American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express
United StatesChange Country
credit intel

Modern knowledge on managing and maximizing your personal finances.

Zogo Logo
Download Zogo, the fun, new financial education app. Learn finance and earn rewards from Zogo.

icon><span class=Real credit talk from quality sources

Soft vs Hard Credit Inquiries: What’s the Difference?

When anyone – including you – checks your credit report, that inquiry may get noted as part of your credit history. It can be either a ‘hard’ or ‘soft’ inquiry.

How Long Does a Closed Account Stay on a Credit Report?

Closed accounts remain visible on your credit report for seven to 10 years, depending on whether they were in poor or good standing when closed.


Some of the reasons your credit score can go down are obvious, but other times it’s less evident. Learn what could cause your credit score drop.

icon  Ideas on saving & budgeting

From travel insurance to budgeting, solo travelers have a lot to consider. Here are a few money-saving tips to help you plan your next solo trip.

Tips for Car Shopping Online

Shopping online for a car is an accelerating trend changing the purchase process from start to finish. Here are some tips to help you navigate this growing trend. 

21 Black Friday and Cyber Monday Shopping Tips

Black Friday and Cyber Monday are the most popular shopping events of the year. These holiday shopping tips can help you navigate Black Friday and Cyber Monday safely.

icon  Looking for a credit card?

What is the Most Rewarding Credit Card?

Looking for the best rewards credit card? Here’s how to find credit cards that generate the most rewards for you, tailored to the way you live, spend, and travel. 

Rose Gold Is Back – Here’s How to Make the Most of It

American Express® Rose Gold is back, so you can choose the card that fits your style while earning Uber Cash, accelerated points on dining and groceries, and more.


What if you max out your credit limit? Learn what credit limits are, how they’re determined – and how understanding their yin and yang could help you maintain a good credit score.

icon  Plan for life’s major milestones

The skills gap between the past and future of work is growing wider, but online courses can help retrain and upskill job seekers.

 

 

Learn More >

The 12 Most Popular & Affordable Family Vacations

Need family vacation ideas? Whether you’re looking for the beach, a theme park, or sightseeing trips, here are a dozen of the most popular and affordable options.


Marriage, Finances, and Credit Cards

When it comes to finances in marriage, some couples merge their money, some keep it apart, and others find middle ground. Find out what works best for you.

The material made available for you on this website, Credit Intel, is for informational purposes only and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.