Your passport to a world of unforgettable experiences
The Platinum Card®

Key Benefits at a Glance
Platinum Rewards
Earn 1 Membership Rewards® point for every dollar spent. Points do not expire.
Complimentary Airport Lounge Access
Unlimited access to over 1,300 airport lounges around the world with the American Express Global Lounge Collection™.
Travel Insurance Coverage
Up to USD775,000 complimentary travel accident protection
Explore the Power of The Platinum Card
The Platinum Card grants you exclusive access to an exciting world of privileges enjoyed by a select few.
Platinum Membership Rewards® Program
- Earn 1 Membership Rewards® point for every dollar spent. Points do not expire.
Airport Lounge Access
- Access to over 1,300 airport lounges worldwide, including access to the exclusive Centurion® Lounge.
Private Club Access
- Enjoy complimentary access to the elite, members-only Tower Club Singapore
Exceptional Service and Support
- Our Platinum Concierge Desk is ready to assist you 24 hours a day, 365 days a year
- Up to USD775,000 complimentary travel accident protection
Airport Lounge Access
Enjoy complimentary access along with your traveling companion to the following lounges:
- Marhaba Lounge (previously Skyview Lounge), NAIA Terminal 3
- Priority Pass™ lounges. Click here to find a lounge.
- The Centurion® lounges. Click here to find a lounge.
- Delta SkyClub® lounges (Cardmember only). Click here to find a lounge.
Benefits differ by partner and are subject to change/availability.
Participating Airport Lounges are subject to change at any time.
International Airline Program
Enjoy preferential fares on international air travel when you purchase qualifying ticket with our airline partners – Emirates, Etihad Airways and Qatar Airways through the Platinum Travel Service*.
*Terms & conditions apply.
Platinum Hotel Program
Special treatment is reserved for Platinum members at a selection of exceptional hotels and resorts around the world.
Elite Partner Programs
You and your Supplementary Cardmembers can enroll into the loyalty programs of our hotel partners at an elite status, bypassing any stays/points requirements:
- Hilton Honors - Gold Status
- Radisson Rewards - Gold Status
Fine Hotels + Resorts
Explore over 1,300 properties worldwide when you book Fine Hotels + Resorts with the Platinum Travel Service and receive an average total value of US$550 US in perks. Like daily breakfast for two, 4PM late check-out, and a US$100 experience credit to savor something unique at each property. Terms apply.
The Hotel Collection
Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 500 hotels worldwide.
Platinum Cruise Privileges Program
Explore the world and sail off into the sunset; enjoy up to $300 in savings and other benefits.
A cruise can take you to places of astounding beauty, history and intrigue, bringing you new experiences you might have only imagined: soaring through the Costa Rican rain forest on a zip wire; edging closer to a polar bear adrift on an ice floe; or marveling at the tsarist treasures of St Petersburg.
- AmaWaterways
- Holland America Line
- Oceania Cruises
- Regent Seven Seas Cruises
- Seaburn Cruises
- Princess Cruises
- Cunard Cruises
- Uniworld
Car Rental Loyalty Programs
As a Platinum Member, enjoy special benefits such as discounts, upgrades and priority service at exclusive partners.
- Hertz
- Avis
Travel Insurance Coverage
- Travel Accident Insurance - Up to USD775,000
- Medical Expense - Up to USD2,000,000
- Flight Delay (minimum of 4 hours) cover up to USD400
- Luggage Delay (minimum of 6 hours) cover up to USD400
Purchase Protection
Your retail purchases are insured from theft, loss or damage within 30 days from purchase for up to US$1,650 per item or max of US$10,000 per year. Applicable only when you charge your entire fare to your Platinum Card.
Coverage is underwritten by the Pacific Cross and is subject to their terms and conditions. Click here for the Travel Insurance Coverage & Provisions. To request for a claim form, call 8631-8000.
Private Club Access
Enjoy complimentary access to the elite, members-only Tower Club Singapore. Located on the penthouse floors of Republic Plaza, which commands breathtaking views of Raffles Place, you will enjoy membership privileges such as the use of all dining and conference facilities.
American Express Invites®
American Express Invites® brings you a programme of handpicked events, then invites you to experience them. From sought-after shows to exclusive one-off events created just for Platinum Card Members, you can be part of many special moments.
The Platinum Concierge Desk
Our Platinum Concierge Desk is dedicated to making your wishes come true. Leave the little details to your committed Concierge Desk, 24 hours a day and 365 days a year, making even the tiniest of requests come true.
Exclusive Discounts and Privileges
Exceptional selection of year-round offers and up to 50% savings in shopping, dining, leisure and wellness with Live The World.
Life's more rewarding when it is about you. Enjoy rewards to your heart's content by redeeming your points with rewards tailored to your taste - from dining to shopping to entertainment and more.
Membership Rewards®
Earn 1 Membership Rewards® point for every dollar you spend.
Enjoy rewards to your heart's content by redeeming your points with rewards tailored to your taste - from dining to shopping to entertainment and more. No earning cap or expiration date --- that's simply because these points are for the lifetime of your Membership.
Frequent Traveler Programs
You are automatically enrolled under the Frequent Traveler Program. Redeem your points from as low as 1,000 Membership Rewards® points to 1,000 Air Miles with frequent flyer programmes such as Enrich, KrisFlyer, Asia Miles, Delta Skymiles, Royal Orchid Plus or frequent stayer programmes with hotel groups like Hilton Honors & Marriott Bonvoy.
Financial Management
- No pre-set spending limit.
- Billings in US Dollar.
- Complete control of your spending by paying your outstanding bill in full every month.
Cash Advance
Get up to USD 5,000 cash via select BDO branches nationwide or any BDO affiliated ATMs. For overseas cash advance availment, just look for ATMs bearing the American Express logo.
Online Services
Check your statement online anytime whether you are home or abroad.
Many Ways to Pay Your Bill
Choose how you want to pay:
- BDO Branches: Cash or check payments are accepted at any branch.
- BDO Online Banking: Transact anytime anywhere in the world through www.bdo.com.ph.
- Auto-Debit Arrangement (ADA) Payment Facility.
Enjoy exclusive access to a complimentary lifestyle concierge that provides personalized assistance to make life easier.
From everyday requests such as booking a personal trainer, arranging reservations with hotels or restaurants, to scheduling medical consultations, and even sourcing for a must-have item exclusively sold in Italy.
The Platinum Concierge will be more than happy to assist you, whenever and wherever you are.
We may be reached at:
8840-7800 (Press Option 3)
(IAC)+800-8-8407400 (International Toll-Free)
For more details on the benefits, terms & conditions and product disclosure, please click here
For more details on the benefits, terms & conditions and product disclosure, please click here

Your passport to a world of unforgettable experiences
By invitation only
Terms and conditions apply for the benefits mentioned.
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