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3 Min Read | December 12, 2023
How to link a bank account to American Express Business BlueprintTM
When you link external bank accounts to Business Blueprint, those accounts become available to use across American Express® Business Line of Credit and American Express® Payment Accept.
The following guide will walk you through the process to link bank accounts.
After logging into your Business Blueprint dashboard, click on “Account”.
Then, select the “Linked Accounts” tab to see a list of any external accounts you currently have linked to Business Blueprint.
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You may have two different options to link an account: You can link a new bank account, or link an account already associated with your American Express Business Cards.
Step 3: Link a new account.
On the next screen, you will see a list of some commonly linked banks.
If your bank is not shown, simply use the search bar at the top to enter in the name of the bank you’d like to link.
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Step 4: Sign into your bank and choose accounts.
After selecting your bank, you will be required to sign in using the username and password for that account. Your bank may ask additional security questions to verify your identity.
NOTE: Your information is kept confidential, and American Express does not store your
login credentials.
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Once you’ve logged in, you have the option of selecting which accounts to link to your dashboard. Select all of the accounts you wish to link and then click “Continue.”
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Step 5: Finish up.
A confirmation screen will let you know that your accounts have successfully been linked.
You will start seeing data from your newly linked account(s) appear on your Business Blueprint dashboard.
You can always check the status of each linked account, and reconnect if necessary, on your dashboard.
Step 3: Link your account on file.
If you have already linked eligible accounts to your American Express Business Cards, you will see two options for linking your account. Choose the option titled, “Link bank accounts you’ve already linked to American Express.”
NOTE: If you are taken to a page asking you to choose your bank, it means that you do not have any eligible accounts link. In this case, please go to “Option 1: Link a new account” outlined above.
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Step 4: Select bank accounts you’d like to link.
On the next screen you will see a list of your eligible accounts. Check the box next to all accounts you wish to link and then click “Link account(s).”
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NOTE: Your selected accounts will now be available for fund transfers. To enable a data connection with your bank, which allows business account balance and transactional data to be integrated into your Business Blueprint dashboard, visit your "Linked accounts" page and click "Connect" on the respective account.
Step 5: Finish up.
After successfully linking your account, you will be returned to where you started. You will see that the
account is now enabled for transfer.
You can check the status of your linked accounts by visiting the “Linked Accounts” tab of your Business
Blueprint account.
When would I need to verify my linked account?
A linked account must be verified before you can use it to transfer money into and out of accounts related to American Express products. You usually verify an account by providing its routing and account numbers, though micro-deposits may also be used as a method for alternative verification.
How do I unlink a bank account?
In order to remove a previously linked account, you will need to contact us directly.
STILL NEED HELP?
Reach out to us for further guidance.
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TERMS AND CONDITIONS
American Express® Business Line of Credit, and American Express® Payment Accept are trademarks of American Express.
With American Express Business Blueprint™, customers can view their select business products that automatically appear on their dashboard at login. These products include American Express® Business Line of Credit, American Express® Business Checking, American Express® Payment Accept, and American Express® Business Credit Cards. Customers may also view the eligible external business bank and card accounts they choose to link to Business Blueprint.
Data insights provided through American Express Business Blueprint™ are based on customers' select business products, which include American Express® Business Line of Credit, American Express® Business Checking, American Express® Payment Accept, American Express® Business Credit Cards, and the eligible external business bank and card accounts that customers choose to link to Business Blueprint.
The data insights provided through American Express Business Blueprint™ do not constitute legal, tax, financial or accounting advice, and should not be considered a substitute for obtaining competent personalized advice from a licensed professional. You should seek professional advice before making any decision that could affect the financial health of your business.
The American Express Business Blueprint™ dashboard uses API connections to access, and then aggregate and analyze, data from the eligible external business bank and card accounts that customers choose to link. Customers can disable linked external accounts from Business Blueprint at any time. Some data may be delayed due to extenuating circumstances, such as the business account's connection to American Express Business Blueprint™ or issues with other API connections.
Terms, conditions, features, availability, pricing, fees, service and support options subject to change. American Express® Business Line of Credit loans are issued by American Express National Bank.
We are currently accepting applications from eligible U.S. businesses. Not all applicants will be approved for a Business Checking account. Current and prior American Express Rewards Checking customers are not eligible to apply at this time. To learn more about Business Checking, including eligibility, visit https://www.americanexpress.com/en-us/business/checking/.
American Express® Business Checking is offered by American Express National Bank. Member FDIC.
Membership Rewards® Program
Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice. The value of Membership Rewards® points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo
Kabbage Payments, LLC is a registered Payment Source Provider/Payment Facilitator sponsored by Fifth Third Bank, N.A., Cincinnati, OH.