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Business Platinum Card Flip

$595 Annual Fee¤

¤Rates & Fees




Add Value to Your Business.

Add the Business Platinum Card® to Your Wallet.

Expanding your Membership can expand your access to premium benefits. Add value and maximize your rewards by applying to add the Business Platinum Card to your wallet. Gain exclusive offers designed for you and your business, streamline your business expenses, and efficiently manage cash flow.

Special Offer

150,000 Membership Rewards® Points


Offers ends 12/31/2021


As a welcome offer, earn an extra 150,000 Membership Rewards points after you spend $15,000 in purchases on the Card in the first three months of Card Membership. The points you earn have no expiration date, so you can use them when you're ready. Your team can help that happen faster – spending on Employee Cards also qualifies.The points you earn have no expiration date, so you can use them when you're ready.




New and Enhanced Benefits
$179 Credit

CLEAR® uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $179 in statement credits per year after you pay for CLEAR with your Business Platinum Card.‡

Global Dining by Resy

Global Dining Access by Resy gives you special access to sought-after restaurants across the globe when you add your Business Platinum to your Resy profile. Enjoy access to exclusive reservations, premium dining experiences, Priority Notify, and more - all from the Resy app.‡

Cell Phone Protection

With Cell Phone Protection, *you can be reimbursed for your repair or replacement costs following damage or theft for a maximum of $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply.‡  


*Coverage is provided by New Hampshire Insurance Company, an AIG Company.   

Wheels Up

Make your private flight experience even more unforgettable. Business Platinum Members are eligible to receive discounts on Wheels Up Connect and Core memberships. Plus, get a credit added to your Wheels Up account to use toward your  initial flight within your first year depending on your selected Wheels Up Membership.‡

Make Business Expenses

More Rewarding

The Business Platinum Card can help simplify how you do business, and you can get

rewarded in the process. Make the most of both work and life with these premium benefits.

50% More Points on Large Purchases

Earn 1.5X Membership Rewards points for each eligible purchase of $5,000 or more – that’s an extra half-point per dollar – and up to 1 million additional points per calendar year. Plus, earn 1 point for every dollar you spend on other eligible purchases.

$200 Airline Fee Credit

Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell Technologies. Terms apply.

No Preset Spending Limit

Enjoy the financial flexibility of no preset spending limit on purchases, a unique feature that gives you the ability to unlock more purchase power as you use your Card.*


 *No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.

Pay Over Time

The Pay Over Time option on your Card helps you to keep your business on track, to pay later with interest, and to avoid the hassle of a loan. You can still earn points for your spending, whether you choose to pay in full each month or over time. ‡ 


APR on purchases will be a variable rate, 14.24% to 22.24%, based on your creditworthiness and other factors determined at the time of account opening.

$595 Annual Fee¤

¤Rates & Fees


Add Employee Cards, Too.

When you add the Business Platinum Card, you can add Employee Cards through the same application.

Add Employee Cards
Earn Rewards Fast

Give your team access to spending, maintain control, and earn rewards the same way you do on your own Card.

$0 Annual Fee Option

You can add up to 99 Cards for no annual fee.

Simplify Expenses

Eliminate complicated expense reports, easily oversee employee spending online, and set limits.

When You're Ready to Travel

When it's time to hit the road again, for business travel or well-deserved escapes, the Business Platinum Card can help enhance your trips with premier travel benefits.

5X  on Flights and Hotels

Earn 5X Membership Rewards points per dollar spent on prepaid hotel bookings booked and paid in advance online at 

35% Points Back

Use Membership Rewards® Pay with Points for all or part of an eligible fare and get 35% of those points back, up to 500,000 points back per calendar year. ‡

Fine Hotels + Resorts Program

Receive this exclusive suite of benefits with each Fine Hotels & Resorts® booking: Room upgrade upon arival, when available*‡; daily breakfast for two people; guaranteed 4 pm late checkout; noon check-in, when available; complimentary Wi-Fi; unique amenity valued at US $100, such as a spa or food and beverage credit.**‡ See Program terms and conditions for additional details. ‡

*Certain room categories are not eligible for upgrade.

**Special amenity  varies by property.



#1 in Airport Lounge Options

Enjoy complimentary access to over 1,300 airport lounges globally, including The Centurion Network of Lounges and Studios, Airspace, Priority Pass Select, Escape Lounges – The Centurion® Studio Partner, Plaza Premium, Delta Sky Club when flying Delta, and select Lufthansa Lounges when flying Lufthansa Group. Lounges may have their own rules, like age restrictions and guest fees, and for Priority Pass Select, you need to enroll. To find a lounge, visit the membership section in the American Express® App or visit

Business Platinum Card Flip

It's Time to Go Platinum

For whatever business or life brings, make every experience count with Business Platinum. Get started now.