This Card has No Preset Spending Limit, a unique feature that gives you the ability to unlock more purchase power as you use your Card. This means the spending limit is flexible. In fact, unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.

You decide what’s best for your business - pay in full when it makes sense, or pay over time to help manage your cash flow. Eligible purchases are automatically added to your Pay Over Time balance, up to your Pay Over Time Limit. You can choose to pay for those purchases over time with interest. Any purchase - or portion of a purchase - not added to your Pay Over Time balance must be paid in full each month.