3. FX International Payments is a service of American Express Travel Related Services Company, Inc. (“American Express”). This service is not available to consumers. To enroll in the service, your business will be required to complete an application which is subject to review and approval by American Express. For a copy of the application, including terms and conditions, call 1-833-319-7265. Please note that, if someone other than you completes the application to enroll your business in the FX International Payments services, the approval process may be delayed. Also note that, if you choose to fund your payments using a bank account other than the account on file with American Express, your application may also be delayed.