The Blue Business® Plus Card
Apply and get a decision in as little as 30 seconds.
Earn 25,000 Membership Rewards® points after you spend $6,000 in eligible purchases on the Blue Business® Plus Card in the first 4 months of Card Membership.†
$0 Annual Fee¤
Why is the Blue Business® Plus Card Right for You?
Designed with your business in mind
From major purchases to everyday expenses, a business Card has benefits suited to your goals and spending.
Powerful value to maximize everyday business purchases
Get more out of every day business purchases with the Blue Business® Plus Card. Earn 2X Membership Rewards® points on your first $50,000 in purchases and 1X points thereafter, all with the flexibility to choose how you redeem them.‡
Built in features that can give you payment flexibility and help cash flow management
From expense tracking tools and account alerts, to 24/7 support from Amex Business Specialists, our powerful backing supports you — so you can focus on growing your business.
Get more with a Card specifically built for business
Tackle More Purchases with a 0% Intro APR¤
Enjoy a 0% introductory APR on purchases for 12 months from the date of account opening. After that, your APR will be a variable APR of 16.99% to 26.99% based on your creditworthiness and other factors.¤
Do More with a $0 Annual Fee¤
Enjoy no annual membership fee¤ and maximize the Membership Rewards® points you can earn on everyday business purchases.
Flex More with Expanded Buying Power‡
You’ve got the power to use your Card above your credit limit* with Expanded Buying Power. There are no over-limit fees¤, no enrollment steps to take and you can continue to earn Membership Rewards® points on purchases above your credit limit. It’s just as simple as paying the minimum due each month, which will include any amount you spend over your credit limit.‡
*The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
Reward yourself even more by combining and redeeming points earned from your personal and business Cards‡
Earn 2X Membership Rewards® Points‡
Get more out of everyday business purchases with the Blue Business® Plus Card. Earn 2X Membership Rewards® points on your first $50,000 in purchases per calendar year, then 1X points thereafter, all with the flexibility to choose how you redeem them.‡
What can Membership Rewards® points be redeemed for?
Slide to change the number of points and see what you can redeem.
10,000 Membership Rewards® Points* can be redeemed for one of these options, for example:
$60
Towards eligible Card Charges‡
$100
Towards flights booked on AmexTravel.com‡
$70
When you use Pay with Points at Amazon.com‡
Up to $100
Towards Gift Cards from select retailers‡
*Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.
The value of Membership Rewards points* varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.
Enhance your wallet with powerful financial tools
Track Patterns with a Year-End Summary
Ease bookkeeping duties by separating your personal and business finances and track spending patterns with a Year-End Summary. It can streamline tax preparation and record keeping, giving you a clearer view of your overall business health.‡
Streamline Expense Management
Get the most out of your Business Card by adding Employee Cards‡. Earn points for purchases on Employee Cards in the same way you do on your own purchases, plus track employee spending with alerts and summary reports.
Take your business further with the Blue Business® Plus Card
Apply and get a decision in as little as 30 seconds.
$0 Annual Fee¤
OFFER TERMS
You can earn 25,000 Membership Rewards® points after you make $6,000 (the "Threshold Amount") or more of eligible purchases on your Blue Business Plus Card during the first 4 months of Card Membership, starting from the date your account is opened. Eligible purchases can be made by the Basic Card Member and any Employee Card Members on a single Card Account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases to meet the Threshold Amount do NOT include fees or interest charges, purchases of traveler's checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of other cash equivalents. Limit one offer per Card Account. Offer may not be combined with any other special offer. Your Card account must not be canceled or past due at the time of fulfillment of any offers. Membership Rewards® points will be credited to your account 8-12 weeks after you have met the Threshold Amount.
You can earn 25,000 Membership Rewards® points starting from the date that your account is opened. In rare instances, your period to spend $6,000 may be shorter than 4 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 4 months period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). Membership Rewards® points will appear on your monthly billing statement within 8-12 weeks after you have charged $6,000 in eligible purchases that your Card account is not past due or canceled
This offer is not transferable. American Express reserves the right to modify, or revoke offer at any time
Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.
The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo
If you have a history of cancelling or downgrading American Express Card accounts within your first year and you cancel or downgrade your new Card account within your first year, we may not credit, we may freeze, or we may take away the Membership Rewards® points from your account. If we determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, including if you return purchases you made to meet the Threshold Amount, we may not credit, we may freeze, or we may take away the Membership Rewards® points from your account. We may also cancel any accounts you have with us.