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credit intel

Modern knowledge on managing and maximizing your personal finances.

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How To Improve Your Credit Score

Earning a top credit score takes time. Learn the different factors that affect your score and four strategies that may help to improve it.

What Affects Your Credit Score

There are many factors that can influence your credit score. Find out how late payments, debt, and credit history can impact your score.


Regularly checking your score—at least once every month—can help you assess financial progress and more.

icon  Ideas on saving & budgeting

Thinking about using your emergency fund? Here’s a list of expenses that generally make the cut.

10 Ways to Maximize Your Unemployment Benefits

Learn about ways to make the most out of your unemployment insurance benefits so your time between jobs can be less stressful and more productive. 

How do Savings Accounts Work in a Zero Interest World?

The effects of zero interest rates from the Federal Reserve mean Americans’ regular savings accounts earn close to zero interest. Here are three higher-interest alternatives. 

icon  Looking for a credit card?

How Fed Rate Cuts Impact Your Credit Card Interest Rate

When the Federal Reserve cuts interest rates, credit card interest rates tend to fall too. Why? Learn how the Fed’s interest rate policy influences credit cards.

Comparing Annual vs. No Annual Fee Credit Cards

Examining your own spending habits will likely point you toward a ‘premium’ card with an annual fee and extensive rewards or one with no annual fee and a lower APR. 


Considered safe and efficient, contactless payment lets you tap, pay, and instantly be on your way.

icon  Plan for life’s major milestones

A financial checklist can help you manage the home-buying process – especially if it’s your first time.

 

 

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How Much of a Down Payment Do You Need to Buy a House?

You may no longer have to make a big down payment to buy a home – but the traditional 20% down payment still has some advantages.


9 Tips to Make Remote Work from Home More Productive

How to invest for retirement has changed over time. Understanding where retirement strategy is heading can help you plan for your own retirement.

The material made available for you on this website, Credit Intel, is for informational purposes only and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.