Business Platinum Card Flip

$595 Annual Fee¤




Add Value to Your Business.

Add the Business Platinum Card® to Your Wallet.

Expanding your Membership can expand your access to premium benefits. Add value and maximize your rewards by applying to add the Business Platinum Card to your wallet. Gain exclusive offers designed for you and your business, streamline your business expenses, and efficiently manage cash flow.

Special Offer

150,000 Membership Rewards® Points


Offers ends 12/31/2021


As a welcome offer, earn an extra 150,000 Membership Rewards points after you spend $15,000 in purchases on the Card in the first three months of Card Membership. The points you earn have no expiration date, so you can use them when you're ready.

Make Business Expenses

More Rewarding

The Business Platinum Card can help simplify how you do business, and you can get

rewarded in the process. Make the most of both work and life with these premium benefits.

50% More Points on Large Purchases

Earn 1.5X Membership Rewards points for each eligible purchase of $5,000 or more – that’s an extra half-point per dollar – and up to 1 million additional points per calendar year. Plus, earn 1 point for every dollar you spend on other eligible purchases.

$200 Airline Fee Credit

Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell Technologies. Terms apply.

No Preset Spending Limit

Enjoy the financial flexibility of no preset spending limit on purchases, a unique feature that gives you the ability to unlock more purchase power as you use your Card.*


 *No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.

Pay Over Time

The Pay Over Time option on your Card helps you to keep your business on track, to pay later with interest, and to avoid the hassle of a loan. You can still earn points for your spending, whether you choose to pay in full each month or over time. ‡ 


APR on purchases will be a variable rate, 14.24% to 22.24%, based on your creditworthiness and other factors determined at the time of account opening.

why add a card

Having more Cards means more opportunities to earn points. You can expand your spending capacity while managing separate expenses. You can also combine points earned across all your Cards to redeem rewards. Points have no expiration date, so you can use them whenever you're ready. 

When You're Ready to Travel

When it's time to hit the road again, for business travel or well-deserved escapes, the Business Platinum Card can help enhance your trips with premier travel benefits.

5X  on Flights and Hotels

Earn 5X Membership Rewards points per dollar spent on prepaid hotel bookings booked and paid in advance online at 

35% Points Back

Use Membership Rewards® Pay with Points for all or part of an eligible fare and get 35% of those points back, up to 500,000 points back per calendar year. ‡

Fine Hotels + Resorts Program


Every stay at Fine Hotels + Resorts® is packed with perks when you book with American Express Travel. Enjoy an average total value of $550 in extras, like daily breakfast for two, 4PM check-out, and a $100 experience credit to savor something unique at each property.


*Average value based on Fine Hotels + Resorts bookings in 2019 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival  when available, $100 amenity, guaranteed 4PM late checkout, noon check-in when available, and complimentary wi-fi. Certain room categories not eligible for upgrade.  $100 amenity varies by property.  Actual value will vary based on property, room rate, upgrade availability, and use of benefits.


#1 in Airport Lounge Options

With the American Express Global Lounge Collection, Business Platinum Card Members can enjoy more access to lounge options than with any other card on the market* – with more than 1,300 airport lounges across 140 countries and counting. ‡ 


Notice: Due to COVID-19, certain Centurion® Lounge and Delta Sky Club® Lounge locations are temporarily closed. Please check here more details. 

*As of 8/2020.

Business Platinum

It's Time to Go Platinum

For whatever business or life brings, make every experience count with Business Platinum. Get started now.

$595 Annual Fee

¤Rates & Fees