The Blue Business® Plus Card
Apply and get a decision in as little as 30 seconds.
Earn 25,000 Membership Rewards® points after you spend $6,000 in eligible purchases on the Blue Business® Plus Card in the first 4 months of Card Membership.†
$0 Annual Fee¤
Why is the Blue Business® Plus Card Right for You?
Designed with your business in mind
From major purchases to everyday expenses, a business Card has benefits suited to your goals and spending.
Powerful value to maximize everyday business purchases
Get more out of every day business purchases with the Blue Business® Plus Card. Earn 2X Membership Rewards® points on your first $50,000 in purchases and 1X points thereafter, all with the flexibility to choose how you redeem them.‡
Built in features that can give you payment flexibility and help cash flow management
From expense tracking tools and account alerts, to 24/7 support from Amex Business Specialists, our powerful backing supports you — so you can focus on growing your business.
Get more with a Card specifically built for business
Tackle More Purchases with a 0% Intro APR¤
Enjoy a 0% introductory APR on purchases for 12 months from the date of account opening. After that, your APR will be a variable APR of 16.74% to 26.74% based on your creditworthiness and other factors.¤
Do More with a $0 Annual Fee¤
Enjoy no annual membership fee¤ and maximize the Membership Rewards® points you can earn on everyday business purchases.
Flex More with Expanded Buying Power‡
You’ve got the power to use your Card above your credit limit* with Expanded Buying Power. There are no over-limit fees¤, no enrollment steps to take and you can continue to earn Membership Rewards® points on purchases above your credit limit. It’s just as simple as paying the minimum due each month, which will include any amount you spend over your credit limit.‡
*The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
Reward yourself even more by combining and redeeming points earned from your personal and business Cards‡
Earn 2X Membership Rewards® Points‡
Get more out of everyday business purchases with the Blue Business® Plus Card. Earn 2X Membership Rewards® points on your first $50,000 in purchases per calendar year, then 1X points thereafter, all with the flexibility to choose how you redeem them.‡
What can Membership Rewards® points be redeemed for?
Slide to change the number of points and see what you can redeem.
10,000 Membership Rewards® Points* can be redeemed for one of these options, for example:
$60
Towards eligible Card Charges‡
$100
Towards flights booked on AmexTravel.com‡
$70
When you use Pay with Points at Amazon.com‡
Up to $100
Towards Gift Cards from select retailers‡
*Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.
The value of Membership Rewards points* varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.
Enhance your wallet with powerful financial tools
Track Patterns with a Year-End Summary
Ease bookkeeping duties by separating your personal and business finances and track spending patterns with a Year-End Summary. It can streamline tax preparation and record keeping, giving you a clearer view of your overall business health.‡
Streamline Expense Management
Get the most out of your Business Card by adding Employee Cards‡. Earn points for purchases on Employee Cards in the same way you do on your own purchases, plus track employee spending with alerts and summary reports.
Take your business further with the Blue Business® Plus Card
Apply and get a decision in as little as 30 seconds.
$0 Annual Fee¤