$0 Annual Fee¤
See how the Blue Business® Plus Card can
make business purchases more rewarding
No Annual Fee¤
Enjoy no annual membership fee¤ and earn Membership Rewards® points, just for doing business.
Welcome to the Blue Business® Plus Card.
Turn Expenses into Cash Back
Earn 2X Membership Rewards® points on everyday business purchases up to $50,000 per calendar year with no category restrictions. Then earn an unlimited 1X points.‡
Intro APR Offer
Enjoy a 0% intro APR for 12 months on purchases from the date of account opening. After that, your APR will be a variable rate, 18.24% to 26.24%, based on your creditworthiness and other factors at account opening ¤. The variable APR will not exceed 29.99%
Get the most out of your Blue Business® Plus
offer with Employee Cards
$0 Annual Fee¤
Add Employee Cards —
You Can Earn an
Additional 5,000 Points
If approved for the Blue Business® Plus Card, earn 5,000 Membership Rewards® points after you add an Employee Card at the time of application and they spend $1,000 in purchases on their new Card in the first 12 months.†
Approval is subject to you and/or your company's previous experience and credit history with American Express and other lenders including credit score and any delinquencies, as well as identity verification.
You can earn 50,000 Membership Rewards® points after you spend $15,000 or more (the “Threshold Amount”) in eligible purchases on your Blue Business Plus Card within your first 12 months of Card Membership starting from the date your account is approved. The Membership Rewards points will be applied 8-12 weeks after the Threshold Amount is met.
Eligible purchases can be made by the Basic Card Member and any Additional Card Members on a single Card Account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents. Limit one offer per Card Account. Offer may not be combined with any other special offer. Your account must not be canceled or past due at the time of fulfillment of any offers.
You can earn 50,000 Membership Rewards® points after you spend $15,000 or more on eligible purchases on your Card within your first 12 months of Card Membership starting from the date your account is opened. In rare instances, your period to spend $15,000 may be shorter than 12 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 12 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped).
If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, if you applied for one or more cards to obtain an offer(s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit, we may freeze, or we may take away the Membership Rewards® points from your account. We may also cancel this Card account and other Card accounts you may have with us.
This offer is not transferable. If your application is not received by 6/30/2023, we will not process your application even if we later receive your application. American Express reserves the right to modify or revoke offer at any time.
Add an Employee Card Member to your Account at the time of application and you can earn 5,000 Membership Rewards® points after the Employee Card Member spends $1,000 (the “Threshold Amount”) or more in eligible purchases on their Card within their first 12 months of Card Membership starting from the date on which the Employee Card is added to your Account. In rare instances, the Employee Card Member’s period to reach the Threshold Amount may be shorter than 12 months if there is a delay in receiving their Card. Purchases may fall outside of the 12 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date they made the transaction. (For example, if they buy goods online, the purchase date may be the date the goods are shipped).
The 5,000 Membership Rewards® points will be credited to the Basic Card Member’s Account 8-12 weeks after the Threshold Amount has been met. Your Account must not be cancelled or past due at the time of fulfillment of any offers.
The Employee Card must be added at the time of application to be eligible for this offer. Purchases made by other Employee Card Members on your Account will not count toward the Threshold Amount. Your purchases as the Basic Card Member will not count toward the Threshold Amount. Eligible purchases are for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents.
If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, if you applied for one or more cards to obtain an offer(s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit, we may freeze, or we may take away the Membership Rewards® points from your account. We may also cancel this Card account and other Card accounts you may have with us.
This offer is not transferable. If your application is not received by 6/30/2023, we will not process your application even if we later receive your application. American Express reserves the right to modify or revoke offer at any time.
Terms and Conditions for the Membership Rewards® program apply. Visit www.membershiprewards.com/terms for more information. Participating partners and available
rewards are subject to change without notice.
The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.
With your Blue Business® Plus Card from American Express, you earn one Membership Rewards® point for each dollar you spend on your Card for eligible purchases. For the first $50,000 in eligible purchases in each calendar year you also earn one additional point (for a total of 2 points). Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards; person-to-person payments or purchases of other cash equivalents. Additional terms and restrictions apply.
You may add up to 99 total Employee Cards on your account.
Employee Card Spending Limits may be set up online or by calling the number on the back of your Card. The Spending Limit is not a guarantee that the Employee Card Member will be able to make purchases up to that limit. There are certain purchases where the limit does not apply, such as, for example, restaurant tips and hotel stays extended beyond their original reservation period, and the overall Account capacity is taken into consideration. You agree to pay all Charges without regard to whether any Charges exceed a limit, and you agree that we are not liable to you or any other person when a limit is not applied to any Charges and/or when Charges are incurred and billed that exceed a limit. For more information on the application of the limit, please refer to the Employee Card Spending Limits Terms and Conditions at www.americanexpress.com/spendlimits/terms, which will also be provided when you enroll Employee Card(s) in this feature.