We have different types of Cards so that you can choose the one that best suits your individual needs and the way you spend. A Card is a convenient way to pay for your purchases. You don’t need to carry cash, and can use it to pay online, over the phone or in person. You can even use it to pay for goods and services in other countries. There are other advantages to having a Card – most offer benefits such as rewards, travel protection, purchase protection and a fraud protection guarantee.