Payment options that back your lifestyle
Pay in monthly installments
You can split purchases of $100 or more into equal monthly installments with a fixed fee. The fee is shown upfront so you’ll know exactly how much you pay each month, plus you’ll still earn rewards on purchases the way you usually do. Create a Plan.
Carry a balance with interest
Rather than paying in full each month, you can choose to use Pay Over Time to carry a balance on your Card with interest. Plus, you’ll still earn rewards on purchases as you normally would. This feature has a Pay Over Time Limit*, which is the maximum amount you can carry as a balance with interest or put into a plan using Plan It®. It is not a spending limit. Any charges you make above the Pay Over Time Limit will be due in full each month. View your Pay Over Time limit, here.
*This limit applies to the total of your Pay Over Time, Cash Advance, and Plan It® balances.
Your Card has No Preset Spending Limit.
The amount you can spend adapts based on factors such as your purchase, payment, and credit history. The more you use your Card and regularly make payments, the more your spending power could grow.
