Earn 1X point for every eligible £1 spent

For every eligible £1 you spend on your Card, you'll earn 1 Membership Rewards point – and there's no limit, so you can stack up the points to your heart's content, as long as your Account is open and up to date.

The same goes for Employee Cards on the Account, so your employees’ spending will keep the rewards coming in.

Earn 2X points for every £1 spent on American Express Travel

​Earn one additional point for every £1 spent when you book your flights, hotels, car hire or experiences through American Express Travel Online. You can then use your points, your Card or a combination of both to pay for your booking including any taxes and charges.

Redeem points for travel, gift cards, to pay your bill, choose to reward yourself or your business

From spa day experiences to department store Gift Cards, use your points to treat yourself or reward those people going above and beyond for your business. You could put them towards a team lunch or new office supplies or even for a statement credit to help boost your bottom line.

You can also transfer points to one of our partner's frequent traveller programmes, and use them to enjoy hotel stays, flights, dining and more – for business or pleasure. Our partners include British Airways, Marriott Bonvoy^TM, and Virgin Atlantic. Minimum, maximum and increments apply to points transfers and vary by partner. Reward bookings are subject to taxes and fees.

Up to 54 days to pay interest free

If you currently pay for your expenses by cash or invoice, the payment will leave your account right away. With Amex Business Gold^®, you have a payment period of up to 54 days interest free on purchases, so your cash can stay in your account for longer, making money management more flexible. To avoid incurring interest payments, simply pay your total balance in full every month.

Spending Power

Your Card’s spending limit – the amount your business can spend – is dynamic and can adjust to your business needs.
To help maximise your spending limit, you can start spending and repaying the balance as soon as your get your Card, earning Rewards as you go. You can make repayments multiple times within your Billing Cycle, there’s no need to wait.

Flexible Payment Option

You can pay your balance in full each month, or you have the choice to use Flexible Payment Option. This allows you to pay part of your balance over time, so when cashflow fluctuates, your repayments can too – giving you peace of mind.

You will receive a line of credit when your Card arrives and you can access this with no additional approvals or paperwork. If you choose to use the line of credit, the purchase rate applies. Click here to learn more about Flexible Payment Option.

Streamlined accounting tools

American Express has you covered for all your expense management needs. Just use your MYCA Account to create expense reports and export your data to QuickBooks and Xero.

Up to 20 complimentary Cards to help employees spend securely

Stay in control with our Employee Cards, for employees and associates. Keep your eyes on spend, set limits on Cards or even freeze them, whatever works for you.

Consolidate all your business spending under one Business Card Account, maximising your chance to build Membership Rewards points. Purchases on Employee Cards all count towards that total.

See exactly where your money is going, plus save time when tracking and sorting expenses, through your Online Account and American Express^® App.

The main Cardmember will be liable for all charges made on the Employee Card(s).

Over £200 a year in partner discounts

American Express Business Gold brings discounts with providers of goods and services popular with many small businesses, via enrolment through Amex offers.

Get up to £200 in Amex Travel Credits when you spend £80,000 in your Cardmembership year

Spend £40,000 in your Cardmembership year to earn a £100 Travel Credit to use on prepaid bookings made online through American Express Travel. This can be done twice a year which could earn you up to £200 in Travel Credits. Terms and payment restrictions will apply. This offer is subject to change at any time. The offer resets every Cardmembership year.

Upgrades and credits at 1,000+ properties with The Hotel Collection

The Hotel Collection makes business trips better. With over 1,000 hand-picked, upscale hotels worldwide, quality and convenience come as standard. There are also big travel rewards for small business. Earn 2X Membership Rewards points and receive a US $100 credit to use at the property when you book a prepaid stay of two nights or more through AmexTravel.com. Plus, 12pm check-in, late check-out and a room upgrade upon arrival, all when available.

Spend online at Indeed to get up to £50 back, every 3 months.

Save this benefit to your Card and spend online at uk.indeed.com to get 100% back on qualifying purchases up to a maximum of £50 back. The benefit resets every 3 months. Terms, purchase restrictions and future communications about this benefit will apply.

£100 annual Dell Technologies statement credit

You are doing more for your business, so we're doing more for you. We understand business might be changing, and technology will help play a key role in helping to keep your business moving forward. This exclusive benefit from Dell Technologies will provide extra value, when you need it most.

Get up to £50 in statement credits between January and June and up to £50 in statement credits between July and December for United Kingdom purchases with Dell Technologies on your Business Gold Card when enrolled. That's up to £100 in statement credits annually. Only the Primary Cardmember can enrol the Card Account into the benefit.

Once enrolled, you can purchase online by visiting www.dell.co.uk/amex or by contacting a dedicated Dell Technologies Advisor on 0800 389 0621.

Get £20 back when you spend £60 or more at Alamo or Enterprise. Up to £240 per year

Save this offer to your American Express^® Business Gold Card. Once saved, spend £60 or more in a single eligible transaction on a prepaid booking made online with Alamo or Enterprise to receive a £20 statement credit. Offer valid once per Card within each calendar month. Terms and payment restrictions will apply. This offer is subject to change at any time.

15% Superscript statement credit once per year

Save this offer to your Card to get a 15% statement credit when you spend any amount in a GBP transaction on business insurance online at Superscript. Terms and payment restrictions will apply. This offer is subject to change at any time. The offer resets every calendar year.

Access to American Express Experiences^®

All work and no play makes business more of a grind. So, with American Express^® Experiences you can make it all more memorable, whether you're entertaining clients, rewarding your employees, or treating yourself. Your Card gives you access to purchase tickets to some of the most in-demand music, film and theatre events in town, often before they go on sale to the general public.

24/7 Global Assist^® hotline

If you're away on business anywhere in the world and run into trouble, assistance is just a phone call away, 24/7.

Emergency Card Replacement

No matter where your business takes you, if you report your Card lost, damaged or stolen, we'll help you replace it.

24-hour Business Account management

24-hour online business Account management lets you check your balance, past statements, available credit, and keep track of all business purchases made on your Card.

You can also access the most important Account information when you're on the go via our Online Account, or as a downloadable app for iPhone and Android devices.

Travel Accident and Travel Inconvenience Insurance

On the move? You're protected when you use the Card to book your travel, with Travel Accident Insurance up to £250,000 and Travel Inconvenience Insurance up to £200. Limitations and exclusions apply.

Purchase protection

Sometimes bad luck strikes. So, if you buy an eligible item on your Card and it's stolen or damaged within 90 days of purchase, we'll cover the cost of repair or replacement for the item, subject to excess, up to £2,500 per eligible item.

Refund protection

Should you change your mind or return your eligible item for any reason within the same 90 day period, the Card's Refund Protection means that even if the UK retailer won't refund you, we'll replace or refund you up to a maximum of £300.