Reward Your Everyday With Cash Back*
Whether you’re shopping for everyday essentials or special occasions, earn cash back on your purchases.
Cash Back Credit Cards reward you for your everyday purchases. Whether you’re shopping for everyday essentials or special occasions, you can earn cash back* on your purchases.
*American Express® Cash Back is earned in the form of Reward Dollars that can be redeemed as a Statement Credit or at checkout at Amazon.com. When you or your additional Card Members pay for purchases with your American Express Cash Back Card, you’ll earn Reward Dollars.
6% cash back at U.S. supermarkets*
6% cash back on select U.S. streaming subscriptions
3% cash back on gas at U.S. gas stations
3% cash back on transit
1% cash back on other eligible purchases
*Up to $6,000 per year in purchases at U.S. supermarkets
1Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit
3% cash back on U.S. online retail purchases*
3% cash back at U.S. supermarkets*
3% cash back on gas at U.S. gas stations*
1% cash back on other eligible purchases
*Up to $6,000 per year in purchases at U.S. supermarkets.‡
*Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit
Find The Card That’s Right For You
American Express offers two Consumer Cash Back Credit Cards with competitive benefits to support your spending habits.
Reward Dollars Redeemed For A Statement Credit Are Applied To Your Next Billing Cycle
Reward Dollar FAQs
Proceed to Checkout
Select Reward Dollars as your payment method. You can choose to cover all or a portion of your charge. A statement credit will appear typically within 3-5 days.
You may be eligible for a discount when you redeem Reward Dollars at checkout at Amazon.com. Click here to learn more.
Terms Apply
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If your Card has a cash back program, you can earn Reward Dollars by making eligible purchases with your eligible Card.
Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of traveler’s checks, purchases or reloading of prepaid cards, purchases of other cash equivalents, gift cards, person-to-person transactions, or any portion of a purchase that is covered by Reward Dollars at point of sale.
As long as your Card Account is not canceled or past due, Reward Dollars have no expiration date.
You can redeem Reward Dollars for statement credits or at checkout at Amazon.com with no minimum redemption amount.
Visit Amazon.com/amexcashback to learn how to link your eligible American Express Card Account to your Amazon.com account to redeem Reward Dollars for eligible purchases at Amazon.com.
No. There is no fee for using American Express Reward Dollars at Amazon.com.
Reward Dollars and Membership Rewards points are different types of rewards offered by American Express dependent on the card product. Card Members with American Express Cash Back Cards earn Reward Dollars on eligible purchases.
All returns are subject to Amazon.com's policies and must be authorized by Amazon.com before we can credit your Card Account or return any reward dollars. If you used reward dollars for all or part of your order and any of the products related to your original order are returned, subject to Amazon’s return policy, you will receive a refund of the amount charged to your Card, subject to Amazon’s refund policy. If you would like the reward dollars returned to your Card Account instead of a refund, you must contact American Express within 60 days of receipt of the credit.
Terms and Conditions
1Cash Back Program
Basic Card Members will earn cash back only on eligible purchases and in the form of Reward Dollars (reward dollars). The number of reward dollars earned is based on a percentage of the dollar amount of eligible purchases during each billing period. Basic Card Members can redeem reward dollars for statement credits or for eligible items at Amazon.com checkout, with no minimum redemption amount. Basic Card Members cannot use cash back to pay the Minimum Due. The Basic Card Member must link their Card Account to their Amazon.com account in order to use reward dollars at Amazon.com. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of other cash equivalents, gift cards, person-to-person transactions, or any portion of a purchase that is covered by Reward Dollars at point of sale. For questions about additional rewards on a purchase, call the number on the back of your Card.
2Cash Back Program – Amazon.com Redemptions
You can use Reward Dollars (Reward Dollars) with your linked card for eligible items at Amazon.com checkout. To use Reward Dollars (Reward Dollars), your Card Account must be eligible to earn Reward Dollars and must not be cancelled or past due. When you use Reward Dollars at Amazon.com, we will charge your Card Account for the purchase, deduct the Reward Dollars from the available Reward Dollars on your Card Account, and then apply a credit to your Card Account to reflect the Reward Dollars used. If the Reward Dollars you use don’t cover the full cost of the purchase, the difference will remain charged to your Card Account unless you pay the difference with an Amazon Gift Card. For example, if you spend $500 and use Reward Dollars to cover $300, we’ll charge your Card Account $500 and apply a $300 credit to your Card Account. You will see both the charge and statement credit on your account statement.
The credit to your Card Account may appear during a different billing cycle than the charge for the purchase. Even if you expect a credit on a future billing statement, you must pay the minimum amount due on each billing statement by the payment due date. In addition to these Terms and Conditions, the terms and conditions for Shop with Points at Amazon.com apply to eligible purchases made with Reward Dollars at Amazon.com.
To link the Reward Dollars on your Card Account to your Amazon.com account, you must first add your eligible Card Account to your payment methods on your Amazon.com account and then you can link the Reward Dollars on your Card Account to your Amazon.com account by either: (a) making a purchase with your eligible Card Account at Amazon.com; or (b) selecting Learn More next to your eligible Card Account at checkout and completing the steps. Please allow up to 72 hours for the Reward Dollars on your Card Account to be linked. If you want to use Reward Dollars on your first purchase after adding your eligible Card Account, you must link your Card Account via option (b) above. If you made a purchase at Amazon.com with your Card Account between September 2022 and October 2023, the Reward Dollars for that Card Account may have already been linked to your Amazon.com account.
When you link the Reward Dollars on your Card Account to your Amazon.com account, information about your Card Account will be shared with Amazon, and you'll be able to see and use the available Reward Dollars for that Card Account at Amazon.com. The information we share with Amazon will be used for the limited purposes of validating your eligibility to participate in Shop with Points at Amazon.com, linking your Amazon Site account to your American Express Card, and processing any purchases you choose to make by redeeming Reward Dollars. For more information about how we protect your privacy, please visit our Privacy Center.
All returns are subject to Amazon.com's policies and must be authorized by Amazon.com before we can credit your Card Account or return any Reward Dollars. If you used Reward Dollars for all or part of your order and any of the products related to your original order are returned, subject to Amazon’s return policy, you will receive a refund of the amount charged to your Card, subject to Amazon’s refund policy. If you would like the Reward Dollars returned to your Card Account instead of a refund, you must contact American Express within 60 days of receipt of the credit.
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