Your new way to get business done.

American Express Graphite™ Business Cash Unlimited Card

GET BUSINESS DONE.

UNLIMITED 2% CASH BACK WITH THE
BACKING OF AMERICAN EXPRESS

Annual Fee: $295^¤†

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Annual Fee: $295^¤†

^¤Rates & Fees

^‡†Offer & Benefit Terms

UNLIMITED 2% CASH BACK

Add to your bottom line with unlimited 2% cash back^‡* on all eligible purchases. With no cap, the cash back can really add up.

^*Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

UNLIMITED 5% CASH BACK
THROUGH AMEX TRAVEL

Get more for your travels with 5% cash back^‡** on flights and prepaid hotel bookings through American Express Travel® online.

^**Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. Purchases eligible for multiple cash back rates will only receive the highest eligible cash back rate.

MAKE BUSINESS
PURCHASES CONFIDENTLY

Fuel your purchases with flexible payment options.

NO PRESET SPENDING LIMIT

This Card has No Preset Spending Limit, a unique feature that gives you the ability to unlock more purchase power as you use your Card. This means the spending limit is flexible. Unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.

A businessperson sorts through metal buckets on a shelf in an industrial workspace while holding a tablet.

PAY OVER TIME

The Pay Over Time feature lets you carry a balance with interest on eligible charges, up to your Pay Over Time Limit^‡.

A businessperson sits at their desk writing with a pen and paper, with a laptop on the desk and plants around the space.

EXPLORE TOOLS TO HELP
STREAMLINE YOUR EXPENSES

Membership comes with access to American Express business solutions, along with world class service and support.

EMPLOYEE CARDS

Earn cash back. Set boundaries. Stay up to date. You can earn cash back on their purchases, and receive real-time alerts to help you know who’s spending and where. Think of Employee Cards as another tool you can use to stay on top of your expenses. Let employees buy what they need within limits you set.^‡ Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

VIRTUAL CARDS

Virtual Cards can help simplify spending management with the increased control of adjustable spending limits and the enhanced visibility of segmented spending by Card. Use Virtual Cards to segment spending and view transactions by project, subscription or other categories. Virtual Cards are quick and easy to create at no additional cost.^*

*Virtual Card American Express Business Card Members may have access to the use of Virtual Cards. Virtual Cards are unique digital Card number(s) tied to your Card account, which may be generated with a security code, expiry date, and spending controls. To create Virtual Cards, you must be the Basic Card Member of an eligible American Express Business Card and have access to www.americanexpress.com. Terms Apply.

$2,400 AMERICAN EXPRESS ONE AP^®STATEMENT CREDIT

Unlock up to $2,400 in statement credits for use in the next calendar year on American Express One AP^® monthly fees¹ after you spend $250,000 on eligible purchases on the Graphite^™ Business Cash Unlimited Card in this calendar year.² Statement credits will be applied to your monthly bill charged to the Card for our accounts payable solution, One AP.^‡

1. Monthly fees include an auto-renewing platform access fee, transaction fees based on One AP usage, and applicable taxes.

2. Statement credits valid from January 1 through December 31 of the calendar year after the calendar year in which you spend $250,000 on eligible purchases on the Graphite^™ Card.