Cash Flow Solutions

WELCOME OFFER

Earn $250 with American Express Business Line of Credit if your application is approved. Terms apply1

Earn $200 $250 with American Express® Business Line of Credit.

Apply for business funding2 with American Express. If approved, verify your bank account on or before Feb 28, 2023 and earn $250.

Already a customer with American Express? Sign in to apply

In order for your application to be approved, you must meet the minimum criteria, including but not limited to:

  • Be at least 18 years of age

  • Have started your business at least a year ago

  • Have a FICO score of at least 640 at time of application

  • Have an average monthly revenue of at least $3,000

All businesses are unique and are subject to review and approval.

EARN $250

To be eligible for this limited time offer, your application must be approved for an American Express® Business Line of Credit between 11/14/2022 and 2/28/2023 at 11:59pm ET. Then, add and verify your American Express® Business Line of Credit primary account on or before 2/28/2023 and we'll deposit $250 into it.

Focus on growth with an American Express® Business Line of Credit

  • Quick application

    Quick
    application

    Apply online in minutes.3 When you connect your business accounts to the application, your financial info is reviewed in real time for an efficient decision.

  • Flexible access

    Flexible
    access

    Use what you need when you need it — with no prepayment penalties.

  • Term length options

    Term length
    options

    6-, 12-, or 18-month loan term options with a corresponding monthly fee.2

  • Straightforward fees

    Straightforward
    fees

    Pay a fee only on the amount you use, during the months you have an outstanding balance.2

“Thanks to American Express Business Line of Credit, I was able to acquire the company of a retiring competitor. That expansion has already paid for itself!”

Chandra Franklin Womack, P.E., Aran+Franklin Engineering Inc.

Real American Express® Business Line of Credit (formerly Kabbage Funding™) customer aware that this testimonial may be featured.

Have questions about American Express® Business Line of Credit?

Check out our FAQs for more information about how American Express® Business Line of Credit works.

  • Select business owners* must:

    • Have been operating a business for at least 12 months
    • Have a valid business checking account
    • Be at least 18 years of age or older

    *Satisfy other eligibility requirements and meet our creditworthiness criteria. Please note that not all industries will be eligible for American Express® Business Line of Credit.

  • American Express® Business Line of Credit loans are issued by American Express National Bank.

  • Yes, American Express obtains reports from consumer reporting agencies. American Express may also report your line of credit account payment status to consumer credit reporting agencies in accordance with the loan agreement.

Read more FAQs

Explore more

Check out these products designed to help you run your business

Hand holding credit card icon

American Express® Business Checking

Earn 1.30% APY4 on balances up to $500,000. Terms apply. Member FDIC.

Learn more
Calculator and coin icon

American Express® Payment Accept

Accept all major card payments from your customers.

Learn more

American Express Business Blueprint™

View your select business products and accounts5 in one place.

Learn more