Payment & Benefits Get there with confidence

You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone up to $800 per claim with a limit of two (2) approved claims per 12-month period, subject to a $50 deductible per claim, when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply.*

*Coverage is provided by New Hampshire Insurance Company, an AIG Company.

When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.

Dropped Your Phone? Sometimes the unexpected happens. But Purchase Protection can help protect Covered Purchases for up to 90 days from the Covered Purchase date made on your Eligible Card when they're accidentally damaged, stolen, or lost.*

*Up to $10,000 per Covered Purchase, up to $50,000 per calendar year.

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express^® Card.

Purchases must be made in the U.S. or its territories.

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

We’re continuously on the lookout for suspicious account activity. Our intelligent fraud protection systems monitor your account, and if we spot anything unusual, we’ll notify you immediately.