Platinum^® Card

American Express Global Lounge Collection^®

Enjoy access to more than 1,400 airport lounges across 140 countries. Whether you are looking for a place to rest and recharge or somewhere to catch up on work, enjoy this growing network of lounges. This includes access to The Centurion^® Lounge.

Marriott Bonvoy™ Gold Elite status

Upgrade to Marriott Bonvoy^TM Gold Elite Status. Regular status requirement waived. Marriott Bonvoy™ Gold Elite status offers a complimentary upgrade (if available), late checkout up to 2pm (subject to availability), 10 points per eligible US dollar spent, and more.

Radisson Rewards Premium status

Platinum Cardmembers jump straight to Premium status. Choose how you want to get rewarded: triple points or up to 20% discount every time you stay in hotels in Europe, the Middle East, Africa, and Asia Pacific. Room upgrade and late check-out when available.

Hilton Honors Gold status

Enrol in complimentary Hilton Honors Gold elite status and enjoy the benefits and privileges that make travel experiences easier and more rewarding. With Hilton Honors Points and year-round Bonus offers, members enjoy exclusive access to once-in-a-lifetime travel, culinary, sports, music, and entertainment experiences.

Fine Hotels + Resorts

Enjoy complimentary benefits that offer an average total value of $600* at over 1,300 extraordinary properties worldwide. Take advantage of noon check-in, when available. If an upgrade is also available when you arrive, it’s yours. Each property will additionally offer you experience credit valued at US$100, which may include anything from spa credit to a food and beverage credit.

Experience credit varies by property and certain room categories are not eligible for upgrade.

The Hotel Collection

The Hotel Collection includes hundreds of curated properties from trusted brands like Hyatt and Hilton Hotels. Receive $100US experience credit for qualifying dining, spa, and resort activities. We’ll even upgrade your room at check-in if there’s one available.

To receive The Hotel Collection benefits, a two-night minimum stay is required. Experience credit varies by property and certain room categories are not eligible for upgrade.

Mr & Mrs Smith GoldSmith status

Receive GoldSmith membership from boutique hotel specialists, Mr & Mrs Smith. Mr & Mrs Smith offers a rigorously curated collection of more than 1,500 luxury hotels and villas around the world. From city breaks to countryside retreats, design dens to private-island resorts, each one is personally vetted and reviewed by Mr & Mrs Smith's travel specialists to provide a comfortable, stylish stay.

Tablet Plus Membership

Tablet is your source for discovering the world’s most interesting hotels — places where you’ll find a memorable experience, not just a room for the night. Enhance your Tablet experience with a two-year complimentary Tablet Plus membership. Tablet Plus members receive VIP upgrades and privileges at Tablet-approved hotels on qualifying bookings.

SIXT Platinum Status

Ride in style with a complimentary SIXT rent a car benefit. With a Platinum^® Card, get complimentary access to the SIXT rent a car loyalty program with exclusive benefits, discounts, and upgrades. The Platinum^® Card provides you with access to SIXT Platinum Status.

Hertz Gold Plus Rewards Five Star

As a Platinum Cardmember, enjoy special benefits such as discounts, upgrades, and priority service, as well as complimentary enrolment into Hertz Gold Plus Rewards Five Star.

Avis President's Club

Platinum Cardmembers receive Avis President's Club Status, which provides priority service at the counter and additional benefits when booking with your Platinum^® Card, including:

• Priority rental car availability
• Free additional driver
• Single upgrade guaranteed at rail stations and airports, upon availability at downtown locations
• Double upgrade for select car classes upon availability on weekends

Additional Platinum benefits:

• Up to 25% off published rates
• Minimum discount of 10%

Fastrack VIP airport meet and greet

Upgrade your airport experience with Fastrack VIP meet and greet services, available at select airports worldwide. Receive a 20% discount on Fastrack VIP airport meet and greet services when using an eligible Platinum^® Card.

Terms and conditions for all features and benefits apply. For full details, visit the Access Bank American Express Rewards and Benefits website. This Card is issued by Access Bank plc pursuant to a license from American Express. *Average value based on Fine Hotels + Resorts bookings in 2021 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.

Metal Card

Dual-currency functionality

You are billed in naira for transactions with local merchants and USD when you spend with merchants overseas.

Access Bank American Express^® Concierge

Whether at home or overseas, the Access Bank American Express^® Concierge is your 24 hours a day, 7 days a week travel and lifestyle service that can help you to make it all happen. Beautifully. From organising flowers to recommending and booking the perfect restaurant, we’re here for you – day and night.

Amex Designers

Experience the latest trends in fashion with top local designers. Eligible Cardmembers get access to exclusive presales, annual discounts, and more. Use your eligible American Express Card at participating stores for exclusive benefits, which may include up to 20% off purchases, a special gift with purchases, or early access to the newest collections.

Hole19 golf

Eligible American Express Platinum Cardmembers can enjoy one year of complimentary access to Hole19’s premium features. Use accurate GPS distances to make confident decisions on the golf course with Hole19.

American Express merchant partner offers

Find a range of additional offers from American Express partners, including Booking.com and RED BY DUFRY.

American Express presale tickets

Get early access to purchase tickets for concerts, festivals, theatre, sports events and more, all year round. You can purchase presale tickets before the general public for special events and experiences when you use your Card.

#AMEXFORFOODIES global dining offers

Enjoy up to 20% off your bill or a free appetizer for dine-in or takeout at participating restaurants.

Access Bank private lounges

You can find private lounges in select Access Bank branches and airports across Nigeria to help make every trip a stress-free, VIP experience. Find a place to unwind while enjoying complimentary refreshments, with access to state-of-the-art business facilities.

Terms and conditions for all features and benefits apply. For full details, visit the Access Bank American Express Rewards and Benefits website. This Card is issued by Access Bank plc pursuant to a license from American Express. *Average value based on Fine Hotels + Resorts bookings in 2021 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.

Membership Rewards^®

This is our way of saying “thank you” for when you use your Card.

Earn Membership Rewards points on your purchases. Then, turn your points into flights, hotel stays, the latest electronics, gift vouchers for your favourite restaurants, and more.

Watch your Membership Rewards^® points add up. When you use your Platinum^® Card, you earn 1 point for every 2 USD of eligible spend on your Card at overseas merchants. You also earn 1 point for every 10,000 naira of eligible spend with merchants in Nigeria.

There is no expiry date on your points either, which means you can save them and redeem at any time in the future.

Terms and conditions for all features and benefits apply. For full details, visit the Access Bank American Express Rewards and Benefits website. This Card is issued by Access Bank plc pursuant to a license from American Express. *Average value based on Fine Hotels + Resorts bookings in 2021 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.

There when you need it most

Your Platinum^® Card includes cover for emergency medical expenses abroad, travel accident insurance, and compensation for lost luggage and flight delays. The level of cover included on the Platinum^® Card is enhanced when compared to the Access Bank American Express^® Gold Card.

Policy limits, terms and conditions for all features and benefits apply. For full details, visit the Access Bank American Express Rewards and Benefits website. This Card is issued by Access Bank plc pursuant to a license from American Express. *Average value based on Fine Hotels + Resorts bookings in 2021 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.