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Your special offer

Earn 150,000 Membership Rewards® Points. Terms Apply.

As a welcome offer, earn 150,000 Membership Rewards® points after you spend $15,000 on eligible purchases on the Card in the first three months of Card Membership


Also, the points you earn have no expiration date, so you can use them when you’re ready.


‡†Offer & Benefit Terms

¤Rates & Fees

Business Platinum Card Flip

$695 Annual Fee¤



Add More Value to Your Business and Your Travel.

Apply to add the Business Platinum Card® to Your Wallet.

We’ve raised the bar on premium benefits to make your business purchases more rewarding. Add value and maximize your rewards by applying to add the Business Platinum Card to your wallet. Gain exclusive offers that pay you back when you spend, help you stay productive when traveling, reinvest in your business, and more.

A Suite of Business Benefits


Earn 1.5X Membership Rewards® points for every dollar spent (an extra half point per dollar) on:

  • Eligible purchases at US:
    • Construction material and hardware suppliers
    • Electronic goods retailers and software & cloud system providers 
    • Shipping providers
  • Each eligible purchase of $5,000 or more everywhere else

Earn 1.5X on up to $2 million of these purchases per calendar year.

Plus, earn one point for every dollar you spend on other eligible purchases.


To learn more about spending categories, visit

Unlock $1,000+ in Annual Statement Credits

Dell laptop on a table, next to a potted plant
Dell technologies logo


Enroll and get up to $400 in statement credits per year toward U.S. purchases with Dell Technologies on the Business Platinum Card. That’s up to $200 back semi-annually.

Man with camera equipment, using computer
Adobe logo


Enroll and get up to $150 in statement credits per year for eligible annual prepaid business plan purchases with Adobe on Creative Cloud for teams or Acrobat Pro DC with e-sign for teams on the Business Platinum Card.1


1Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled. 



Two woman working in living room
Indeed logo


Enroll and get up to $360 in statement credits per year for purchases with Indeed on the Business Platinum Card. That’s up to $90 back per quarter.

Man sitting at computer, and reading book, with wireless earpiece



Enroll and get up to $120 in statement credits per year for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $10 back per month.

Even More Business Platinum Benefits



No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.



With Cell Phone Protection,* you can be reimbursed for your repair or replacement costs following damage or theft for a maximum of $800 per claim with a limit of two approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month’s wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply.

*Coverage is provided by New Hampshire Insurance Company, an AIG Company.

$695 Annual Fee¤

¤Rates and Fees | ‡†Offer & Benefit Terms

Apply to Add Employee Cards, Too.

When you apply to add the Business Platinum Card, you can apply to add Employee Cards through the same application.

Earn rewards


Give your team access to spending, maintain control, and earn rewards the same way you do on your own Card.

Employee Card Fee Options


You may add up to 99 total Employee Cards on your account:

$350 annual fee for each Employee Business Platinum Card.

$45 annual fee for each Employee Business Gold Rewards Card.

$0 annual fee for each Employee Business Green Rewards Card.

Simplify Expenses


Think of Employee Cards as another tool you can use to stay on top of your expenses. Let employees buy what they need within limits you set. You'll earn rewards on their purchases, and receive real-time alerts to help you know who’s spending and where.

Amex Ribbon

When You’re Ready to Travel

When it’s time to hit the road again, for business travel or well-deserved escapes, the Business Platinum Card can help enhance your trips with premier travel benefits.

Clear logo

$189 CLEAR® Credit

CLEAR® uses unique attributes, such as eyes or fingerprints, to digitally verify identity to help its members move faster through security at select airports, stadiums, and entertainment venues nationwide.

You can cover the cost of a CLEAR membership with up to $189 in statement credits per year after you pay for CLEAR with your Business Platinum Card.


Global dining access logo

Global Dining Access by Resy

Global Dining Access by Resy gives you special access to sought-after restaurants across the globe when you add your Business Platinum Card to your Resy profile. Enjoy access to exclusive reservations, premium dining experiences, Priority Notify, and more – all from the Resy app.

5X Membership Rewards Points on Flights & Hotels

Earn 5X points for flights and prepaid hotels booked at

35% Airline Bonus

Receive 35% Membership Rewards® points back after you use the Membership Rewards® Pay With Points feature for all or part of a flight booked with American Express Travel if the flight is either First or Business class or on your selected qualifying airline, up to 1,000,000 points back per calendar year.

Fine Hotels + Resorts®  Program

Enjoy hotels that are destinations unto themselves. Book Fine Hotels + Resorts® through American Express Travel and get an average total value of $6001 in perks. Like daily breakfast for two, 4PM late check-out, and a $100 experience credit to savor something unique at each property.


1Average value based on Fine Hotels + Resorts bookings in 2021 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available, $100 amenity, guaranteed 4PM late checkout, noon check-in when available, and complimentary wi-fi. Certain room categories not eligible for upgrade. $100 amenity varies by property. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.


The Global Lounge Collection

You deserve choices. With the American Express Global Lounge Collection® get complimentary access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.



Business Platinum Card Flip

It's Time to Go Business Platinum

For whatever business or travel brings, make experience count with Business Platinum. Get started.