BUSINESS GOLD CARD
Earn 125,000 Membership Rewards® Points†
Earn 125,000 Membership Rewards® points after you spend $15,000 in eligible purchases on the Business Gold Card within the first 3 months of Card Membership.†
$375 Annual Fee¤†
Earn more Membership Rewards® points in categories that automatically adjust to your spending habits
Earn 4X Membership Rewards® points on the top 2 categories where your business spends the most each billing cycle from 6 categories:‡
Purchases at U.S. media providers for advertising in select media (online, TV, radio)
U.S. purchases at gas stations
U.S. purchases made from electronic goods retailers and software & cloud system providers
Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses and subways
U.S. purchases at restaurants, including takeout and delivery
Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
While your 2 top categories may change each billing cycle based on where your business spends the most, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories from this list each billing cycle will count toward the $150,000 cap.‡
Unlock over $395 in statement credits annually. Here’s how:
$240 Flexible Business Credit‡
Earn up to $20 in statement credits monthly after you use your Business Gold Card for eligible U.S. purchases at FedEx, Grubhub and Office Supply Stores. Enrollment required.
$155 Walmart+ Credit‡
A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart free same-day delivery from store (where available, subject to order minimum). Use your Business Gold Card to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges.
Essential features and benefits for your business
$150 Squarespace Credit‡
Showcase your business. Create a customizable website or online store with an all-in-one solution from Squarespace. Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace on your Business Gold Card.1
1Subscription purchases subject to auto-renewal.
Earn 3X Membership Rewards® points at AmexTravel.com and the Amex Travel App™‡
Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App™ using your Business Gold Card.
1X Membership Rewards® Points‡
Earn 1X Membership Rewards® points on all other eligible purchases using your Business Gold Card.
Cell Phone Protection‡
Sometimes the Unexpected Happens. One more way we'll have your back.
We may be able to help with that pesky screen replacement cost. With Cell Phone Protection2, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply.‡
2Coverage is provided by New Hampshire Insurance Company, an AIG Company.
Pay Over Time‡
The Pay Over Time feature lets you carry a balance with interest on eligible charges, up to your Pay Over Time Limit.‡
How it works:
- Eligible charges will be automatically added to a Pay Over Time balance, up to the Pay Over Time Limit.
- You can choose to pay for these charges over time with interest, or you can pay your full balance each month, whichever is best for your business.
- You must pay in full any charge or a portion of a charge that is not added to a Pay Over Time balance.
No Preset Spending Limit
No Preset Spending Limit means the spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.‡
Take your business further with the Business Gold Card
$375 Annual Fee¤†
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OFFER TERMS
Card Offer:
You can earn 125,000 Membership Rewards® points after you make $15,000 (the "Threshold Amount") or more of eligible purchases on your Business Gold Card during the first 3 months of Card Membership, starting from the date your account is opened. Eligible purchases can be made by the Basic Card Member and any Employee Card Members on a single Card Account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases to meet the Threshold Amount do NOT include fees or interest charges, purchases of traveler's checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of other cash equivalents. Limit one offer per Card Account. Offer may not be combined with any other special offer. Your Card account must not be canceled or past due at the time of fulfillment of any offers. Membership Rewards® points will be credited to your account 8-12 weeks after you have met the Threshold Amount.
Your period to spend $15,000 may be shorter than 3 months depending on when you receive your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction (for example, if you buy goods online, the purchase date may be the date the goods are shipped). In rare circumstances, you may need to pay down your balance during the billing cycle to help free up your spending capacity to make purchases to meet the Threshold Amount. It may take a few days after payment for your spending capacity to be updated.
Offers may vary and you may see different offers in different advertisements. To take advantage of this specific offer, apply through this advertisement. This offer is not transferable. American Express reserves the right to modify or revoke this offer at any time.
Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.
The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.
If we determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, including if you return purchases you made to meet the Threshold Amount, we may not credit, we may freeze, or we may take away the Membership Rewards® points from your Card Account. We may also cancel any Card Accounts you have with us.
The annual fee for the Business Gold Card is $375. The annual fee for the Employee Business Gold Card is $95 for the first five Cards and $95 for each Card thereafter. Employee Business Expense Cards that have no annual fee are also available. You may add up to 99 total Employee Cards to your account.