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credit intel

Modern knowledge on managing and maximizing your personal finances.

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Soft vs Hard Credit Inquiries: What’s the Difference?

Soft vs Hard Credit Inquiries: What’s the Difference?

When anyone – including you – checks your credit report, that inquiry may get noted as part of your credit history. It can be either a ‘hard’ or ‘soft’ inquiry.

What Is a Credit Tradeline?

What Is a Credit Tradeline?

A credit tradeline is the credit bureau term for an account on your credit report. Here are the three types of tradelines and what information each includes.

Some of the reasons your credit score can go down are obvious, but other times it’s less evident. Learn what could cause your credit score drop.

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icon  Ideas on saving & budgeting

From travel insurance to budgeting, solo travelers have a lot to consider. Here are a few money-saving tips to help you plan your next solo trip.

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Tips for Car Shopping Online

Tips for Car Shopping Online

Shopping online for a car is an accelerating trend changing the purchase process from start to finish. Here are some tips to help you navigate this growing trend. 

4 Tips for Better Financial Habits

4 Tips for Better Financial Habits

Good financial habits can help you improve your overall financial well-being. Learn how these four tips can help jumpstart your journey to financial success.

icon  Looking for a credit card?

What is the Most Rewarding Credit Card?

What Is the Most Rewarding Credit Card?

Looking for the best rewards credit card? Here’s how to find credit cards that generate the most rewards for you, tailored to the way you live, spend, and travel. 

Rose Gold Is Back – Here’s How to Make the Most of It

Rose Gold Is Back – Here’s How to Make the Most of It

American Express® Rose Gold is back, so you can choose the card that fits your style while earning Uber Cash, accelerated points on dining and groceries, and more.

Credit cards with a Global Entry benefit usually pay for your application into Global Entry, which lets travelers speed through U.S. Customs when returning from abroad.

Read on and find out >

icon  Learn more about credit scores

Earning a top credit score takes time. Learn the different factors that affect your score and four strategies that may help to improve it.

 

 

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Average Credit Scores by Age, State, and Income

Average Credit Scores by Age, State, and Income

Average credit scores tend to change based on age, state, and income. But none of these are actually used to calculate your score. Good credit habits matter most.

How Often Does a Credit Score Update?

How Often Does a Credit Score Update?

Find out how often a credit score updates – is it a day, or does it take a month to see changes in your credit report?

The material made available for you on this website, Credit Intel, is for informational purposes only and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.