How You Earn
3X
Points(minimum)
On Spend at Nectar partners when using Credit Card and Loyalty Card
for every £1 spent
2X
Points
On Purchases
for every £1 spent
5,000
Points
Invite a Friend
And earn at least 5,000 Nectar points if they are approved - up to 90,000 a year.
How You Earn
3X
Points(minimum)
On Spend at Nectar partners when using Credit Card and Loyalty Card
for every £1 spent
2X
Points
On Purchases
for every £1 spent
5,000
Points
Invite a Friend
And earn at least 5,000 Nectar points if they are approved - up to 90,000 a year.
Key Benefits
Welcome Offer
First year’s Cardmembership fee of £30 is on us
Collect Points
Collect 2 points for every full £1 spent on the Card
Nectar Partners
Collect a minimum of 3 points per £1 spent at Nectar partners when using Credit Card and loyalty card.
Plan ItTM – Instalment Plans from American Express
Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee.
- No additional application or extra credit checks required
- A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance
- Earn rewards on the purchases the way you usually do
Learn more by visiting here.
All Benefits
Earn Nectar points
Collect 2 points for every full £1 spent on the Nectar Credit Card
Collect a minimum of 3 points per £1 spent at Nectar partners when using your Credit Card and loyalty card.
Redeem your Nectar points
20,000 Nectar points
At least £100 to spend with Nectar partners
10,000 Nectar points
At least £50 to spend with Nectar partners
5,000 Nectar points
At least £30 to spend with Nectar partners
Examples representative of spending Nectar points. Visit nectar.com for more information
Invite Friends, get Rewarded
Invite a friend and earn 5,000 bonus Nectar points if they are approved – up to 90,000 points a year. You can put them towards purchases at Argos, the weekly Sainsburys shop or Eurostar tickets. Find out more here.
Complimentary Supplementary Cards
You can collect even more Nectar points when they use the Card.
Global Assist®
Provides 24/7 help whenever you are travelling outside the UK.
Purchase and Refund Protection
Covers eligible items purchased using the Card.
Fraud Protection
We process transactions through secure systems with early fraud detection to help minimise risk, wherever you spend.
If you don’t recognise a purchase, we’ll remove it from your Account immediately and investigate it for you.
American Express Offers
Enjoy carefully selected offers from our range of retail and travel partners.
American Express Experiences®
Enjoy access to purchase tickets to some of the most in-demand music, film and theatre events in town.
Receive your Card in the Post
Once approved, you’ll receive your Card in the post, so you can start earning rewards on your spend straight away.
Reward Yourself
Travel Benefits
World-class Service
Eligibility
To save time before applying for your Nectar Credit Card, it's best to make sure you can say yes to the following:
- I am aged 18 or over
- I am a Nectar member and have a Nectar membership number
- I have a current UK bank or building society account
- I have a permanent UK home address
- I have no history of bad debt
- I earn at least £20,000 per year
If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.
I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal American Express® Cards in the past 24 months.
Important Information
Please ensure that you have read and downloaded these important documents before starting your application.
- Read Terms and Conditions
- Read Summary Box
- Pre-Contract Credit Information
- Read Insurance
- Cardmember Privacy Statement
Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
