United KingdomChange Country
The American Express® Business Gold Card
The American Express® Business Gold Card
Annual Fee: £125 (£0 in first year)
Apply Now

New Cardmember Offer

20,000 Membership Rewards® points

if you spend £3,000 in the first three months of Cardmembership.
Apply Now

Key Information

Spending LimitNo pre-set spending limit
Cashflow ManagementWith up to 54 days payment period on purchases
Annual Fee£125 (£0 in first year)

Featured Benefits

  • Membership Rewards Programme®
    • Use your Card for your business expenses and you’ll earn one point for every full £1 of your business spend. You can then redeem your points on a variety of things such as flights for your business travel, computers for the office, or corporate entertaining and gifting.
  • Beneficial Business Payment Terms
    • With a payment period of up to 54 days on purchases, this gives you greater control over your cashflow. Simply pay your balance in full every month.
  • No Pre-set Spending Limit
    • Gives your business greater purchasing power.
  • Supplementary Cards
    • Enables you to extend Cardmember benefits to colleagues and employees and easily keep track of your business expenses. There is no charge for additional Supplementary Cards.

    All Benefits

    Making Business More Rewarding
    Membership Rewards points
    American Express Travel
    Exclusive Cardmember offers
    Business Benefits
    Dynamic purchasing power
    Pay with Points
    Supplementary Cards
    Beneficial business payment terms
    Tripflex
    Foreign Exchange (FX) International Payments
    World-class Service
    Purchase Protection
    Easy, secure business account management

    Eligibility

    To apply for the Gold Business Card, you should be able to say yes to the following:
    • The business has a current UK bank or building society account
    • I/ The business have/ has no County Court Judgements for non-payment of debt
    • I am aged 18 or over
    • You have a permanent UK home address
    • You will pay the annual Cardmembership fee of £125.
    • You will not be eligible for any Welcome Bonus award if you currently hold or have held any Membership Rewards enrolled American Express Card in the past three months.

    Important Information

    Please ensure that you have read and downloaded these important documents before starting your application.
    If you'd prefer a Card without any rewards, other features or a Cardmembership fee, an alternative Card is available - The Basic Business Card.

    Ready to apply?

    Ready to apply?
    The American Express® Business Gold Card is offered by American Express Services Europe Limited.

    Other Cards You May Be Interested In

    The American Express® Business Platinum Card

    As a new Cardmember earn 40,000 bonus Membership Rewards® points if you are approved and spend £6,000 in the first three months of Cardmembership.

    Annual Fee £595

    American Express® Preferred Rewards Gold Credit Card

    New Cardmember offer. Earn 20,000 Membership Rewards® points when you spend £3,000 in your first three months of Cardmembership

    Representative 56.6% APR variable

    British Airways American Express® Credit Card

    New Cardmember offer: Earn 5,000 bonus Avios when you spend £1,000 in your first three months of Cardmembership. No annual fee.

    Representative 22.2% APR variable