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You've Been Referred

Your friend has referred you for the Business Gold Card.

With your new Card, you could earn a welcome bonus and Your friend could earn a referral bonus. Terms Apply.

Business Gold Card

Reward Your Growth

Annual Fee: $375¤
Annual Fee: $375¤

Unlock up to $395 $845 back in statement credits annually on eligible purchases at select business merchants. Here's how:

$240 Flexible Business Credit

With the $240 Flexible Business Credit, earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx (through 10/01/2026), Grubhub, and Office Supply Stores. Enrollment required.

$240 Flexible Business Credit

Benefit Details

Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx (through 10/01/2026), Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.

$300 ChatGPT Business Credit

New! Get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business1 on the Business Gold Card. Enrollment required.

1Subject to auto-renewal.

$300 ChatGPT Business Credit

Benefit Details

Connect your company tools to support the projects your team takes on. It’s the ChatGPT you know – designed for work. Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business1 on the Business Gold Card.

1Subject to auto-renewal.

$150 Squarespace Credit

Create a customizable website or online store with an all-in-one solution from Squarespace. Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace on the Business Gold Card.1‡

1Subscription purchases subject to auto-renewal.

$150 Squarespace Credit

Benefit Details

Showcase your business. Get up to $150 in statement credits each calendar year on U.S. purchases with Squarespace on the Business Gold Card. Enrollment required.1

1Subscription purchases subject to auto-renewal.

$155 Walmart+ Monthly Membership Credit

Receive a statement credit1 for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with your Business Gold Card.

1Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.

$155 Walmart+ Monthly Membership Credit

Benefit Details

A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Business Gold Card to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges.

Card Design Choice

Choose your Color: Get the Business Gold Card in either the Gold, Rose Gold or White Gold metal design.

Choose your design when applying.

More Features & Benefits

Get more from your business spending with flexible rewards and elevated benefits.

No Preset Spending Limit

Whatever the needs are for your business, No Preset Spending Limit is designed to help you get it done. The more you consistently use your Card and regularly make payments, the more your spending power could grow. The amount you can spend adapts based on factors such as your purchase, payment, and credit history.

No Preset Spending Limit

Pay Over Time APR

APR on purchases will be a variable rate, 17.74% - 28.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤

Pay Over Time APR

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