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Explore the benefits of welcoming American Express Cards at your business.

Experience the Powerful Backing of American Express Card Acceptance 

Competitive Pricing


Competitive pricing opportunities at rates that may be lower than you think

Access to Benefits


Access to benefits like free marketing, savings on business solutions and more.

Higher Spending Card Members


In 2020, the average transaction size of an American Express Card Member was 30% more than that of non-Card Members.1

Welcoming Card Members


58% of American Express Card Members report that they prefer to make purchases where American Express cards are accepted.2

American Express can now be accepted at 99% of places in the US that accept credit cards.*


*Based on the Feb 2020 Nilson Report. 



Explore Free and Discounted Benefits

Savings for your Business

Savings For Your Business


With Amex Offers for Merchants, your business can take advantage of over $8,000 in savings on offers on business services from partners like Intuit Quickbooks, Constant Contact, and more.3


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Business Class for Merchants

Business Class for Merchants


Tips, trends, and tools from industry thought leaders in digestible formats.

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Financing & Payment Solutions

Financing & Payment Solutions


Solutions to help finance, protect, grow, and manage business.

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Connecting to Customers

Connecting to Customers


We provide free marketing, tools and programs to help connect your business to more customers.

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Two ways to accept Card payments online and in store

Accept Card Payment through Payment Provider

Acceptance through your Payment Provider


Eligible Small Businesses can accept through your provider, which sets the rate for card acceptance. Plus receive a single statement and deposit, the same way you do for all card brands you accept at your business.

Call 1-833-213-0511 or fill out the form here 

Accept Card Payment through American Express

Acceptance through American Express


National and Regional Businesses or Small Businesses who prefer to accept directly through American Express can take advantage of competitive pricing opportunities, plus 24/7 expert support and protection to help your business thrive.

Call 1-866-847-0890 or fill out the form here


If you are a Franchise Business, learn more about accepting the Card here



Support for Small Businesses


One of the ways American Express commits to supporting the success of Small Businesses is through grant and loan programs. Learn more about the loan and grant programs from 2021 and keep an eye out for additional support this coming year.

Services That Back Us


Together with Main Street America, American Express is supporting U.S. small businesses in the personal service industry that have been deeply affected by the pandemic. The program will provide 75 U.S. personal service industry small businesses in older or historic commercial districts with a $5,000 grant to be used towards critical needs. Terms Apply.  


Learn More >

Historic Restaurant Grant Program


In 2021, American Express awarded 25 grants to historic and culturally significant restaurants in the U.S. owned by underrepresented groups.






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American Express and Main Street America Announce “Services that Back Us”Grant Recipients. 


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Services that Back Us

Why businesses accept American Express


There are more reasons than ever to welcome American Express Cards. Hear what businesses are saying…



Jenny Wax Skincare Accepts AMEX

“Any business owner who’s not using Amex or accepting Amex is missing out on a great clientele who are very loyal to Amex.”


-  Jenny Ferrera, Jenny Wax Skincare 

Cookie Good Accepts AMEX

“There is something about American Express that just makes you feel more secure and that you know you're going to be really well taken care of. if you have any issues or problems, they will help you solve them and they will make it easier.”


- Melanie Canter, Cookie Good 

Andrew's Cheese Shop Accepts AMEX

“There's a little bit of pride when they hand over the Amex card to us, which is very easily identifiable, and they like doing business with businesses that accept it.”


- Andrew Steiner, Andrew’s Cheese Shop  

Interested in learning more about how to accept American Express Card payments?

Accept Through Your Payment Provider

Accept Through American Express


Frequently Asked Questions

[1] Nilson Report #1,191, February 2021. Transaction Size derived from U.S. year-end purchase volume divided by year-end purchase transactions, not from individual consumer level data. Average Non-American Express transaction size includes Visa, MasterCard and Discover credit and charge cards and excludes debit and prepaid volume and transactions.

[2] American Express commissioned an online survey conducted by Morning Consult in June 2021 relating to non-business purchases. Definition of American Express Card Members: Respondents in the U.S. who reported that they have an American Express Card and that they use that card to make non-business purchases at least once every 6 months. Definition of Non-Card Members: Respondents who reported that they do not have any type of American Express Card and that they use Visa, MasterCard, or Discover credit card products to make non-business purchases at least once every 6 months. Disclaimer: The trademarks used herein are the property of their respective owners.

[3] Based on offer savings available via Amex Offers for Merchants as of November 1, 2021. Value calculated by totaling the lowest possible reward or savings amount for each offer and assumes a merchant took advantage of the full length of any subscription plan where relevant, across all American Express Offers for Merchants third party offers. Offers and value of offers are subject to change without notice to you. Visit to see current offers.

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