hotel Collection – Valid at participating hotels for new bookings of at least two consecutive nights made through Platinum Card Travel Service, americanexpress.ca/travel or americanexpress.ca/THC. Payment must be made in full with an eligible American Express Card in the Canadian Business Platinum Cardmember’s name at time of checkout. The Business Platinum Cardmember must travel on the itinerary booked. (1) The Cardmember will receive the $100 USD credit as deduction from the final hotel bill when checking out of the hotel; $100 USD. Amenities vary by property and facilities available. To receive the credit, the eligible spend must be charged to your hotel room and the credit will be applied at check-out. Charges must be charged to the room and exclude charges for taxes, gratuities, fees and cost of room. Additional exclusions based on specific hotel restriction may also apply including without limitation purchases within the hotel that are unaffiliated and/or owned by third parties - see hotel front desk for details. Credit must be used in conjunction with initial stay and cannot be carried over to another stay. Offer is not redeemable for cash and expires at check-out. Credit is non-exchangeable and non-refundable and is applied in USD or equivalent in local currency based on exchange rate on day of arrival. May not be combined with other offer or programs unless indicated. Limit one credit per room, per stay. (2) A one category room upgrade is based on availability and eligibility at check-in to the hotel. 12pm check-in and late check-out are based on availability and eligibility at check-in to the hotel. Three-room limit per Cardmember per stay. Back-to-back stays booked by a single Cardmember, Cardmembers staying in the same room or Cardmembers traveling in the same party within a 24-hour period at the same property are considered one stay and are ineligible for additional THC benefits (“Prohibited Action”). American Express and the Property reserve the right to modify or revoke the THC benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your THC benefits. Participating hotels and benefits subject to change.
20. Hilton Honors Gold Status – As a Business Platinum Cardmember you are eligible to enrol in complimentary Hilton Honors Gold status. Offer available only to Business Platinum Cardmembers and is not transferable. Full details of Gold status can be found at HiltonHonors.com/MemberBenefits and is subject to change by Hilton. Gold status benefits are subject to availability at participating hotels and resorts within the Hilton Portfolio. Once you request enrolment in Hilton Honors Gold status, American Express will share your enrolment information with Hilton. Hilton may use this information in accordance with its privacy policy available at Hilton.com/PrivacyPolicy. If you already have Hilton Honors Gold Status, you can maintain the benefit in the future because you don’t need to meet any stay requirements. You maintain Gold status without meeting otherwise required criteria only while an eligible cardholder or until American Express notifies you that the benefit is terminated. Hilton Honors membership, earning and redemption of Points are subject to Hilton Honors Terms & Conditions. All Hampton by Hilton™ hotels in the Republic of China are excluded from the Hilton Honors program. Visit HiltonHonors.com/Terms for more details. Third party bookings through Tour Operators or Online Travel Agencies, including Amex Travel Online, are not eligible for Hilton benefits.
21. Marriott Bonvoy Gold Elite Status – Enrolment into the Marriott Bonvoy®* program is required to receive benefits of Marriott Bonvoy Gold Elite status, and may be terminated by Marriott without prior notice. Marriott Bonvoy benefits are subject to change and availability may vary by property. American Express Terms and Conditions apply. Gold Elite status amenities may not be combined with the Fine Hotels & Resorts program. All Marriott Terms and Conditions apply. For complete terms and conditions of the Marriott Bonvoy program, visit www.marriottbonvoy.com/terms. American Express reserves the right to instruct Marriott to cancel your Gold Elite status if you cease to be a Business Platinum Cardmember or your account is not in good standing. Third party bookings through Tour Operators or Online Travel Agencies, including Amex Travel Online, are not eligible for Marriott Bonvoy benefits.
22. Hertz Gold Plus Rewards First Star – Business Platinum Cardmembers must enrol directly with Hertz to receive Hertz Gold Plus Rewards® Five Star Tier membership (“Membership”). Membership is subject to the terms, conditions and restrictions of Hertz which are subject to change without notice. Cardmembers who enrol in the Hertz Gold Plus Rewards® Five Star Tier Club can receive a one-car class upgrade at participating locations at time of rental. The upgrade is subject to availability and change and is valid on rentals of Compact through Full Size Cars. American Express reserves the right to instruct Hertz to cancel your membership if you cease to be a Business Platinum Cardmember or your account is not in good standing. Benefits vary by market and location of rental, and may be subject to change and availability. Gold Plus Rewards® Five Star Tier membership enrolment is required to enjoy all benefits. Partner Terms and Conditions apply. Visit the Hertz Gold Plus Rewards website for full Terms and Conditions (hertz.ca).
23. Avis – Discounts of between 5% - 25% off the lowest available discounted rate are available on qualifying rentals, at participating Avis locations in Canada and the contiguous U.S. and up to 20% off the lowest available discounted rate at participating locations internationally, upon presentation of AWD # C076700 at time of reservation. The discount received depends on fleet availability, location, type of car rented and seasonality. Discounts apply to time and/or kilometre/mileage charges only and not to any other charges in connection with the rental; such as taxes, Personal Accident Insurance, refueling service charge, drop-off charges and Loss Damage Waiver. Discount is not applicable to pre-pay rates. Certain blackout dates may apply. Offer is subject to vehicle availability at the time of rental and may not be available on some rates at some times; including some online rates at avis.ca/com. Car rental return restrictions may apply. Renter must meet Avis age, driver and credit requirements. Minimum age may vary by location. An additional daily surcharge may apply for renters under 25 years old. Program terms are subject to change without notice.
24. Toronto Pearson Priority Security Lane – American Express Basic and Supplementary Cardmembers with an eligible Card are entitled to access the Pearson Priority Lanes (“Priority Lanes”). The Priority Lanes are serviced by the Greater Toronto Airport Authority. Priority Lanes are located at select departure areas at Toronto’s Pearson International Airport in Terminals 1 & 3. Access to a Pearson Priority Lane is available to eligible Canadian Cardmembers and companions travelling on the same itinerary. The eligible Cardmember can request one-time-use QR Codes online by visiting go.amex/yyz. For assistance, please call the phone number on the back of your card. Access to the Priority Lanes is intended for the Basic and Supplementary Cardmember and a reasonable number of persons travelling with them on the same itinerary. If we determine, in our sole discretion, that a Cardmember (or Supplementary Cardmember, as applicable) is not using this benefit as intended, we reserve the right to revoke your access to the benefit or to cancel your Card account. All passengers departing from Pearson International Airport, including those accessing the Priority Lane, are required to comply with airport security and customs screening requirements. Priority Lanes access is subject to change or cancellation at any time and additional terms and conditions apply.
25. Toronto Pearson Complimentary Valet Service – Basic and Supplementary Business Platinum Cardmembers must charge the parking fee to their Business Platinum Card for the associated Valet fee to be waived. Waived fee applies only to Toronto Pearson Airport Valet Services in Terminal 1. For more information on Valet Service, visit torontopearson.com.
26. Toronto Pearson 15% Parking Discount – 15% discount off the cost of parking (including taxes) will be provided as a credit to your Business Platinum Card statement. The parking lot is subject to availability. Discount available at Express Park in Terminal 1 and Daily Park in Terminals 1 & 3. 15% discount cannot be used when reserving parking on Greater Toronto Airport Authority’s (GTAA) Parking Reservation system or in conjunction with any other offers or discounts offered by GTAA. Terms subject to change. For more information on parking lots visit torontopearson.com.
27. Toronto Pearson 15% Car Care Discount – Car Care services must be charged to your eligible Business Platinum Card. 15% discount off cost of Car Care services (including taxes) will be provided as a statement credit. Only Canadian American Express Cards are eligible for the Car Care services. Subject to availability. Access to the Car Care services is available in Terminal 1 on level 5 of the Daily Park garage. For more information on parking lots, visit torontopearson.com.
28. To be eligible, Basic Business Platinum Cardmembers must book an eligible round-trip first class or business class flight with a minimum 1-night stay on the same itinerary through Platinum Card Travel Service and pay with their Business Platinum Card. Bookings must be made at least four hours prior to pick up time. Subject to availability. Booking changes or cancellations must be made with Platinum Card Travel Service. Please provide Platinum Card Travel Service notice of more than one hour prior to your scheduled pick up time of any change or cancellation. Failure to advise Platinum Card Travel Service of a change or cancellation within the minimum required time frame will count as one complimentary transfer usage. The Premium Airport Transfer Service must be within a 50-kilometer radius of the airport. Additional charges may apply and will need to be paid by the Business Platinum Cardmember if the car transfer goes over the 50-kilometer maximum. The maximum number of passengers and luggage allowed will be subject to vehicle availabilities. Business Platinum Cardmembers can receive up to 6 complimentary one-way transfers per calendar year. Cardmembers are limited to 4 one-way transfers per qualified round-trip flight and hotel booking. Locations where this service is available are subject to change without notice. For the current list of eligible locations, please contact Platinum Card Travel Service. One hour of complimentary wait time is included. American Express will request and provide your personal information such as your name, email address and mobile phone number to the service provider to fulfill on the Premium Airport Transfer Service. Once your booking is complete, the airport transfer service provider will send you servicing communications by email and text to confirm your booking and details on the service on the day of your pick up. For more details, please contact Platinum Card Travel Service.
© 2025 Hilton
†: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
®*: 2025 Marriott International, Inc. All Rights Reserved. All names, marks, and logos are the trademarks of Marriott International, Inc., or its affiliates, unless otherwise noted.
®, TM: Used by Amex Bank of Canada under license from American Express.
* Available to select American Express Cards issued by Amex Bank of Canada. The following cards are not eligible: American Express Corporate Cards, American Express® Gift Cards, Prepaid Cards and any cards not issued by Amex Bank of Canada are not eligible. Member extra benefits vary by product and are subject to terms and conditions. Registration and spend using an eligible Card are required. All benefits are contingent on satisfying the criteria outlined in the offer terms and conditions. Certain benefits may be available for a limited time. For up-to-date information on Member extras, visit https://www.americanexpress.com/en-ca/benefits/member-extras/small-business-platinum-card/“