1. ONLINE SERVICES
To pay your bill on the Internet, you must have an eligible bank account in US dollars at a financial institution in the United States of America. See your Cardmember agreement for more information.
2. EXPRESS CASH
Enrollment in Express Cash is required. When you withdraw cash at an ATM, your bank account will be debited the amount of the withdrawal (inclusive of any ATM operator or network fees) plus a fee of 3% of the total amount of your transaction or US$5, whichever is greater. There may be a delay between the date of your cash withdrawal and the date that the total amount of your transaction, including applicable fees, is debited from your designated bank account. Please ensure that your designated bank account has sufficient funds to cover the amount of your transaction, including applicable fees. If a transaction is not honored by your bank for any reason, we will charge the amount of the transaction, including applicable fees, as well as an additional fee of US$38, to your Card account. American Express will impose limits on the amount of each cash withdrawal. Your bank or the ATM owner may also charge additional fees, including ATM and overdraft fees, and may impose its own limits on the amount of each cash withdrawal. By using Express Cash, you are indicating your acceptance of the terms of the Electronic Fund Transfer agreement, which is provided to you when you receive your Card. You will be provided with an additional copy if you enroll in Express Cash, and otherwise upon request. For additional information about this feature, please call 1-800-CASH-NOW.
3. MEMBERSHIP REWARDS
Terms and Conditions of the Membership Rewards® program apply. Visit www.membershiprewardsLAC.com or call 1- 800-297-1095 for more information. Participating partners and available rewards are subject to change without prior notice.The value of Membership Rewards points variesaccording to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo
4. ADDITIONAL CARDS
The annual fee for up to 5 Additional Cards is US$65. The annual fee for 6 or more Additional Cards is US$65 for each Card. At your request we may issue Cards to additional Card Members. They do not have accounts with us, but they can use your Account subject to the terms of this Agreement. We may report additional Card Member’s use of your Account to credit reporting agencies. You are responsible for all use of your Accountby additional Card Members and anyone they allow to use your Account. You must pay for all charges they make. You authorize us to give additional Card Members information about your Account and to discuss it with them. If you want to cancel an additional Card member’s right to use yourAccount (and cancel their Card) you must tell us.
5. ADDITIONAL CARDS BONUS OFFER
Add one or up to 10 new Additional Card Members to your account through this email and you can earn 2.500 Membership Rewards® points for each,after the new Additional Card Member spends $1000 or more in eligible purchases on their Card within their first 3 months of Card Membership starting from the date of which the additional Card Member is added. The maximum number of Membership Rewards points you can earn through this offer is 25.000. New Additional Cards must be added by December 30th, 2019 to be eligible for this offer. Each new Additional Card Member on yourAccount must independently satisfy the $1000 purchase requirement. Purchases made by one Additional Card Member cannot be combined with purchases made by another Additional Card Member to satisfy the $1000 purchase requirement. Your Purchases as the Basic Card Member will not count toward the $1000 purchase requirement. In rare instances, the Additional Card Member’s period to spend $1000 may be shorter than 3 monthsif there is a delay in receiving their Card. Also, purchases may fall outside of the 3 months period in some cases, such as delay in merchants submitting transactions to us or if the purchase date differs from the date they made the transaction. (For example, if they buy goods online, the purchase datemay be the date the goods are shipped). The 2.500 Membership Rewards points will be applied to the Basic Card Member’s Membership Rewards program account within 8-12 weeks after the new Additional Card Member has met the purchase requirement. If American Express determines that you or your Additional Card Members have engaged or intend to engage in abuse, misuse, or gaming in connection with this offer, we reserve the right to withhold, freeze, or remove points from your program account and cancel any accounts you or your Additional Card Members have with us.