WELCOME OFFER
There’s Nothing Like
Business Platinum
Earn 200,000 Membership Rewards® points after you spend $20,000 on eligible purchases with the Business Platinum Card® in the first 3 months of Card Membership.†
Choose your preferred card design, either classic metal or mirror.
$895 Annual Fee¤†
Unlock over $4,000 in business and travel value annually on the Business Platinum Card®. Here's how:
Up to $1,150 Dell Credits‡
Upgrade your tech with the latest PCs and more. Enroll and get up to $150 in statement credits on U.S. purchases directly with Dell Technologies on the Business Platinum Card® and an additional $1,000 statement credit after you spend $5,000 or more on those purchases per calendar year.
$300 ChatGPT Business Credit‡
Connect your company tools to support the projects your team takes on. It’s the ChatGPT you know — designed for work. Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business1 on the Business Platinum Card®.
1Subject to auto-renewal.
$250 Adobe Credit‡
Get the creative solutions your business needs. Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card®.
Up to $360 Indeed Credit‡
Build your team, grow your business. Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card®. That’s up to $360 back per calendar year.
Up to $120 Wireless Telephone Service Credit‡
Enroll and get up to $120 in statement credits per year (up to $10 back per month) for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card®.
$600 Hotel Credit‡
Make your next trip even more memorable with over 2,600 hotels to choose from, all handpicked with high standards. Get up to $300 back in statement credits semi-annually, for up to a total of $600 in statement credits per calendar year, on prepaid Fine Hotels + Resorts® or prepaid The Hotel Collection2 bookings through American Express Travel when you pay with the Business Platinum Card®. Plus, each of these bookings comes with complimentary benefits, such as a room upgrade at check-in3, when available upon arrival, and a complimentary credit valued at $100 to use towards eligible charges, such as food and beverage, or other on-property charges, which varies by property.‡
2The Hotel Collection requires a minimum two-night stay.
3Certain room categories are not eligible for upgrade.
The American Express Global Lounge Collection®‡
With over 1,550 airport lounges — more than any other credit card company on the market4 — enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits when flying on an eligible Delta flight to be used from Feb 1 to Jan 31 of the next calendar year, Priority Pass™ Select membership (enrollment required) and other select partner lounges. Unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on the Card in a calendar year.‡
4As of 01/2026.
Fine Hotels + Resorts®‡
When you book a trip to one of more than 1,800 Fine Hotels + Resorts® properties through American Express Travel®, you unlock a complimentary suite of benefits worth an average total value of $5505 per stay, so you’re on your way to an amazing experience with every trip. Plus, earn 5X Membership Rewards® points, or use Pay with Points, for prepaid stays booked on AmexTravel.com or the Amex Travel App™.‡
5Average value based on Fine Hotels + Resorts bookings in 2024 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available, $100 credit towards eligible charges (which vary by property), guaranteed 4PM late checkout and noon check-in when available. Certain room categories not eligible for upgrade. Actual value will vary based on property, room rate, upgrade availability and use of benefits.
$209 CLEAR+ Credit‡
CLEAR® is a digital identity verification company. CLEAR uses unique facial attributes to help its Members move faster through security at select airports, stadiums and entertainment venues nationwide. You can cover the cost of a CLEAR+ Membership6 with up to $209 in statement credits per calendar year after you pay for CLEAR+ with the Business Platinum Card®.
6Excluding any applicable taxes. Subject to auto-renewal.
$200 Airline Fee Credit‡
Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Business Platinum Card® Account.7
7American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
$200 Hilton Credit‡
Get up to $200 in statement credits per calendar year (up to $50 per quarter) when you enroll in the $200 Hilton Statement Credit Benefit with the Business Platinum Card® through American Express. Eligible purchases must be made directly with a property in the Hilton portfolio on the Business Platinum Card®. Gift cards are not considered an eligible purchase. Hilton for Business membership is required. If your business does not already have a Hilton for Business account, you will be registered for one at the time you enroll in the benefit. Hilton for Business offers additional travel value, such as access to discounted rates, travel management tools and loyalty benefits. To learn more about Hilton for Business, visit HiltonForBusiness.com.
$895 Annual Fee¤†
Why is the Business Platinum Card® right for your business?
With 24/7 support from Amex Business Specialists, we have you covered — so you can focus on growth.
Whatever the needs are for your business, No Preset Spending Limit is designed to help you get it done. The more you consistently use your Card and regularly make payments, the more your spending power could grow. The amount you can spend adapts based on factors such as your purchase, payment and credit history.
Purchase with confidence with Pay Over Time.
The Pay Over Time feature lets you carry a balance with interest on eligible charges, up to your Pay Over Time Limit.
How It Works:
- Eligible charges will be automatically added to a Pay Over Time balance, up to the Pay Over Time Limit.
- You can choose to pay for these charges over time with interest, or you can pay your full balance each month, whichever is best for your business.
- You must pay in full any charge or a portion of a charge that is not added to a Pay Over Time balance.
5X Membership Rewards® Points through AmexTravel.com‡
Whether it’s Los Angeles or Lisbon, your next trip may be closer than you think. Earn 5X Membership Rewards® points on flights and prepaid hotel bookings at AmexTravel.com or the Amex Travel App™, including Fine Hotels + Resorts® program‡ and The Hotel Collection.‡
2X Membership Rewards® Points‡
Earn 2X Membership Rewards® points for every dollar spent on eligible purchases at U.S.:
• Construction material and hardware suppliers
• Electronic goods retailers and software & cloud system providers
• Shipping providers
Each eligible purchase of $5,000 or more.
Earn 2X points on up to $2 million of these purchases per Card Account per calendar year.8
8Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
Earn 1X Membership Rewards® points on other eligible purchases.
35% Airline Bonus‡
Use Membership Rewards® Pay with Points for all or part of an eligible flight booked through American Express Travel with your selected qualifying airline and get 35% of those points back, up to 1,000,000 points back per calendar year.
Enjoy premium value to support your business and travel
Business Platinum Card Members can unlock up to $3,600 in additional statement credits on flights booked on AmexTravel.com and American Express One AP® for use in the next calendar year after spending $250,000 in this calendar year. Here’s how:
$1,200 Amex Travel Online Flight Statement Credit‡
Unlock up to $1,200 in statement credits on flights booked on AmexTravel.com or the Amex Travel App™ with the Business Platinum Card®, for use in the next calendar year9, after spending $250,000 in eligible purchases in this calendar year. Learn more and explore destinations at AmexTravel.com or the Amex Travel App™.
9Statement credits valid for flights booked on AmexTravel.com or the Amex Travel App™ between January 1 and December 31 of the calendar year after the calendar year in which you make $250,000 in eligible purchases with the Business Platinum Card®.
$2,400 American Express One AP® Statement Credit‡
Unlock up to $2,400 in statement credits for use in the next calendar year on American Express One AP® monthly fees10 after you spend $250,000 on eligible purchases on the Business Platinum Card® in this calendar year.11 Statement credits will be applied to your monthly bill charged to the Card for our accounts payable solution, One AP. Learn more and get started here:
https://www.americanexpress.com/oneap-getstarted.
10Monthly fees include an auto-renewing platform access fee, transaction fees based on One AP usage and applicable taxes.
11Statement credits valid from January 1 through December 31 of the calendar year after the calendar year in which you spend $250,000 on eligible purchases on the Business Platinum Card.
Benefits designed to back your business
Employee Cards
Earn Membership Rewards® points for purchases on Employee Cards in the same way you do on your own purchases. Set spending limits and alerts to help oversee account activity and track employee purchases. You can add up to 99 total Employee Cards on your account — including an Employee Card option with no annual fee.‡
The annual fee for each Employee Business Platinum Card® is $400.†
The annual fee for each Employee Business Expense Card® is $0.
Realize the Possibilities with Business Platinum
Apply for the Business Platinum Card®.
$895 Annual Fee¤†