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The Starwood Preferred Guest® Credit Card from American Express

Earn a 10,000 Starpoints® bonus, enough for up to 3 complimentary nights at Starwood hotels.
Representative 36.2% APR Variable 
Representative Example

Representative APR
36.2% APR variable
Annual fee
Based on £75
Credit Limit
Assumed credit limit of £1,200
Purchase Rate
19.9% variable for purchases
Product Terms Read summary box

Key Benefits


Automatic upgrade to SPG Gold Preferred status when you spend £15,000 in purchases on your Card each year


Receive a Free Weekend Night Award , for each year you spend £25,000 on the Card


Travel inconvenience insurance covering flight cancellations, and delayed baggage when flights are purchased on your Card.


Manage your account online and on the go.

Reward yourself

Enjoy a Welcome bonus of 10,000 Starpoints, enough for up to three complimentary nights, when you spend £1,000 in your first three months of Cardmembership.
  • Earn 1 Starpoint for virtually every full £1 spent on your Card - that's in addition to the Starpoints you earn at Starwood Preferred Guest hotels and resorts as an SPG member
  • Earn 2 Starpoints for every £1 of eligible purchases charged to your Card at participating SPG & Marriott Rewards® hotels. Until 31 December 2018.
  • Explore more than 1,000 hotel and resorts in nearly 100 countries with your Starpoints (or combine them with your Card), with no blackout dates
  • Redeem Starpoints for flights on over 150 airlines with no blackout dates
  • Transfer your Starpoints to over 30 major airline frequent flyer programmes
Read more


Now you can take one more thing on your travels; total piece of mind, with the security of booking through American Express.
  • Global Assist® provides help when you travel outside the UK, in your own language, 24/7
  • Travel Accident covers up to £150,000 on public transport when you buy your ticket with your Card
  • Travel inconvenience insurance covering flight cancellations, and delayed baggage when flights are purchased on your Card

World-class service

As you might expect from American Express, the service is a little bit special. The first person to answer your call will be your contact until the matter is resolved. You can phone, text or email us 24/7 and we’ll get on it right away. But that’s just the start.
  • Eligible items you buy on your Card in the UK have Refund Protection. Items are covered up to 90 days and we’ll replace or refund up to a maximum of £250. Even if the retailer won't.
  • You also get Purchase Protection. If you bought it on your Card and it’s stolen or damaged within 90 days, we'll replace or repair it, or refund you up to £2,500 per eligible item
  • Don’t recognise a purchase? We’ll remove it from your Account immediately and investigate it for you as part of our online fraud guarantee.
  • Make your next night out a memorable one with American Express Invites, enjoy access to some of the most in-demand music, film and theatre events in town.
Reward yourself
Redeem your Starpoints
Enjoy a complimentary stay when you redeem your Starpoints:
100,000 + Points
- Indulge in 5 nights at a Category 6 Starwood hotel or resort, like The Westin Excelsior, Rome or the W New York - Times Square.
40,000 Points
- Enjoy the sun with four nights at a Category 4 Starwood hotel or resort, like The Westin Denarau Island Resort & Spa, Fiji.
20,000 Points
- Unwind with two nights at a Category 4 Starwood hotel or resort, like Le Meridien Rimini or Sheraton Bali Kuta Resort.
10,000 Points
- Grab a city break with a one night stay at a Category 4 Starwood Hotel or resort, like The Westin Grand Berlin.
5,000 Points
- Change the itinerary with a weekend stay at a category 1 Starwood Hotel or resort, like the Sheraton Sharm Hotel, Resort Villas & Spa.
Examples representative of redeeming Starwood Preferred Guest Starpoints. You can also book airline tickets with Starpoints. Choose from 30 leading airlines – with no blackout dates. Terms, taxes, fees and charges apply. Visit for further information.
Refer friends, get rewarded
Get a points boost. Refer friends and earn 5,000 bonus Starpoints if they are approved – up to 90,000 points a year.
To save time, it’s best to make sure you can say yes to the following.
  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have no history of bad debt
  • If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.
Important Information
Please ensure that you have read and downloaded these important documents before starting your application.
American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board

Need help completing your application?
Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.

Ready to apply?

Earn a 10,000 Starpoints® bonus, enough for up to three complimentary nights.
The Starwood Preferred Guest Credit Card is offered by American Express Services Europe Limited. Click here for more information.