Bread Financial™ American Express® Credit Cards

The Features & Benefits Portal for the Bread Financial American Express Credit Cards brings it all together, making it easier for you to take advantage of your Cardmember benefits.

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Bread Cashback™ American Express^® Credit Card

Enjoy these great benefits when you use your Bread Cashback Card:

2% unlimited cash back¹
No annual fees²
No foreign transaction fees²

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¹Offer is exclusive to Bread Cashback American Express Credit Card holders enrolled in the Bread Cashback program. Cashback can be redeemed as statement credit or direct deposit. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please visit comenity.net/breadcashback/termsandconditions.

²Review important rate, fee, and other cost information.

Credit card offers are subject to credit approval.

American Express is a registered trademark of American Express. This Card is issued by Comenity Capital Bank pursuant to a license from American Express.

breadfinancial.com/cards

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Bread Rewards™ American Express® Credit Card

Everyday spending is more rewarding when you earn points using your Bread Rewards Card

Earn 3% on gas station, grocery store, dining and utility purchases¹
Earn 1% on all other purchases¹
+25% extra points every billing cycle you make 20 or more purchases on your Bread Rewards Card²

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¹Offer is exclusive to Bread Rewards Credit Card holders enrolled in the Bread Rewards™ American Express® Credit Card program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Bank does not have the ability to control assignment of merchant codes. Grocery stores excludes wholesale clubs. Dining excludes food delivery services. Utilities are limited to electric, gas, water and sanitary services. This rewards program is provided by Comenity Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/breadrewards/termsandconditions.

²For bonus earnings, the purchase must post prior to the end of the bonus event. Offer is exclusive to Bread Rewards Credit Card holders enrolled in the Bread Rewards™ American Express® Credit Card program. This rewards program is provided by Comenity Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/breadrewards/termsandconditions. Extra points will be awarded on total point balance earned in a specific billing cycle. The bonus event is defined as your billing cycle.

Credit card offers are subject to credit approval.

American Express is a registered trademark of American Express. This Card is issued by Comenity Bank pursuant to a license from American Express.

breadfinancial.com/cards

Amex Offers

Make everyday purchases more rewarding with Amex Offers.

Entertainment Access

With the Bread Financial™ American Express® Credit Cards, you get access to presale tickets for concerts, theater, sports and more.

Extra Protection

Discover the protections and insurances available to Bread Financial™ American Express® Cardmembers.

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