Additional Card Members
Frequently Asked Questions
An Additional Card Member is another user on your Card account. Additional Card Members may not have accounts with us but they can use your Account subject to the terms of the Card Member Agreement.
An Additional Card Member can enjoy some of the benefits and convenience of your American Express Membership. You will remain responsible for all purchases made on both your Card and the Additional Card Members’ Card.
The Additional Card Member must be over the age of 13 and never had a defaulted account with American Express. Additional Card Member may not be the same individual as the Basic Card Member or as another Additional Card Member on the same account.
Log in and get started using this link or call the number on the back of your Card.
You need the Additional Card Member’s legal name, address, date of birth, and Social Security Number (SSN) or International Tax Identification Number (ITIN) to request to add them to your account as an Additional Card Member.
If the Additional Card Member does not have an SSN or ITIN, please call the number on the back of your Card.
To help the United States government fight terrorism and money laundering, American Express obtains, verifies, and records information about Additional Card Members. Therefore, we will ask for your Additional Card Member’s name, address, date of birth, and other personal information.
Yes. the Additional Card Member can use the American Express App with their own log in. The Amex App can be a great tool for the Additional Card Members to track their spending, make a payment, and discover Amex Offers® to add to their Card. Data and other fees may apply.
The Additional Card Member will receive the same Card as you (with the exception of the Platinum Card®, Centurion Card, and Delta SkyMiles® Reserve Card which have alternative options). For example, if you hold a Blue Cash Everyday® Card, the Additional Card Member will also hold a Blue Cash Everyday® Card. If you have more than one American Express Card, you may add Additional Card Members to one or all of your Cards.
Yes. You can add up to 4 Additional Card Members at the time of application. Other terms and annual fees may apply based on the type of Card.
You will be held responsible for all purchases charged on both your Card and the Additional Card Member’s Card. Please refer to your billing statement or Card Member Agreement for more information.
The rates and other fees for your Additional Cards will be the same as your Card. Please refer to your billing statement or Card Member Agreement for more information.
Annual Fees for Additional Cards vary based on the type of Card, please check your Card Member Agreement or call the number on the back of your Card.
Yes. Charges of each Additional Card are itemized on your billing statements, making it easy to track expenses. You also can check the balance of the Additional Card anytime via your online Account (within the Statements & Activity tab), on your billing statement, or by calling the number on the back of your Card.
Yes, charges made by each Additional Card are itemized on your monthly statements for easy expense tracking. You can also check the balance of Additional Card(s) anytime via your online Account (within the Statements & Activity tab) or by calling the number on the back of your Card.
Yes, a limit can be set for each Additional Card Member you add to your account. Please call the number on the back of your card.
The only thing the Additional Card Member can access is your account’s total balance. They cannot access the rest of your account information (Card number, transactions, limit controls) unless you give them access as an Account Manager.
Credit information will be provided to the credit bureau for the Additional Card Member when they are 18 or older. The Additional Card Member builds only positive credit history based on the credit behavior of the Basic Card Member. If the Basic Card Member becomes delinquent at any point, we will discontinue reporting on the Additional Card Member’s Card in order to retain positive history on the Additional Card Member.
Yes, eligible purchases made on the Additional Card are considered qualifying purchases and can help you earn rewards.
No. Each Card has its own account number, so if one is lost or stolen, you only need to replace that Card.
No, only the Basic Card Member can view charges for each Additional Card. The Additional Card Member can only view their purchases and your account’s total balance.