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The Nectar Credit Card

undefinedThe Nectar Credit Card

Earn Nectar Points as you spend

Annual Fee £30 (£0 in your first year)

Purchase Rate

29.1% p.a. (variable)

Annual Fee

£30 (£0 in your first year)

Representative APR

35.8% APR variable

Assumed Credit Limit

£1,200

Credit limit and interest rates depend on our credit assessment of you and may differ from those shown.

Your Benefits

Collect 2 points for every £1 spend on the Nectar Credit Card and even more when you shop with one of our 500+ Nectar partners with your Card. You will receive a minimum of 3 points per £1.3

Enough to save off your shopping at retailers such as Sainsbury's, Argos, and a range of shopping and lifestyle partners.2

Global Assist® has your back 24/7 whenever you are travelling abroad.5

Get access to personalised Amex Offers, from a wide range of merchants including retail and travel partners.

Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee.
  • No additional application or extra credit checks required. Instalment plans are part of your existing credit limit. Subject to eligibility.6
  • A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance.7
  • Earn rewards on purchases the way you usually do.
Learn more by visiting here.

Am I Eligible?
To save time before applying for your Nectar Credit Card, it’s best to make sure you can say yes to the following.
  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have no history of bad debt
  • I am a Nectar member and have a Nectar membership number
  • I earn at least £20,000 per year
I understand that I will not be eligible for any welcome bonus offer if I hold or have held any personal American Express® Cards in the past 24 months.

You must apply via the button on this page to ensure you and your friend both receive your bonus.

This link was shared with you by your family/friend since they felt you would be interested in American Express products; after confirming that they had your consent to do so. If you wish to opt out of American Express marketing communications please click here. Please note American Express has no control over the communication you receive directly from your friends/family and you might continue to receive such communication from them directly.

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undefinedThe Nectar Credit Card

The Nectar Credit Card

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Click below to find the right Card for you. Your friend can receive a referral bonus if you are approved for any of the Cards with a referral offer.