American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express
United StatesChange Country

Earn 90,000 Membership Rewards® Points

Add the Business Gold Card and earn an extra 90,000 Membership Rewards points after you spend $10,000 on eligible purchases on the Card in the first three months of Card Membership.










Add a Card That Adapts to Your Business

As your business spending changes, so should your rewards. Adding the Business Gold Card means maximizing your Membership with accelerated rewards that adapt to your business spending. 


Apply to add Business Gold now to increase your spending capacity, streamline business expenses, and even combine Membership Rewards® points across all Cards.

Earn 4X

Membership Rewards Points

Earn on the top two categories where your business spends the most each billing cycle from the list below. ‡*


U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions


U.S. purchases for shipping


U.S. purchases for advertising in select media (online, TV,  radio)


U.S. purchases at restaurants, including dine-in, takeout, and delivery


U.S. purchases at gas stations


Airfare purchased directly from airlines

Earn 1X

Plus, earn 1X points on all other eligible purchases. Don't forget - you can combine points earned across all your Cards to maximize points. Terms and Conditions apply. ‡


*4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year. Then earn 1 point per dollar.



Add Business Gold,

Add Benefits for Your Business

No Preset Spending Limit

No preset spending limit means your spending limit is flexible. Unlike a traditional Card with set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history. ‡

25% Airline Bonus

When you're ready to travel, get 25% points back when you use Pay with Points to book an eligible flight through American Express Travel, up to 250,000 points per calendar year. ‡

Pay Over Time

The Pay Over Time option can help manage cash flow. Pay in full each month or over time with interest¤ for purchases of $100 or more. You can still earn points for your spending, whether you choose to pay in full or over time. ‡


APR on purchases will be a variable rate, 14.24% or 22.24%, based on your creditworthiness and other factors determined at the time of account opening.




Add the Business Gold Card. Add Possibilities.

$295 Annual Fee¤

Business Gold