We monitor what matters.
You live your life.

You'll pay only $1 for the first 30 days. Thereafter, you will be billed $16.99 per month.*
Sales tax may apply. Terms apply.

*The $1 offer is for first-time CreditSecure customers only and may only be used once. For your safety and privacy, if you are an Additional Card Member, you must have your own unique American Express username and password to purchase and to access CreditSecure. Please refer to FAQs for more information or call 1-866-617-1893.

The Benefits of CreditSecure

Detection & Alerts


Receive alerts for compromised personal data, potential fraud and at-risk personally identifiable information for you and up to 5 children you enroll.

FICO® Scores & Reports


Your FICO® Score1 is generated automatically once per month, it is also calculated when you pull your 3 Bureau Credit report, which is available every 30 days. Receive alerts for changes in your reports and access tools to help you understand which factors contribute to your score.

Support & Assistance


Speak to dedicated representatives if you suspect fraud, lose your wallet or need help understanding your credit report.

Important Note: Effective immediately, the following statement, “FICO® Scores are used in 90% of credit decisions”, has been removed from the CreditSecure Terms and Conditions. The full CreditSecure Terms and Conditions, with the revision, are provided below on this site.


1Credit score calculated based on the FICO® Score 8 model. Your lender or insurer may use a different FICO® Score version than FICO® Score 8, or another type of credit score altogether. FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries.  

man and child on tablet

Credit Monitoring

You worked hard to build your credit. Let us help you keep an eye on it.

✔ FICO® Scores with tracking and alerts

✔ On-demand report refresh every 30 days

✔ Daily 3-bureau credit report monitoring

✔ Credit limit and utilization alerts

Identity Monitoring

Your identity is a precious asset. We have the tools to help you monitor it.

✔ Dark Web Monitoring alerts you if we detect compromised personal information

✔ Social Security Number Trace alerts you if we detect the use of your SSN

✔ Child Monitoring alerts you if CreditSecure detects compromised personal information for your enrolled children


Fraud Assistance

Speak to a dedicated representative if you suspect fraud. 

✔ Lost Wallet assistance

✔ Dedicated Fraud Assistance agents


Frequently Asked Questions

We monitor what matters. You live your life.

Getting CreditSecure monitoring by mail? Learn More