Add Employee Cards to Earn on Team Spending1
Add Employee Cards and watch the cash back add up faster. You earn cash back in the form of statement credits on all eligible employee purchases in the same way you do on your Business Blue CashTM Card.1
You may add up to 99 total Employee Cards on your account.
There is a $0 annual fee for Employee Blue Business Cash™ Credit Cards.
Empower employee purchasing so you can focus on profit
Earn More Cash Back
You can earn the same cash back in the form of statement credits as your Card when employees make purchases on their Employee Cards.
Controls and Alerts
Set spending limits and alerts to help oversee account activity and track employee purchases.2
Back Your Business with Employee Cards
$0 Annual Fee
1 Offer
Offer is nontransferable. Add Employee Card Members to your Account through the promotional offer page and you can earn a $100 statement credit after the Employee Card Member spends $4,000 (the "Threshold Amount") in eligible purchases on their Blue Business Cash™ Card in their first 6 months of Card Membership starting from the date on which the Employee Card Member is added to your Account. The maximum amount in statement credits you can earn through this offer is $500. Employee Card Members can be added at different times but must be added by 3/27/26 at 11:59 PM ET to be eligible for this offer. Employee Cards must be added through the promotional offer page to be eligible for this offer. Purchases made by other Employee Card Members on your Account will not count toward an Employee Card Member’s Threshold Amount. Purchases made by eligible Employee Card Members will not be combined to satisfy the Threshold Amount. Your purchases as the Basic Card Member will not count toward an Employee Card Member’s Threshold Amount. If you add multiple Employee Cards to your Account through the promotional offer page, the first 5 Employee Cards that reach the Threshold Amount in their first 6 months of Card Membership will earn you the bonus offer.
The $100 statement credit will be applied to the Basic Card Member's Account 8-12 weeks after the Threshold Amount is met by an Employee Card Member added through the promotional offer page.
Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of traveler’s checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents. Your Card Account must not be past due or canceled at the time of fulfillment of any offers.
In rare instances, the Employee Card Member’s period to spend $4,000 may be shorter than 6 months if there is a delay in receiving their Card. Also, purchases may fall outside of the 6-month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date they made the transaction (For example, if they buy goods online, the purchase date may be the date the goods are shipped).
If you or your Employee Card Members have a history of cancelling or downgrading American Express Card accounts within your first year and you or your Employee Card Members cancel or downgrade your new Card account within your first year, we may not credit, we may freeze or we may take away the statement credit from your account. If we determine that you or your Employee Card Members have engaged in abuse, misuse or gaming in connection with this offer in any way or that you intend to do so, including if you or your Employee Card Members return purchases made to meet the Threshold Amount, we may not credit, we may freeze or we may take away the statement credit from your account. We may also cancel any Card accounts you and your Employee Card Members have with us.
This offer is not transferable. American Express reserves the right to modify or revoke offer at any time.
2Cash back
Cash back can be received on eligible purchases made on your Blue Business Cash™ Card. The cash back is based on a percentage of the eligible purchases you make during each billing period and will be automatically credited to your account as a statement credit. The statement credit will automatically appear by the second billing statement you receive after the billing statement with the eligible purchases. You will not receive a statement credit for eligible purchases made if you do not pay the minimum payment due by the Closing Date of the billing period in which it is due, or if your Card account is cancelled before the credit is issued. For each calendar year (starting January 1st and ending December 31st), you will receive a statement credit of: 2% on your first $50,000 of eligible purchases, then 1% on all other eligible purchases. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of traveler’s checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents. Additional terms and restrictions apply. You will not receive the cash back if your Card account is cancelled or in default at the time of fulfillment.
3 Employee Card Spending Limits
Employee Card Spending Limits may be set up online or by calling the number on the back of your Card. The Spending Limit is not a guarantee that the Employee Card Member will be able to make purchases up to that limit. There are certain purchases where the limit does not apply, such as, for example, restaurant tips and hotel stays extended beyond their original reservation period, and the overall Account capacity is taken into consideration. You agree to pay all charges without regard to whether any charges exceed a limit, and you agree that we are not liable to you or any other person when a limit is not applied to any Charges and/or when charges are incurred and billed that exceed a limit. For more information on the application of the limit, please refer to the Employee Card Spending Limits Terms and Conditions at www.americanexpress.com/spendlimits/terms, which will also be provided when you enroll Employee Card(s) in this feature.
1 Offer
Offer is nontransferable. Add Employee Card Members to your Account through the promotional offer page and you can earn a $50 statement credit after the Employee Card Member spends $4,000 (the "Threshold Amount") in eligible purchases on their Blue Business Cash™ Card in their first 6 months of Card Membership starting from the date on which the Employee Card Member is added to your Account. The maximum amount in statement credits you can earn through this offer is $250. Employee Card Members can be added at different times but must be added by 3/27/26 at 11:59 PM ET to be eligible for this offer. Employee Cards must be added through the promotional offer page to be eligible for this offer. Purchases made by other Employee Card Members on your Account will not count toward an Employee Card Member’s Threshold Amount. Purchases made by eligible Employee Card Members will not be combined to satisfy the Threshold Amount. Your purchases as the Basic Card Member will not count toward an Employee Card Member’s Threshold Amount. If you add multiple Employee Cards to your Account through the promotional offer page, the first 5 Employee Cards that reach the Threshold Amount in their first 6 months of Card Membership will earn you the bonus offer.
The $50 statement credit will be applied to the Basic Card Member's Account 8-12 weeks after the Threshold Amount is met by an Employee Card Member added through the promotional offer page.
Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of traveler’s checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents. Your Card Account must not be past due or canceled at the time of fulfillment of any offers.
In rare instances, the Employee Card Member’s period to spend $4,000 may be shorter than 6 months if there is a delay in receiving their Card. Also, purchases may fall outside of the 6-month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date they made the transaction (For example, if they buy goods online, the purchase date may be the date the goods are shipped).
If you or your Employee Card Members have a history of cancelling or downgrading American Express Card accounts within your first year and you or your Employee Card Members cancel or downgrade your new Card account within your first year, we may not credit, we may freeze or we may take away the statement credit from your account. If we determine that you or your Employee Card Members have engaged in abuse, misuse or gaming in connection with this offer in any way or that you intend to do so, including if you or your Employee Card Members return purchases made to meet the Threshold Amount, we may not credit, we may freeze or we may take away the statement credit from your account. We may also cancel any Card accounts you and your Employee Card Members have with us.
This offer is not transferable. American Express reserves the right to modify or revoke offer at any time.
2Cash back
Cash back can be received on eligible purchases made on your Blue Business Cash™ Card. The cash back is based on a percentage of the eligible purchases you make during each billing period and will be automatically credited to your account as a statement credit. The statement credit will automatically appear by the second billing statement you receive after the billing statement with the eligible purchases. You will not receive a statement credit for eligible purchases made if you do not pay the minimum payment due by the Closing Date of the billing period in which it is due, or if your Card account is cancelled before the credit is issued. For each calendar year (starting January 1st and ending December 31st), you will receive a statement credit of: 2% on your first $50,000 of eligible purchases, then 1% on all other eligible purchases. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of traveler’s checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents. Additional terms and restrictions apply. You will not receive the cash back if your Card account is cancelled or in default at the time of fulfillment.
3 Employee Card Spending Limits
Employee Card Spending Limits may be set up online or by calling the number on the back of your Card. The Spending Limit is not a guarantee that the Employee Card Member will be able to make purchases up to that limit. There are certain purchases where the limit does not apply, such as, for example, restaurant tips and hotel stays extended beyond their original reservation period, and the overall Account capacity is taken into consideration. You agree to pay all charges without regard to whether any charges exceed a limit, and you agree that we are not liable to you or any other person when a limit is not applied to any Charges and/or when charges are incurred and billed that exceed a limit. For more information on the application of the limit, please refer to the Employee Card Spending Limits Terms and Conditions at www.americanexpress.com/spendlimits/terms, which will also be provided when you enroll Employee Card(s) in this feature.
1Cash back
Cash back can be received on eligible purchases made on your Blue Business Cash™ Card. The cash back is based on a percentage of the eligible purchases you make during each billing period and will be automatically credited to your account as a statement credit. The statement credit will automatically appear by the second billing statement you receive after the billing statement with the eligible purchases. You will not receive a statement credit for eligible purchases made if you do not pay the minimum payment due by the Closing Date of the billing period in which it is due, or if your Card account is cancelled before the credit is issued. For each calendar year (starting January 1st and ending December 31st), you will receive a statement credit of: 2% on your first $50,000 of eligible purchases, then 1% on all other eligible purchases. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of traveler’s checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents. Additional terms and restrictions apply. You will not receive the cash back if your Card account is cancelled or in default at the time of fulfillment.
2Employee Card Spending Limits
Employee Card Spending Limits may be set up online or by calling the number on the back of your Card. The Spending Limit is not a guarantee that the Employee Card Member will be able to make purchases up to that limit. There are certain purchases where the limit does not apply, such as, for example, restaurant tips and hotel stays extended beyond their original reservation period, and the overall Account capacity is taken into consideration. You agree to pay all charges without regard to whether any charges exceed a limit, and you agree that we are not liable to you or any other person when a limit is not applied to any Charges and/or when charges are incurred and billed that exceed a limit. For more information on the application of the limit, please refer to the Employee Card Spending Limits Terms and Conditions at www.americanexpress.com/spendlimits/terms, which will also be provided when you enroll Employee Card(s) in this feature.