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Amex Pay







Welcome to Amex Pay


Amex Pay is an easy and safe way to make mobile payments. It allows you to make contactless or QR code based payments at participating merchants.

Simply download the Amex App, and register for Amex Pay to get started.






Treat yourself


Continue to earn rewards when you make payments with Amex Pay. 




Safe shopping


Shop safe in the knowledge that we've got

your back with the highest standards of

protection and security you can enjoy.






Left your cash and Cards at home?

Pay with your phone, in seconds

with a single touch.






How to add your Card to Amex Pay

Amex Pay

Open the app & select ‘Account’.


Amex Pay

Select 'Activate Amex Pay'. For security purposes you'll need to enter the one-time password to confirm your identity,

Amex Pay

Then select to set Amex Pay as your default payment app. Then that's it. You're done.






How to make a contactless purchase using Amex Pay


Wake the device and enter your PIN,

passcode, pattern, fingerprint or use facial recognition



Hold the device near the reader


Wait for the device to vibrate or beep,

then look for the checkmark on your


Only applicable on payments of less than INR 2000 with your NFC enabled Android device running KitKat 4.4 or higher.

For transactions above ₹2,000, tap to pay and enter your PIN at the merchant terminal. Retailer contactless limits may apply, please check before paying.


How to make a QR code based payment using Amex Pay


Select ‘Pay with Bharat QR’ on the Amex App



Scan the QR code at the merchant


Enter or confirm the amount


Enter your Card PIN


Wait for the ‘payment completion’ screen




Merchant logo



Where to use Amex Pay

You can use Amex Pay at thousands of places that welcome American

Express contactless payments, either in-store or in-app.




Frequently Asked Questions


To find out more about Amex Pay, click here.



Mobile Wallet Security


We keep your transactions safe with 4 layers of protection, and every purchase

is approved by American Express.



Terms of Use & Important Information