National Electronic Funds Transfer (NEFT) – Settle your American Express Card bill payments online the very next day from any bank through National Electronic Funds Transfer (NEFT). Make sure to fill in the following details while registering your Card as a Payee
Payee Name: American Express
Payee Account No: 37XXXXXXXXXXXXX(XX below represents the last 13 digits of your Card number)
Bank Name: Standard Chartered Bank
Payee Account Type: Current
IFSC Code: SCBL0036020
Branch Address: Standard Chartered Bank, Narain Manzil. 23 Barakhamba Road, New Delhi 110001
In case you are making a payment via Standard Chartered Online Banking, the IFSC code is not required. You may simply select the option 'Transfer to another SCB bank account' to process the payment.
Simply initiate your funds transfer before 3 p.m. on weekdays* and by 10 a.m. on weekends** for next day credit to your American Express Card excluding Sunday and public holidays. Also make sure to put in the correct Card number to avoid a transaction failure
*Subject to timely processing by your bank.
**A reference to weekends includes working days falling on either a Saturday or a Sunday of any given week as notified by the Reserve Bank of India or by any other relevant authority. A weekend however does not include any holiday as notified by the Bank or by any relevant authority.
Online – Pay your Card bill, online anywhere anytime in three simple steps. Just log on to americanexpress.co.in. Click on ‘Pay your bill now’. Fill in your Card details and the bank account from which you would like to make the payment.
RUPAY/UPI/UPI QR Code - We also accept payments through following electronic modes:
(i) Debit Card powered by RuPay;
(ii) Unified Payments Interface (UPI) (BHIM -UPI); and
(iii)Unified Payments Interface Quick Response Code (UPI QR Code) (BHIM-UPI QR Code)
Crossed Cheque / Draft – Please make your crossed cheque/draft payable to AEBC Card No. 37** ****** *****. Please mention your name and contact number on the reverse of the cheque. The cheque/draft should preferably be dropped in an American Express drop box at least 4 working days prior to the payment due date to ensure timely credit to your card account and avoid levy of penal charges.
Drop Boxes – Find the nearest drop box location where you can drop your cheque or draft.
By Mail – Please send your payment to American express Banking Corp., Cyber City, Tower C, DLF Bldg No. 8, Sector 25, DLF City Phase II, Gurgaon – 122002.
Direct Debit – You may also enroll for direct debit each month from your Bank account and credit the Card Account with the total amount due in the monthly statement through the National Automated Clearing House (NACH) Debit option introduced by the National Payments Corporation of India (NPCI).