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The American Express® Business Platinum Card
Annual Fee £595
Spending Limit
No pre-set spending limit
Cashflow Management
With up to 54 days payment period on purchases
Annual Fee
£595
If you'd prefer a Card without any rewards, other features or a Cardmembership fee, an alternative option is available –
The Basic Business CardKey Benefits
MAKING BUSINESS MORE REWARDING
Earn 1 Membership Rewards® point for every full £1 you spend on the Card. Points can be used to reward yourself, your clients or employees, or to reinvest in your business.
The AMERICAN EXPRESS GLOBAL LOUNGE COLLECTION TM
Unlocks access to more than a 1200+ airport lounges across 130+ countries, including The Centurion® Lounges and membership of PriorityPassTM.
THE TIMES AND THE SUNDAY TIMES DIGITAL SUBSCRIPTION
It’s great to have the latest news at your fingertips. This complimentary annual digital subscription to The Times and The Sunday Times, worth £312 per year, will keep you in the know all year round.
Premium business rewards
The Business Platinum Card can make doing business even more rewarding as every time you use it, it gives you something back. So whether its business travel, client entertainment, or even the Christmas party, put it all on the Card and watch how fast your points grow.
Welcome Bonus - Pay with points
- Lounge access
Higher tier hotel loyalty programmes - Earn points for every pound spent
- Transfer points
Fine Hotels & Resorts programmeonefinestay credit Supplementary Cards
Business benefits
- Beneficial business payment terms
No pre-set spending limit - Comprehensive worldwide
Travel Insurance for all Supplementary cards - Apply for complimentary
Supplementary Cards American Express Experiences - The Times and Sunday Times digital subscription
World-class service
The Business Platinum Card puts a whole host of personalised business services, benefits and support at your disposal. And they’re there, whenever you need them, to help make the running of your business simpler and easier. You’ll also enjoy all the protection and reassurance you need to conduct all your business affairs with complete confidence.
- Platinum Business Concierge Service
Refund Protection - Global Assist®
Purchase Protection - Easy, secure business account management
- Emergency Business Card Replacement
Premium business rewards
New Cardmember Welcome Bonus
New Cardmember Welcome bonus of 40,000 Membership Rewards points, if you are approved and spend £6,000 in the first six months of Card membership.
The American Express Global Lounge Collection:
with more than 1,000 airport lounges at 500+ airports across 120+ countries
Higher tier hotel loyalty programmes
Enhance your business trips or personal holidays with higher tier hotel loyalty programmes with Hilton, Shangri-La Hotels & Resorts, Marriot BonvoyTM, Meliá Hotels International, Radisson Hotel Group.
Plus, enjoycar rental benefits with Hertz and Avis.
Plus, enjoy
Membership Rewards programme
Earn one Membership Rewards point for every full £1 of your business spend. You can then choose to redeem your points for a wide selection of rewards – from flights for your business travel to computers for the office, to staff incentives, corporate entertaining and gifting
Transfer points
Transfer points you’ve earned on your business spend to one of our partner’s frequent traveller programmes and use them to enjoy complimentary stays, flights, dining and more – for business or pleasure.
Fine Hotels & Resorts
Our Fine Hotels & Resorts programme means that wherever you travel - with business or family – you get access to complimentary benefits such as complimentary room upgrades, daily breakfast for two people, and early check-in and late check-out.
You can stay in private homes at some of the most sought- after locations with an unprecedented level of service and receive a £150 statement credit when you book with onefinestay
Supplementary Cards
Share your benefits with up to one Supplementary Business Platinum Cardmember and an unlimited number of Business Gold Cardmembers with no fee. Purchases on Supplementary Cards will earn you Membership Rewards points.
Pay With Points
Use points you’ve earned on your Business Platinum Card to pay for travel booked online with American Express Travel. Pay for your trip in part or in full with your points, including any taxes and charges. There is a minimum redemption of 1,000 points.
Business benefits
Beneficial business payment terms
With a payment period of up to 54 days on purchases, this gives you greater control over your cashflow. Simply pay your balance in full every month.
No pre-set spending limit
Comprehensive worldwide Travel insurance
Comprehensive worldwide Travel insurance wherever business or pleasure takes you. You, your family, or colleagues and employees with Supplementary Cards are covered, whether travelling together or travelling alone on business and leisure trips of up to 120 days.
Apply for complimentary Supplementary cards
Apply for complimentary Supplementary Cards for your colleagues and employees. With all business expenditures coming out of the one business account, you'll be able to see exactly where the money is going on your statements. You'll also save time when sorting through expenses claims.
American Express Experiences
Entertain clients and reward employees with American Express Experiences . Enjoy access to some of the best tickets at in-demand music, theatre and film events, often before they go on general sale.
The Times and The Sunday Times digital subscription
This complimentary annual digital subscription to The Times and The Sunday Times, worth £312 per year, will keep you in the know all year round.
Dedicated Account Management
A dedicated Account Management team available to help you to get the most from your Business Platinum Cardmembership.
World-class service
Platinum Business Concierge Service
It’s the personal touches that make all the difference. From arranging business flights, finding you a hotel or even booking events tickets for a client, just one call and consider it done.
Should you change your mind or return your eligible item for any reason within the same 90 day period, the Card's Refund Protection means that even if the UK retailer won't refund you, we’ll replace or refund you up to a maximum of £300.
Worldwide 24-hour Customer Service with Global Assist®
If you’re away on business and run into trouble anywhere in the world, assistance is just a phone call away – in your own language, 24/7.
If you buy an item on your Card and it's stolen or damaged within 90 days, we'll replace or repair it, or refund you up to £2,500 per eligible item.
Easy, secure business account management
24-hour secure online access lets you check your balance, past statements, available credit, and keep track of all business purchases made on your Card.
Emergency Business Card Replacement
No matter where your business takes you, you’ll never be stranded. Report your Card lost, damaged or stolen we’ll help you replace it.
Eligibility
To apply for the Business Platinum Card, you should be able to say yes to the following:
- The business has a current UK bank or building society account
- I/ The business have/ has no County Court Judgements for non-payment of debt
- I am aged 18 or over
- You have a permanent UK home address
- You will pay the annual Cardmembership fee of £595.
- You will not be eligible for any Welcome Bonus award if you currently hold or have held any Membership Rewards enrolled American Express Card in the past six months.
To ensure timely completion of the application for your Business Platinum Card, it’s best to make sure you have the following information with you before you start to apply for the Card:
Starting an application
To ensure timely completion of the application for your Business Platinum Card, it’s best to make sure you have the following information with you before you start to apply for the Card:
- The Your Personal Details section is where you tell us about yourself. Please provide your accurate home address to ensure timely processing of your application. In addition to this you’ll need to provide
- The Business Details section is where you tell us about your business. When completing the application, please note that the Business Trading Address and the Registered Address is required where applicable. To complete the application process, we may request additional details for verification and authentication purposes. Do ensure you have the following details to hand, if relevant for your business:
- Your annual personal income
- The details of all individuals who own or control 25% or more of the company’s shares or voting rights, even if these interests are held indirectly
- Any existing American Express Card number (this can help speed up the decision making process of your application)
- The details of up to 4 Directors/Partners/Committee Members/Officers (where applicable). If the business is run by a sole trader, you will need to provide the details for the sole trader.
Product Terms
Please ensure that you have read and downloaded these important documents before starting your application.
- Read Terms and Conditions
- Read Insurance
- Read Membership Rewards Terms and Conditions
- Statement of Lender and Borrower Responsibilities
- Cardmember Privacy Statement
If you'd prefer a Card without any rewards, other features or a Cardmembership fee, an alternative Card is available - The Basic Business Card.
American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board
American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board
Ready to apply?
As a new Cardmember earn 40,000 bonus Membership Rewards® points if you are approved and spend £6,000 in the first six months of Cardmembership. Annual Fee £595.
Other cards you may be interested in
Annual Fee £125 (£0 in first year)
Membership Rewards Programme - Beneficial business payment terms
No pre-set spending limit Supplementary Cards
Introducing the new metal Card. New Cardmembers offer: Earn 30,000 Membership Rewards® points when you spend £4,000 in your first six months of Cardmembership
Annual Fee £575
- Complimentary access to over 1,200 airport lounges across more than 130 countries worldwide.
- Comprehensive worldwide travel
protection for you, your family and your Supplementary Cardmembers. - Access extra value and exclusive benefits all around the world including complimentary room upgrades upon arrival (when available) and a late check-out.
- Get points for every pound you spend and redeem with a range of shopping, travel and lifestyle partners.
Representative 56.6% APR variable
- Earn 10,000 Membership Rewards points when you spend £3,000 in your first six months of Cardmembership.
- Get Membership Rewards Points for every pound you spend and redeem with a range of shopping, lifestyle and travel partners
- Two complimentary lounge visits per year to use at over 700 airport lounges globally.
- Enjoy access to valuable travel benefits including hotel room and car rental upgrades.