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Consumer and Small Business Card Agreements

Existing Cardmembers:

Click here to log into your account to obtain a PDF copy of your current account-specific Cardmember Agreement (Agreement). You can also request a copy by calling the number on the back of your Card.


Looking for a new Card?

Click below to see the Agreement for any of these products, which is accurate as of the date shown on the Agreement. If you apply for a new Card, the Agreement you receive will be the most recent version of the Agreement and reflect the pricing terms applicable to your account.

The Platinum Card® from American Express

for Goldman Sachs

The Platinum Card® from American Express exclusively for Morgan Stanley

The Platinum Card® from American Express

for Charles Schwab

Marriott Bonvoy Brilliant® 

American Express® Card

Morgan Stanley Blue Cash Preferred®

American Express Card

The Charles Schwab Investor Credit Card®

from American Express