Bring the power of the American Express Employee
credit card program to your business
Adding Employee credit cards1 helps you make the most of your membership while staying in control of your business spending.
Earn rewards2 while empowering your employees to keep things running smoothly.
Stay in Control
With multiple tools at your fingertips, it’s easy to see and manage your business spending.
Set Spending Limits
You can set, modify, or remove limits on business credit cards for employees at any time – meaning your employees can get what they need when they need it.3
Receive Alerts
Get real-time alerts if employees spend outside of merchant types that you’ve approved4 or when purchases are blocked due to the set spending limit.
Pause Spending on Employee Cards
You can pause and resume spending on Employee Cards at any time.
Oversee Account Activity
Easily view the amount each employee spends on their business credit card with simple graphs available in your American Express Online Account.
Empower Your Team
See how Employee credit cards can support and motivate your employees.
Earn More Rewards
Every eligible purchase made with Employee credit cards contributes toward the rewards your Card earns to fuel your workday and everyday.
Terms and Conditions
"Employee credit cards” are referred to as “Employee Cards."
1. Total Card Limit for Employee Cards
You may add up to 99 Employee Cards to your account.
2. Rewards Disclosure for Employee Cards
Terms, conditions and restrictions vary by individual Card products.
3. Employee Card Spending Limits
Employee Card Spending Limits may be set up online or by calling the number on the back of your Card. The Spending Limit is not a guarantee that the Employee Card Member will be able to make purchases up to that limit. There are certain purchases where the limit does not apply, such as, for example, restaurant tips and hotel stays extended beyond their original reservation period, and the overall Account capacity is taken into consideration. You agree to pay all Charges without regard to whether any Charges exceed a limit, and you agree that we are not liable to you or any other person when a limit is not applied to any Charges and/or when Charges are incurred and billed that exceed a limit. For more information on the application of the limit, please refer to the Employee Card Spending Limits Terms and Conditions at www.americanexpress.com/spendlimits/terms, which will also be provided when you enroll Employee Card(s) in this feature.
4. Employee Card – Category Alerts
Merchants are categorized based on what they primarily sell. You will not receive an alert if an Employee makes a purchase at a merchant from an approved category, whether or not you consider that purchase to be a part of a particular category.