United KingdomChange Country
American Express® Preferred Rewards Gold Credit Card
American&nbsp;Express<sup>®</sup> Preferred Rewards Gold Credit&nbsp;Card
Make your life more rewarding
Representative APR: 56.6% APR variable
Apply Now

New Cardmember Offer

Earn 20,000 Membership Rewards® points

when you spend £3,000 in your first three months of Cardmembership.That’s enough for a £100 Amazon.co.uk Gift Card.
Apply Now

Representative Example

Representative APR56.6% APR variable
Annual Fee£140 (£0 in your first year)
Credit LimitAssumed credit limit of £1,200
Purchase Rate22.2% variable for purchases
Check your eligibility

The American Express® Preferred Rewards Gold Credit Card

  • Only takes a couple of minutes to complete
  • Will not impact your credit rating
  • Allows you to apply with confidence
Check your eligibility

Featured Benefits

  • Welcome Bonus
    • Earn 20,000 bonus points when you spend £3,000 in your first three months. Terms Apply.
  • Earn Points
    • Earn 1x Membership Rewards point for every £1 you spend and 2x points for any airline purchase.
  • Choose Your Rewards
    • Use your points to offset virtually anything you’ve bought on your Card, or redeem with a range of shopping, travel and lifestyle partners.
  • Access Global Lounges
    • Take advantage of two complimentary lounge visits per year at over 1200 airport lounges globally.

    All Benefits

    Enjoy Rewards Sooner
    Earn Points on All Your Spend
    Invite Friends, get Rewarded
    Get a Yearly Boost
    Complimentary Supplementary Cards
    Receive your Card in the Post
    Choose The Rewards You Want
    Transfer Your Points to Travel Programmes
    Pay With Your Points
    Use Your Points Whenever You Want
    Make Your Lifestyle More Rewarding
    Access Global Lounges
    Access Exclusive Experiences
    Receive Personalised Offers
    Live Life Knowing You're in Safe Hands

    Eligibility

    To save time before applying for your American Express Preferred Rewards Gold Credit Card, it’s best to make sure you can say yes to the following.
    • I am aged 18 or over
    • I have a current UK bank or building society account
    • I have a permanent UK home address
    • I have no history of bad debt
    • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal American Express Card in the past 24 months.
    If you can say yes, go ahead. The application usually takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.

    Important Information

    Please ensure that you have read and downloaded these important documents before starting your application.
    American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board
    Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.

    American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

    Apply today and get a decision in as little as 60 seconds.

    Apply today and get a decision in as little as 60 seconds.
    American Express® Preferred Rewards Gold Credit Card is offered by American Express Services Europe Limited

    Other Cards You May be Interested In

    The Platinum Card®

    Introducing the new metal Card. New Cardmembers offer: Earn 30,000 Membership Rewards® points when you spend £4,000 in your first three months of Cardmembership

    Annual Fee £575

    British Airways American Express® Credit Card

    New Cardmember offer: Earn 5,000 bonus Avios when you spend £1,000 in your first three months of Cardmembership. No annual fee.

    Representative 22.2% APR variable

    Platinum Cashback Everyday Credit Card

    New Cardmember offer: Get 5% cashback on your purchases (up to £100) for the first three months of Cardmembership

    Representative 22.2% APR variable