Compare Business Cards with No Annual Fee
Explore rewards and benefits of our business Cards with no annual fee
Blue Business® Plus Credit Card
$0 Annual Fee¤
Blue Business Cash® Card
$0 Annual Fee¤
| blue-business-plus | blue-business-cash | Not Available | |
|---|---|---|---|
New Card Member Offer | |||
Annual Fee | $0 Annual Fee¤ | $0 Annual Fee¤ | |
APR | |||
What You Earn | Membership Rewards® Points | Statement Credits | |
How You Earn | Earn 2X pointson the first $50,000 in eligible purchases per calendar year with no category restrictions. Then earn 1X points on purchases thereafter.‡ Eligible purchases on AmexTravel.com or the Amex Travel App™ also earn 2X points and will not count toward the first $50,000.‡ All without an annual fee.¤ | Earn 2% cash backon the first $50,000 of eligible purchases each calendar year, 1% thereafter. Cash back earned is automatically credited to your statement.‡ |
| blue-business-plus | blue-business-cash | Not Available | |
|---|---|---|---|
Expanded Buying Power‡ As business needs evolve, your spending power should too. Expanded Buying Power‡ gives you the freedom to spend above your credit limit and get business done. The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited. | |||
No Annual Fee¤ $0 annual fee.¤ | |||
Employee Cards‡ Employee Cards: Earn rewards.‡ Set boundaries. Stay up to date. Think of Employee Cards as another tool you can use to stay on top of your expenses. Let employees buy what they need within limits‡ you set. You'll earn rewards‡ on their purchases, and receive real-time alerts to help you know who's spending and where. Terms, conditions and restrictions vary by individual Card products. | |||
Connect to QuickBooks®‡ Connect to QuickBooks can help you manage your employee Business Card expenses easily.‡ Employees' Business Card transactions and receipts they match to their transactions will also be automatically sent to your QuickBooks every day, so you can manage their expenses right from your QuickBooks. | |||
Account Manager‡ Don't have time to worry about Employee Cards? Assign a trusted team member as an Account Manager‡ with Full Access to add new Employee Cards for you. Your Account Manager can set spending limits‡ and track the amount each employee spends with simple graphs available in their American Express Online Account. | |||
Vendor Pay by BILL‡ Get started with Vendor Pay by BILL by enrolling your eligible American Express® Business, Corporate, or Corporate Purchasing Card. With the Basic plan, there is no monthly fee for the first user and no fee for a second user for the first six months. After six months, the second user will be charged $15 per month. The Advanced plan is $59 per user per month, and the Advanced Plus plan is $99 per user per month. Additional fees may apply based on plan type, payment methods selected, accounting system integrations, and the number of users.‡ | |||
Account Alerts‡ Set up alerts. Get real-time alerts if employees spend outside of merchant types that you've approved‡ or when purchases are blocked due to the set spending limit.‡ | |||
Online Statements View your purchase history, prepare reports, and budget your expenses | |||
Year-End Summary‡ At the start of each year, we provide access to a Year-End Summary‡ of charges so you can review your annual spending. Log into your American Express online account to view an interactive overview of your spending in pie or bar charts, organized by categories like travel and restaurants. You can also download your information to print or save for a later date in PDF or Excel to help prepare for your taxes and manage your spending. | |||
Pay with Points‡ For destinations around the globe, Membership Rewards® points can help you get there. Use Pay with Points for flights and prepaid hotels when you book on AmexTravel.com. | |||
Extended Warranty♦︎ With Extended Warranty♦︎ you can shop with less worry knowing the terms of the Original Manufacturer’s Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. | |||
Purchase Protection♦︎ When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection♦︎ can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per Covered Purchase, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions. | |||
Dispute Resolution‡ If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡ | |||
Car Rental Loss and Damage Insurance♦︎ Car Rental Loss and Damage Insurance♦︎ can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. | |||
Global Assist® Hotline‡ Whenever you travel more than 100 miles from home, Global Assist® Hotline‡ is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third - party service providers. Other terms and conditions apply. |
This view does not encompass all the benefits and services the Cards offer. Select Learn More below to explore full Card benefits.
Frequently Asked Questions (FAQs)
American Express offers a range of Small Business Credit Cards to help your business grow. Enjoy benefits across our suite of products such as cash back in the form of a statement credit, travel rewards, flexible payment options, and Membership Rewards® points. Choose the Small Business Card from American Express that's right for your business.Below are some Frequently Asked Questions to help you select the Small Business Card that's best for your business: