Credit Cards Benefits & Features

Discover the world of exclusive benefits, rewards and offers that American Express opens up for you.

Whether your business takes you across the globe or you simply wish to get more out of your everyday expenses, our Cards are designed with benefits that are most useful to you and offer you an upgraded lifestyle.

Discover the many ways American Express has your back.

From front row seats at live concerts, delectable dining experiences, air travel rewards and offers, our Cardmembers get to the heart of the action at the very onset of their journey, enjoying great savings along the way.

Travel

Enjoy exclusive air and hotel offers, enhanced travel insurance and the choice to pay with your points.

Amex Offers

Finding the right offers for yourself is easier than ever! Explore personalized offers, now in your online Card Account.

Amex Experiences

With our premium Cards, you can enjoy exclusive access to a hand-picked selection of upcoming events and experiences.

Dining

Savour gourmet dining experiences as you enjoy exclusive dining offers at premium restaurants across India.

Insurance & Protection

Stay assured knowing that you and your family are well covered with insurance solutions for travel, health, home and more.

Payment Security

Shop with confidence wherever you are, knowing we have your back. Our tools are designed to help you shop securely.

Do more with American Express

Use your points for your next getaway, to dine out with friends, or to pay for your morning coffee. Explore the freedom and flexibility of Membership Rewards - your rewards, your way.

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Membership Rewards

Earn reward points with every swipe - be it your splurges on luxurious travel experiences or simply your daily spends on cab rides. Redeem points from over 500 options in our Membership Rewards Catalogue.

Find out more

Reward Multiplier

Shop, dine, travel with your favorite brands and earn extra reward points every time you pay using your American Express^® Card

Shop Now

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Refer a Friend

Share the benefits of your Cardmembership with your friends and enjoy the privileges together along with exciting rewards.

Refer now

Suited man with luggage in airport lounge on his phone

Airport Lounges

Whether you're looking for a place to recharge or catch up on work, with the Platinum range of Cards, you have access to our growing network of lounges across 130 countries and counting.

Find a Lounge

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American Express Travel Online

Travel happier with more choices, value and inspiration when you book with us. Redeem your points for flights, hotels or experiences and more.

Book Travel Online

Equated Monthly Instalments (EMI)

Split the payments, not the joy! Convert your big purchases into EMIs without any documentation or foreclosure charges

Learn about EMI

Global Dining Collection

Enjoy special access to reservations and customized experiences with world-renowned chefs at restaurants across the globe, exclusively for Platinum and Centurion Cardmembers.

Explore the Collection

Travel Transfer Partners

Enjoy more ways to travel the world. Transfer your Membership Rewards Points to one of our airline or hotel partners.

Find out more

American Express Offers

Amex Offers is a programme that rewards you for spend on retail, travel, dining and more.

Pepperfry

Get additional flat 7% off on Pepperfry with your American Express Card. Use Promo Code “AMEXMKPF” to avail the offer. T&Cs apply.

Learn More

Kalyan Jewelers

Get upto 30,000 off on purchase of diamond jewelry worth Rs.3,00,000 or above. Flat 35% off on gold jewelry making charges. T&Cs apply.

Know More

Herman Miller

Get 15% discount for all transactions on all American Express Card. T&Cs apply.

Know More

Discover the many ways American Express has your back

Want to understand what benefits you can get by Card?

View Benefits by Card

American Express® Platinum Card, American Express Membership Rewards® Credit Card, American Express SmartEarn™ Credit Card

FAQs

Membership Rewards is a customer loyalty programme. American Express rewards Cardmembers that regularly use American Express Cards. The more you spend, the more Membership Rewards points you accumulate. These points can be redeemed for a wide variety of travel rewards, shopping rewards, entertainment rewards and more. Points can also be transferred to other loyalty programmes such as airlines (frequent flyer programmes) and hotels (frequent guest programmes).

Yes, you can transfer points to a participating frequent flyer partner programme or frequent guest programme. In order to transfer your Membership Rewards Points to a participating Frequent Flyer Programme or Frequent Hotel Guest Programme, you first need to register* your Frequent Flyer Number with us by calling our 24x7 Membership Services Helpline. You can link accounts anytime and there is no limit to the number of partners you can link with. Please allow up to 14 days for us to verify your account. You can then transfer your Membership Rewards Points to your Frequent Flyer Account online.

If you're not enrolled, enroll in online services here, or call us at call us at our Membership Services on the 24 hour Toll Free numbers printed at the back of your Card and we'll process your request for you.

*This service is not applicable for Cardmembers enrolled in Non Frequent Traveller option.

All Cardmembers enrolled in Frequent Traveller Option (FTO) enjoy Membership Rewards points with no expiry.

For all Cardmembers enrolled in Non Frequent Traveller option (NFTO), points expire 2 years after 12-month "Enrollment Period" in which they are earned.

For all Cardmembers enrolled in General Frequent Traveller option (GFTO), points expire 3 years after 12-month "Enrollment Period" in which they are earned.

Yes, you can. You will be charged 3.5% of the transaction amount as a mark-up fee for foreign currency transactions.

Discover our tips on how to save money abroad.

Manage My Benefits

To get full access to your benefits and rewards please Log in

View My Points Balance

Check my current reward points balance

Check How I Earn Rewards

Check my rewards program and how I earn rewards

View Membership Rewards Catalogue

Check what I can redeem my points for

Find the right Card for you

View Cards

Interested in business benefits?

Related Pages

Not found what you're looking for? Try the links below.

Why American Express?

Membership Rewards

Contact us

American Express Travel

¹One Plus Offer terms:

The “Offer” is open to only select American Express® Cardmembers whose Accounts are valid and in good standing. An American Express Cardmember for the purpose of this Offer means person holding an American Express® Centurion Card, American Express® Platinum Card, American Express® Platinum Reserve, and American Express® Platinum Travel Card issued by American Express Banking Corp. in India.
This Offer is valid from 17 October to 23 October 2020 on purchases made on OnePlus.in.
Please refer here for the detailed offer terms and conditions.

*You understand you are leaving the American Express website and going to a third party website, and that American Express is not responsible for any content hosted on or accessible from such third party's site(s). Such third-party site(s) are governed by their respective privacy policies, which are beyond American Express control. Once you leave our servers, use of any information you provide is governed by the privacy policy of the operator of the application/website you are visiting. That policy may differ from ours. If you can't find the privacy policy of any of these sites via a link from the application's/website homepage, you should contact the application/website owners directly for more information.

Credit Cards Benefits & Features

Discover the world of exclusive benefits, rewards and offers that American Express opens up for you.

Whether your business takes you across the globe or you simply wish to get more out of your everyday expenses, our Cards are designed with benefits that are most useful to you and offer you an upgraded lifestyle.

Discover the many ways American Express has your back.

Travel

Amex Offers

Amex Experiences

Dining

Insurance & Protection

Payment Security

Do more with American Express

American Express Offers

Discover the many ways American Express has your back

FAQs

Can I use my Card abroad? Yes, you can. You will be charged 3.5% of the transaction amount as a mark-up fee for foreign currency transactions. Discover our tips on how to save money abroad.

Manage My Benefits

View My Points Balance

Check How I Earn Rewards

View Membership Rewards Catalogue

Find the right Card for you

Related Pages

Yes, you can. You will be charged 3.5% of the transaction amount as a mark-up fee for foreign currency transactions.

Discover our tips on how to save money abroad.