Basic Card Members will get 1 Membership Rewards^® point for each dollar charged for eligible purchases on their Platinum Card^® or an Additional Card on their Account and 4 additional points (for a total of 5 points) for each dollar charged for eligible travel purchases on any Card on the Account (“Additional Points”), minus cancellations and credits. Eligible travel purchases are limited to: (i) purchases of air tickets on scheduled flights, of up to $500,000 in charges per calendar year, booked directly with passenger airlines or through American Express Travel (by calling 1-800-525-3355, or through AmexTravel.com or the Amex Travel App™); (ii) purchases of prepaid hotel reservations booked through American Express Travel (by calling 1-800-525-3355, or through AmexTravel.com or the Amex Travel App™); and (iii) purchases of prepaid vacation rental reservations booked through AmexTravel.com. Eligible travel purchases do not include: charter flights, private jet flights, flights that are part of tours, cruises, or travel packages, ticketing or similar service fees, ticket cancellation or change fees, property fees or similar fees, hotel group reservations or events, interest charges, or purchases of cash equivalents. Eligible prepaid hotel bookings or prepaid flight+hotel bookings that are modified directly with the hotel will not be eligible for Additional Points. Eligible prepaid vacation rental bookings that are modified directly with the vacation rental management company will not be eligible for Additional Points.

Bonuses that may be received with your Card on other purchase categories or in connection with promotions or offers from American Express cannot be combined with this benefit. Any portion of a charge that the Basic Card Member elects to cover through redemption of Membership Rewards points is not eligible to receive points. Additional terms and restrictions apply.

Merchants are assigned codes based on what they primarily sell. We group certain merchant codes into categories that are eligible for Additional Points. A purchase with a merchant will not earn Additional Points if the merchant’s code is not included in an Additional Points category. Basic Card Members may not receive Additional Points if we receive inaccurate information or are otherwise unable to identify your purchase as eligible for an Additional Points category. For example, you may not receive Additional Points when: a merchant uses a third-party to sell their products or services, a merchant uses a third-party to process or submit your transaction to us (e.g., using mobile or wireless card readers), or you choose to make a purchase using a third-party payment account or make a purchase using a mobile or digital wallet.

To be eligible for this benefit, the Card Account must not be cancelled. If American Express, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit in any way American Express may remove access to this benefit from the Account. For additional information, call the number on the back of your Card or visit americanexpress.com/rewards-info for more information about rewards.

You will get 1 point for each dollar charged for an eligible purchase on your Business Platinum Card^® from American Express. You will get 4 additional points (for a total of 5 points) for each dollar spent on eligible travel purchases. Eligible travel purchases include scheduled flights made online at AmexTravel.com or the Amex Travel App™ and prepaid short-term rentals made online at AmexTravel.com, minus returns and other credits. Additionally, eligible travel purchases include prepaid hotel purchases made through American Express Travel; (by calling 1-800-525-3355, or through AmexTravel.com or the Amex Travel App™), minus returns and other credits. Eligible travel purchases do NOT include non-prepaid hotel bookings, scheduled flights and prepaid flight and hotel packages over the phone, vacation packages, car rentals, cruise, hotel group reservations or events, ticketing service, cancellation or other fees, interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. To be eligible for the 5X Membership Rewards^® points, you must both reserve and charge the travel purchase with the same eligible Business Platinum Card^®. Dates of a prepaid short-term rental booking on AmexTravel.com cannot be modified. Card Members must cancel their short-term rental booking and make a new booking through AmexTravel.com; in which case, the new booking will be subject to availability, any cancellation policies and fees, any increase in the nightly rates or other fees, and any other applicable policies or fees of the vacation rental management company. To modify a hotel or air reservation you must cancel and rebook your reservation. You can cancel and rebook your reservation on AmexTravel.com or the Amex Travel App™ or by calling a representative of AmexTravel.com or the Amex Travel App™ at 1-800-297-2977. Cancellations are subject to hotel cancellation penalty policies. If hotel reservations are made or modified directly with the hotel provider, the reservation will not be eligible for this 5X Membership Rewards^® point benefit. To be eligible to receive extra points, Card account(s) must not be cancelled or past due at the time of extra points fulfillment. If booking is cancelled, the extra points will be deducted from the Membership Rewards account. Extra points will be credited to the Membership Rewards account approximately 6-10 weeks after eligible purchases appear on the billing statement. Additional point bonuses you may receive with your Card on other purchase categories from American Express may not be combined with this benefit (e.g., 2X bonuses for Business Platinum Card Members, etc.). Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. The benefits associated with the Additional Card(s) you choose may be different than the benefits associated with your basic Card. To learn about the benefits associated with Additional Card(s) you choose, please call the number on the back of your Card.

Merchants are assigned codes based on what they primarily sell. We group certain merchant codes into categories that are eligible for additional points. A purchase with a merchant will not earn additional points if the merchant’s code is not included in an additional points category. You may not receive additional points if we receive inaccurate information or are otherwise unable to identify your purchase as eligible for an additional points category. For example, you may not receive additional points when: a merchant uses a third-party to sell their products or services; or a merchant uses a third-party to process or submit your transaction to us (e.g., using mobile or wireless card readers); or you choose to make a purchase using a third-party payment account or make a purchase using a mobile or digital wallet.

Please visit americanexpress.com/rewards-info for more information about rewards.

Terms and Conditions for the Membership Rewards^® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice. The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.

Valid only for American Express Card Members. If you book a qualifying hotel rate on amextravel.com or the Amex Travel App™ and then find the same room, in the same hotel, for the same dates, the same number of children and adults, the same rate type and cancellation policy at a lower price online, before taxes and fees, we'll refund you the difference. For prepaid reservations, your claim must be submitted prior to your stay, before the date of check-in. For verification of “pay later” hotel bookings, your claim must be submitted within thirty (30) days after you have completed the hotel stay, and the customer service representative may instruct you to mail a copy of your hotel receipt to American Express within that time period. American Express will honor the lower price for verified requests. The "Lowest Hotel Rates Guarantee" policy applies only to online rates available to the general public and excludes (1) rates or discounts that are not available to the general public, including, but not limited to, corporate, group, charter, meeting/convention, AAA, government/military, and senior citizen rates/discounts; or (2) hotel rooms booked through or in combination with frequent stay, loyalty, points, coupon promotions, rooms won through contests or sweepstakes or transferred, or rooms booked on opaque websites that do not allow you to see the name of the hotel until your reservation is complete; or (3) promotional packages, deals, all-inclusive packages, or bundles that may include additional amenities such as parking, meals, or entertainment, or (4) rates booked through the Fine Hotels + Resorts^® and The Hotel Collection programs. Details

Basic Card Members on U.S. Consumer Platinum Card Account are eligible to receive up to $300 in statement credits semi-annually (January to June, and July to December) for up to a total of $600 per calendar year, when they or Additional Platinum Card Members use their Cards to pay for eligible prepaid Fine Hotels + Resorts^® and The Hotel Collection bookings made through American Express Travel (meaning through amextravel.com, the Amex Travel App™, the Amex^® App, or by calling the phone number on the back of your eligible Card) or when Companion Platinum Card Members on such Platinum Card Accounts pay for eligible prepaid bookings for The Hotel Collection made through American Express Travel (meaning through amextravel.com, the Amex Travel App™, the Amex^® App, or by calling the phone number on the back of your eligible Card). Purchases by both the Basic Card Member and any Additional Card Members on the Card Account are eligible for statement credits. However, the total amount of statement credits for eligible purchases will not exceed $600 per calendar year, per Card Account. Fine Hotels + Resorts^® program bookings may be made only by eligible U.S. Consumer Basic Platinum and Additional Platinum Card Members. The Hotel Collection bookings may be made by eligible U.S. Consumer Basic and Additional Platinum Card Members and Companion Platinum Card Members on the Platinum Card Account. Delta SkyMiles^® Platinum Card Members are not eligible for the benefit. To receive the statement credits, an eligible Card Member must make a new prepaid booking (referred to as "Pay Now" on amextravel.com, the Amex Travel App™, and the Amex App) using their eligible Card through American Express Travel for a qualifying stay at an available, participating Fine Hotels + Resorts or The Hotel Collection property. Bookings of The Hotel Collection require a minimum stay of two consecutive nights. Eligible bookings do not include interest charges, cancellation fees, property fees or other similar fees, or any charges by a property to you (whether for your booking, your stay or otherwise).

Statement credits are typically received within a few days, however it may take 90 days after an eligible prepaid hotel booking is charged to the Card Account. Eligible bookings must be processed before June 30th, 11:59PM Central Time, to be eligible for statement credits within the January to June benefit period, and December 31st, 11:59PM Central Time to be eligible for statement credits within the July to December benefit period. American Express relies on the merchant’s processing of transactions to determine the transaction date. If there is a delay in the merchant submitting the transaction to us or if the merchant uses another date as the transaction date then your purchase may not earn the statement credit benefit for the benefit period in which you made the purchase. For example, if an eligible purchase is made on December 31st but the merchant processes the transaction such that it is identified to us as occurring on January 1st, then the statement credit available in the next calendar year benefit period will be applied, if available. If you have transferred to a different Card at the time the merchant submits the transaction, you may not receive the statement credit. Statement credit(s) may not be received or may be reversed if the booking is refunded, cancelled, or modified. If the Card Account is cancelled or past due, it may not qualify to receive a statement credit. If American Express does not receive information that identifies your transaction as eligible, you will not receive the statement credits. For example, your transaction will not be eligible if it is a booking: (i) made with a property not included in the Fine Hotels + Resorts or The Hotel Collection programs, (ii) not made through American Express Travel, or (iii) not made with an eligible Card. Participating properties and their availability are subject to change. If American Express, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, American Express will not have an obligation to provide and may reverse any statement credits provided to you. If a charge for an eligible purchase is included in a Pay Over Time balance on your Card Account, the statement credit associated with that charge may not be applied to that Pay Over Time balance. Instead, the statement credit may be applied to your Pay In Full balance. Please refer to AmericanExpress.com/FHR and AmericanExpress.com/HC for more information about Fine Hotels + Resorts and The Hotel Collection, respectively.

Basic Card Members on U.S. Business Platinum Card Accounts (“Card Account”) are eligible to receive up to $600 in statement credits per calendar year when they or eligible Employee Card Members on the Card Account use their Cards to pay for eligible prepaid Fine Hotels + Resorts^® and The Hotel Collection bookings made through American Express Travel (meaning through amextravel.com, the Amex Travel App™, the Amex^® App, or by calling the phone number on the back of their eligible Card). Purchases by both the Basic Card Member and any Employee Card Members on the Card Account are eligible for statement credits. The total amount of statement credits for eligible purchases will not exceed $300 semi-annually for a total of up to $600 per calendar year in statement credits across all Cards on the Card Account. Each semi-annual eligibility period is defined as January to June and July to December. Starting on September 18, 2025, customers will have $300 available for use, expiring on December 31, 2025. Fine Hotels + Resorts^® program bookings may be made only by eligible U.S. Business Basic and Employee Business Platinum Card Members. The Hotel Collection bookings may be made by eligible U.S. Business Basic and Employee Business Platinum and Employee Business Expense Card Members. To receive the statement credits, an eligible Card Member must make a new booking using their eligible Card through American Express Travel on or after September 18, 2025, that is prepaid, for a qualifying stay at an available, participating Fine Hotels + Resorts or The Hotel Collection property. Bookings of The Hotel Collection require a minimum stay of two consecutive nights. Eligible bookings must be processed within the eligibility period to be eligible for statement credits within that period. Eligible bookings do not include interest charges, cancellation fees, property fees or other similar fees, or any charges by a property to you (whether for your booking, your stay or otherwise).

Statement credits are typically received within a few days, however it may take 90 days after an eligible prepaid hotel booking is charged to the Card Account. American Express relies on the merchant’s processing of transactions to determine the transaction date. If there is a delay in the merchant submitting the transaction to us or if the merchant uses another date as the transaction date, then your purchase may not earn the statement credit benefit for the benefit period in which you made the purchase. For example, if an eligible purchase is made on December 31 but the merchant processes the transaction such that it is identified to us as occurring on January 1, then the statement credit available in the next eligibility period will be applied, if available. If you have transferred to a different Card at the time the merchant submits the transaction, you may not receive the statement credit. Statement credit(s) may not be received or may be reversed if the booking is refunded, cancelled, or modified. If the Card Account is cancelled or past due, it may not qualify to receive a statement credit. If American Express does not receive information that identifies your transaction as eligible, you will not receive the statement credits. For example, your transaction will not be eligible if it is a booking: (i) made with a property not included in the Fine Hotels + Resorts or The Hotel Collection programs, (ii) not made through American Express Travel, or (iii) not made with an eligible Card. Participating properties and their availability are subject to change. If American Express, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, American Express will not have an obligation to provide, and may reverse, any statement credits provided to you. If a charge for an eligible purchase is included in a Pay Over Time balance on your Card Account, the statement credit associated with that charge may not be applied to that Pay Over Time balance. Instead, the statement credit may be applied to your Pay In Full balance. Please refer to AmericanExpress.com/FHR and AmericanExpress.com/HC for more information about Fine Hotels + Resorts and The Hotel Collection, respectively.

The Hotel Collection (THC) benefits are available for new bookings of two consecutive nights or more made through American Express Travel with participating properties and are valid only for the following Eligible Card Members: (a) U.S. Consumer and Business Gold Card, Platinum Card^® Members, and Centurion^® Members; and (b) Additional Card Members on Consumer and Business Platinum Card Accounts, and Additional Card Members on Consumer and Business Centurion Accounts. Delta SkyMiles^® Gold and Platinum Card Members are not eligible for THC program benefits.  Each eligible THC booking includes the following program benefits: (1) a $100 credit towards eligible charges, (2) 4pm late check-out when available, (3) 12pm check-in when available, and (4) room upgrade upon arrival when available. To receive program benefits, (i) the booking must be made and paid for using an Eligible Card, or another American Express^® Card, in the Eligible Card Member's name, (ii) the Eligible Card Member must be traveling on the itinerary booked, and (iii) charges for program benefits (if applicable) must be billed to the hotel room. If paying for the booking at the property, the Eligible Card Member may need to provide a physical American Express Card. Any applicable program-related credits will be applied at checkout in USD or the local currency equivalent. Noon check-in, 4pm late check-out and the room upgrade are subject to availability; certain room categories are not eligible for upgrade. The type of $100 credit and any additional benefit (if applicable) varies by property; the credit will be applied to eligible charges up to the amount of the credit.  Advance reservations are recommended for certain credits. Benefit restrictions vary by property. Benefits are applied per room, per stay (with a three-room limit per stay). Back-to-back stays booked by a single Card Member, bookings made by different Card Members staying in the same room or bookings made by different Card Members traveling in the same party, in each case, within a 24-hour period at the same property, are considered one stay and are only eligible for one set of THC benefits for the entirety of such stay. American Express and the Property reserve the right to modify or revoke THC benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in abuse, misuse, or gaming in connection with your THC benefits. Eligible Card Members are entitled to the benefits offered by the property on the booking check-in date. Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated. Benefits must be used during the stay booked. Benefits, participating properties, and availability and amenities at those properties are subject to change. To be eligible for THC program benefits, your Eligible Card Account must not be cancelled.

Special offers are available for new The Hotel Collection (THC) bookings of two consecutive nights or more made through American Express Travel^® with participating properties and are only valid for the following Eligible Card Members: (a) U.S. Consumer and Business Gold Card, Platinum Card^®, and Centurion^® Members; and (b) Additional Card Members on Consumer and Business Platinum Card Accounts, and Additional Card Members on Consumer and Business Centurion Accounts. Delta SkyMiles^® Gold and Platinum Card Members are not eligible for special offers. Bookings must be made and paid for using an Eligible Card, or another American Express^® Card in the Eligible Card Member’s name, and the Eligible Card Member must be traveling on the itinerary booked. If paying for the booking at the property, Card Members may need to provide a physical American Express Card. Special offers cannot be redeemed for cash and are not combinable with other offers unless indicated, including, without limitation, lower rate offers. Special offer must be used during the stay booked. Any applicable program-related credits are applied at check-out in USD or the local currency equivalent.

Special offer book by and travel by dates apply and vary by property. The availability and related terms of this special offer applies at the point of booking. The special offer is subject to change at the discretion of the property and you may see a different offer if you navigate away and return later. A minimum number of consecutive nights of stay are required and blackout dates may apply, please refer to the offer terms associated with a given property for details. Changes to a special offer by the property after the booking is made will not affect booked special offers. Any complimentary nights will be reflected at the time of booking; applicable taxes and fees for the complimentary nights will be removed at check-out.

Unless expressly permitted by the terms of the special offer, back-to-back stays booked by a single Card Member, bookings made by different Card Members staying in the same room or bookings made by different Card Members traveling in the same party, in each case, within a 24-hour period at the same property are considered one stay and the special offer will be applied for the entirety of such stay. American Express and the Property reserve the right to modify or revoke special offers at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in abuse, misuse, or gaming in connection with your THC benefits or a special offer. To be eligible for special offers, your Eligible Card Account must not be cancelled. If you are having trouble booking this Offer, please call the number on the back of your Card.

Fine Hotels + Resorts^® (FHR) program benefits are available for new bookings made through American Express Travel with participating properties and are valid only for the following Eligible Card Members: (a) U.S. Consumer, Business and Corporate Platinum Card® Members, and Centurion^® Members; and (b) Additional Platinum Card Members on Consumer and Business Platinum and Centurion Card Accounts. Companion Card Members on Consumer Platinum and Centurion Card Accounts, Additional Business Gold and Additional Business Expense Card Members on Business Platinum and Centurion Card Accounts, and Delta SkyMiles^® Platinum Card Members are not eligible for FHR program benefits. Each eligible FHR booking includes the following program benefits: (1) daily breakfast for two, (2) a $100 credit towards eligible charges, (3) guaranteed 4pm checkout, (4) 12pm check-in when available, (5) room upgrade upon arrival when available, and (6) complimentary Wi-Fi. To receive program benefits, (i) the booking must be made and paid for using an Eligible Card or another American Express^® Card, in the Eligible Card Member's name, (ii) the Eligible Card Member must be traveling on the itinerary booked, and (iii) charges for program benefits (if applicable) must be billed to the hotel room. If paying for the booking at the property, the Eligible Card Member may need to provide a physical American Express Card. Any applicable program-related credits will be applied at checkout in USD or the local currency equivalent. The average total value of the program benefits is based on prior-year bookings for stays of two nights; the actual value varies. Noon check-in and room upgrade are subject to availability and are provided at check-in; certain room categories are not eligible for upgrade. The type of $100 credit and any additional benefit (if applicable) varies by property; the credit will be applied to eligible charges up to the amount of the credit. Advance reservations are recommended for certain credits. The type of breakfast service and value of the daily breakfast (for two) varies by property but the daily breakfast (for two) will be valued at the greater of: (a) $60 per room per day; or (b) the total value of two (2) times the price of the lowest priced breakfast entrée, coffee or tea, and juice combination available on the hotel’s breakfast menu(s). The Eligible Card Member will be responsible for all breakfast charges greater than the value of the daily breakfast (for two) credit. If the cost of Wi-Fi is included in a mandatory property fee, a daily credit of that amount will be applied at check-out. Benefits are applied per room, per stay (with a three-room limit per stay).  Back-to-back stays booked by a single Card Member, bookings made by different Card Members staying in the same room or bookings made by different Card Members traveling in the same party, in each case, within a 24-hour period at the same property, are considered one stay and are only eligible for one set of FHR benefits for the entirety of such stay. American Express and the Property reserve the right to modify or revoke FHR benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in abuse, misuse, or gaming in connection with your FHR benefits. Benefit restrictions vary by property. Eligible Card Members are entitled to the benefits offered by the property on the booking check-in date. Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated. Benefits must be used during the stay booked. Benefits, participating properties, and availability and amenities at those properties are subject to change. To be eligible for FHR program benefits, your Eligible Card Account must not be cancelled.

Special offers are available for new Fine Hotels + Resorts^® bookings made through American Express Travel^® with participating properties and are valid only for the following Eligible Card Members: (a) U.S. Consumer, Business and Corporate Platinum Card^® Members and Centurion^® Members; and (b) Additional Platinum Card Members on Consumer and Business Platinum and Centurion Card Accounts. Companion Card Members on Consumer Platinum and Centurion Card Accounts, Additional Business Gold and Additional Business Expense Card Members on Business Platinum and Centurion Card Accounts, and Delta SkyMiles^® Platinum Card Members are not eligible for special offers. Bookings must be made and paid for using an Eligible Card, or another American Express^® Card in the Eligible Card Member’s name, and the Eligible Card Member must be traveling on the itinerary booked. If paying for the booking at the property, Card Members may need to provide a physical American Express Card. Special offers cannot be redeemed for cash and are not combinable with other offers unless indicated, including, without limitation, lower rate offers. Special offer must be used during the stay booked. Any applicable program-related credits are applied at check-out in USD or the local currency equivalent.

Special offer book by and travel by dates apply and vary by property. The availability and related terms of this special offer applies at the point of booking. The special offer is subject to change at the discretion of the property and you may see a different offer if you navigate away and return later. Changes to a special offer by the property after the booking is made will not affect booked special offers. A minimum number of consecutive nights of stay are required and blackout dates may apply, please refer to the offer terms associated with a given property for details. Any complimentary nights will be reflected at the time of booking; applicable taxes and fees for the complimentary nights will be removed at check-out.

Unless expressly permitted by the terms of the special offer, back-to-back stays booked by a single Card Member, bookings made by different Card Members staying in the same room or bookings made by different Card Members traveling in the same party, in each case, within a 24-hour period at the same property are considered one stay and the special offer will be applied for the entirety of such stay. American Express and the Property reserve the right to modify or revoke special offers at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your FHR benefits or a special offer. To be eligible for special offers, your Eligible Card Account must not be cancelled. If you are having trouble booking this Offer, please call the number on the back of your Card.

American Express Travel Related Services Company, Inc. is acting solely as a sales agent for travel suppliers and is not responsible for the actions or inactions of such suppliers. Certain suppliers pay us commission and other incentives for reaching sales targets or other goals and may provide incentives to our Travel Consultants. For more information visit www.americanexpress.com/travelterms.

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