Payment Processing Solutions for Merchants
Improving the payment experience to help you protect, grow and manage your business.
Enhanced Authorization™
Increase approval rates and reduce fraud up to 60% in online transactions by sending additional transaction data to American Express.
SafeKey®
Receive fraud liability shift by providing an extra layer of security for purchases that are made through web browsers or in-app.
Accertify
Count on comprehensive fraud protection, chargeback management and device intelligence across all your card brands.
Verify-It
Validate a customer’s name, phone number, email and address with this free, browser-based tool.
Tokenization Service
Eliminate the need to store real card account numbers, with no added friction to the customer experience.
EMV®
Help protect your company and your customers with the global standard in card present security.*
*EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo.
Fraud protection solutions at a glance. Click here.
Product Comparison

Click here to learn more about how you can protect your business including our video about tools to help fight fraud.
EMV
Help protect your company and your customers with the global standard in card present security.
Contactless
Enable contactless payments that encrypt transactions with a quick tap of the card.
Cardrefresher
Access automatic updates to help reduce any payment disruptions that may arise.
Click to Pay with American Express*
Trust Click to Pay for a single, simple, safe checkout experience across Merchant websites, mobile apps and other digital platforms.
* The Click to Pay icon is a trademark owned by and used with permission of EMVCo, LLC.
SmartBill Pro
SmartBill Pro is a billing-and-processing solution that allows you to authorize, submit and update Card information—all at once.
Payment processing solutions at a glance. Click here.

Raw Data
Get the information you need—automatically. Financial and/or dispute data flows directly into your systems, and you can customize it to work best for your business.
More resources to fuel your growth
Resources for Merchants in Response to Coronavirus (COVID-19)
Simple. Safe. Smart. Secure.
Transaction solutions to help improve your payment experience.
Contact your American Express Representative for more information.