Bread Financial™ American Express® Credit Cards 


The Features & Benefits Portal for the Bread Financial American Express Credit Cards brings it all together, making it easier for you to take advantage of your Cardmember benefits.

Bread Cashback™ American Express® Credit Card

Enjoy these great benefits when you use your Bread Cashback Card:

  • 2% unlimited cash back1
  • No annual fees2
  • No foreign transaction fees2

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Bread Rewards™ American Express® Credit Card

Everyday spending is more rewarding when you earn points using your Bread Rewards Card

  • Earn 3% on gas station, grocery store, dining and utility purchases1
  • Earn 1% on all other purchases1
  • +25%  extra points every billing cycle you make 20 or more purchases on your Bread Rewards Card2

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Bread Financial

Amex Offers


Make everyday purchases more rewarding with Amex Offers.


Entertainment Access


With the Bread Financial™ American Express® Credit Cards, you get access to presale tickets for concerts, theater, sports and more.


Extra Protection


Discover the protections and insurances available to Bread Financial™ American Express® Cardmembers.


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