How You Earn
1.25X
Avios
On purchases
for every £1 spent
30,000
Avios
Per Calendar Year
For every £20,000 you spend, get 10,000 bonus Avios. Up to 3 times each calender year
How You Earn
1.25X
Avios
On purchases
for every £1 spent
30,000
Avios
Per Calendar Year
For every £20,000 you spend, get 10,000 bonus Avios. Up to 3 times each calender year
Key Benefits
Collect even more Avios with American Express
Earn 1.25 Avios for every £1 spent on everyday purchases on your Credit Card.
Get up to 30,000 bonus Avios annually
Be rewarded every calendar year with a tiered Avios annual bonus. For every £20,000 spent on the Card, receive 10,000 bonus Avios, up to 3 times each year.
£200 Avios Hotels and Car Hire Statement Credit
Every eligible pound you spend on your Card when booking hotels or hiring a car through Avios.com comes back as £1 in statement credit, up to the maximum £200 in a calendar year.
Flexible Cashflow Management
Your Credit Card gives you access to up to 56 calendar days interest free (when you pay your balance in full) or the choice to pay over time with interest.
World Support and Protection
Business or pleasure - rely on our 24/7 Global Assist® phone line, emergency Card replacement service and Travel Insurance protection.
Plan ItTM – Instalment Plans from American Express
Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee.
- No additional application or extra credit checks required
- A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance
- Earn rewards on the purchases the way you usually do
Learn more by visiting here.
All Benefits
Increase your cashflow
Have access to up to 56 calendar days without interest (when you pay your balance in full) or the choice to pay over time with interest. Make your Card work as hard as you do and flex your cashflow as you need it.
Benefit from payment flexibility
Your Card offers payment flexibility on your forthcoming purchases. You can choose to pay your balance in full, or pay over time with interest – you decide how to support the cashflow for your business. Terms apply.
Drive efficencies with payment consolidation
Your Credit Card can give you a clearer view of your business expenses. By shifting all your payments to the Credit Card, you can avoid having to track multiple direct debits, bank transfers, cheques and cash transactions.
- In your Online Account, you can see all spend (including Employee Cards) in one place.
- You can use the Credit Card to cover a whole range of business expenses from travelling to meet your suppliers or clients, to paying for your office supplies.
Get complimentary Employee Cards
You can apply for up to 20 complimentary Employee Cards for your employees so you can consolidate your business expenditure and track all spend under one business Account. Plus, spend on your Employee Cards can help build up your Avios Points. The main Cardmember will be liable for all charges made on the Employee Card(s).
Rich rewards on business spend
Earn 1.25 Avios for every £1 spent on everyday purchases on your Credit Card.
Refund Protection
Should you change your mind or return your eligible item for any reason within the same 90 day period, the Card's Refund Protection means that even if the UK retailer won't refund you, we’ll replace or refund you up to a maximum of £300.
Worldwide 24-hour Customer Service with Global Assist®
If you’re away on business and run into trouble anywhere in the world, assistance is just a phone call away – in your own language, 24/7.
Purchase Protection
If you buy an item on your Card and it's stolen or damaged within 90 days, we'll replace or repair it, or refund you up to £2,500 per eligible item.
Travel Accident Protection
It is reassuring to know that wherever you are on business, your Card provides the Cardmember cover for no additional charge when your trip is booked with the Card. Cover includes £250,000 travel accident benefit when travelling on public transport on a business trip.
Emergency Business Card Replacement
No matter where your business takes you, you’ll never be stranded. Report your Card lost, damaged or stolen and we’ll help you replace it.
Travel Inconvenience
When business travel does not go to plan, your Card has you covered. For our Cardmembers, we're here to help out in situations such as flight cancellations, delays and delayed luggage when you pay with your Card, with even greater protection if flying with British Airways.
- £200 for a flight delay, overbooking or missed connection (£250 if a British Airways flight).
- Up to an additional £400 (overbookings only) if alternative arrangements are not made within 6 hours.
- £750 for baggage delayed by an airline for 6 hours or more (£1,000 if a British Airways flight).
- Up to an additional £1,000 for extended baggage delay by an airline (£1,250 if a British Airways flight).
Cashflow Management and Flexibility
Accelerated Rewards
World Class Service
Eligibility
To ensure timely completion of the application for your British Airways American Express® Accelerating Business Card, it’s best to make sure you have the following information with you before you start to apply for the Card:
- The business has a current UK Bank or Building Society account. Available to Sole Traders and Small Businesses.
- You are aged 18 or over
- You have a permanent UK home address
- You earn at least £20,000 per year
- You will pay the annual Cardmembership fee of £250
Important Information
Please ensure that you have read and downloaded these important documents before starting your application.