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Protect yourself from identity theft





Simple steps to stop an identity thief in their tracks

Identity theft occurs when someone uses your name and personal details to open new accounts or take over your existing account.

The result? Inconvenience, cost and potentially even temporary damage to your credit rating.


Fortunately, there are a number of easy ways you can avoid identity theft.

Check out our top tips to stay ahead of the fraudsters.




How to prevent ID theft


Security - Identity theft

Monitor your Account regularly


  • Check your statements thoroughly. Our online services make it easy.
  • Stay up to date with our regular Account alerts. Download the Amex app                to get instant notifications about purchases made with your Card.
  • See something you don't recognise? Contact us right away.
identity theft - keep card safe

Keep your Card safe 


  • Never let anyone else use your Card. 
  • Sign the back of new Cards straight away.
  • Always destroy expired Cards.
  • Let us known as soon as you can if your Card has been lost or stolen.
identitiy theft - use a mobile wallet

Use a mobile wallet

Amex Pay, Google Pay and Samsung Pay require fingerprint authorisation                and don't keep your Card details stored on your device                                                  (or share them with merchants), they provide an extra layer of security. 


  • Be sure not to let anyone else register their fingerprint or FaceID to your              phone, and don't share your phone passcodes.
identity theft - protect your PIN

Protect your PIN


  • Choose a PIN that's hard to guess (e.g., not your date of birth).                          Never write down your PIN or keep it with your Card. 
  •  Don't share your PIN.
  • Shield your PIN when entering it at a shop or cash machine. 
identity theft - guard your personal details

Guard your personal details


  • When choosing a user ID, password and PIN, avoid using something that's easy to find out, like your child or pet's name. Use different passwords for all your accounts (that includes email and social media), and change them regularly. 
  • Keep all your personal details and documents safe. Shred bank statements, utility bills and other documents when no longer needed. Switch to paper-free statements and view your Account online or through our mobile app. Review your credit reference report regularly (see list below) and sign up for alerts to spot ID fraud early.
identity theft - Be aware of SIM swap

Be aware of SIM swap

If you don't seem to be receiving texts or phone calls, contact your mobile          provider right away. You might be a victim of SIM swap fraud, which occurs          when fraudsters try to get access to accounts by taking over your phone number. 


Credit Reference Agencies 



CRIF High Mark

B-04,05,06, Art Guid House, Phoenix Market City, Kurla, Mumbai


Transunion CIBIL Ltd

One Indiabulls Center, Tower 2A-2B, 19th floor Senapati Bapat Marg, Lower Parel, Mumbai - 400013

Equifax Credit Information Services 

Unit 931, 3rd floor, Building 9, Solitaire Corporate Park, Andheri Ghatkopar Link Road, Mumbai


Experian Credit Information Company

Equinox Business Park, 5th floor, East wing, LBS Marg, Kurla, Mumbai - 40070


Crisil Limited

CRISIL House Central Avenue, Hiranandani Business Park, Powai, Mumbai - 400076



We've got your back

It's our job to help keep you safe, so we'll do the following:



Watch for unusual activity in

spending patterns.

Send you an instant alert by

text, phone and/or email if we see

something out of the ordinary.


In one click, you can tell us if

it was you.


Other ways you can protect yourself